---
type: "Bill"
title: "Debtor and creditor; Oklahoma Student Borrower's Bill of Rights Act; attorney general; student loan servicers; effective date."
description: "Debtor and creditor; Oklahoma Student Borrower's Bill of Rights Act; attorney general; student loan servicers; effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2024"
identifier: "HB 1443"
citation: "Oklahoma HB 1443 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Montgomery", "Provenzano"]
version_count: 5
action_count: 21
vote_count: 4
first_action: "2023-02-06"
last_action: "2023-05-01"
source: "openstates"
source_identifier: "ocd-bill/57ac5d05-3996-4a5a-9133-fcfebff06d4b"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=HB1443&session=2400"
source_hash: "3a5f2e29fecad903f3a55db66febbd2487ed0710c7d7d266a2248575984564ea"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma HB 1443 (2024) — Debtor and creditor; Oklahoma Student Borrower's Bill of Rights Act; attorney general; student loan servicers; effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 INT/hB/HB1443 INT.PDF)
2. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 ENGR/hB/HB1443 ENGR.PDF)
3. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 ENR/hB/HB1443 ENR.PDF)
4. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 FLR/HFLR/HB1443 HFLR.PDF)
5. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 FLR/SFLR/HB1443 SFLR.PDF)

## Votes

- Third Reading — **89–0** (pass) · lower
- Banking, Financial Services And Pensions Committee: Do Pass — **11–0** (pass) · lower
- Business & Commerce — **10–0** (pass) · upper
- Third Reading — **46–0** (pass) · upper

## Sponsors

- Montgomery — primary (person)
- Provenzano — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-06** First Reading `introduction, reading-1`
- **2023-02-06** Authored by Representative Provenzano
- **2023-02-07** Second Reading referred to Banking, Financial Services and Pensions `reading-2, referral-committee`
- **2023-02-22** CR; Do Pass Banking, Financial Services and Pensions Committee `committee-passage`
- **2023-02-22** Authored by Senator Montgomery (principal Senate author)
- **2023-03-23** General Order
- **2023-03-23** Coauthored by Representative(s) Deck
- **2023-03-23** Third Reading, Measure passed: Ayes: 89 Nays: 0 `passage, reading-3`
- **2023-03-23** Referred for engrossment
- **2023-03-27** Engrossed, signed, to Senate `passage`
- **2023-03-27** First Reading `introduction, reading-1`
- **2023-03-30** Second Reading referred to Business and Commerce `reading-2, referral-committee`
- **2023-04-10** Reported Do Pass Business and Commerce committee; CR filed `committee-passage`
- **2023-04-20** General Order, Considered
- **2023-04-20** Measure passed: Ayes: 46 Nays: 0 `passage`
- **2023-04-20** Engrossed measure signed, returned to House `passage`
- **2023-04-20** Referred for enrollment
- **2023-04-24** Enrolled, signed, to Senate
- **2023-04-24** Enrolled measure signed, returned to House
- **2023-04-24** Sent to Governor `executive-receipt`
- **2023-05-01** Approved by Governor 04/28/2023 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/57ac5d05-3996-4a5a-9133-fcfebff06d4b`. Confidence: reported (aggregated from official Oklahoma legislature records).