---
type: "Bill"
title: "Insurance; Oklahoma Property and Casualty Insurance Guaranty Association; powers and duties; joining organizations; records; effective date."
description: "Insurance; Oklahoma Property and Casualty Insurance Guaranty Association; powers and duties; joining organizations; records; effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2026"
identifier: "HB 1160"
citation: "Oklahoma HB 1160 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Reinhardt", "Tedford"]
version_count: 7
action_count: 27
vote_count: 6
first_action: "2025-02-03"
last_action: "2025-05-28"
source: "openstates"
source_identifier: "ocd-bill/17ca53bd-02c5-4623-9017-3d5dba8fd561"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=HB1160&session=2600"
source_hash: "781c61dcdfa5f467207ae1c49f261c5269672b167b9d3330ee7434c3176fd5ca"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma HB 1160 (2026) — Insurance; Oklahoma Property and Casualty Insurance Guaranty Association; powers and duties; joining organizations; records; effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 INT/hB/HB1160 INT.PDF)
2. **Amended And Engrossed** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 AMENDMENTS/Amendment and Engr/HB1160 SAHB AND ENGR.PDF)
3. **Committee Amendment 1** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 COMMITTEE AMENDMENTS/Senate/HB1160 CA1.PDF)
4. **Engrossed** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 ENGR/hB/HB1160 ENGR.PDF)
5. **Enrolled (final version)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 ENR/hB/HB1160 ENR.PDF)
6. **Floor (House)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLR/HFLR/HB1160 HFLR.PDF)
7. **Floor (Senate)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLR/SFLR/HB1160 SFLR.PDF)

## Votes

- Do Pass Amended — **8–0** (pass) · upper
- Fourth Reading — **89–0** (pass) · lower
- Insurance Committee: Do Pass — **7–0** (pass) · lower
- Third Reading — **93–2** (pass) · lower
- Commerce And Economic Development Oversight Committee: Do Pass — **15–0** (pass) · lower
- Third Reading — **44–0** (pass) · upper

## Sponsors

- Reinhardt — primary (person)
- Tedford — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-03** First Reading `introduction, reading-1`
- **2025-02-03** Authored by Representative Tedford
- **2025-02-04** Second Reading referred to Commerce and Economic Development Oversight `reading-2, referral-committee`
- **2025-02-04** Referred to Insurance `referral-committee`
- **2025-02-12** Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance `committee-passage`
- **2025-02-25** CR; Do Pass Commerce and Economic Development Oversight Committee `committee-passage`
- **2025-02-25** Authored by Senator Reinhardt (principal Senate author)
- **2025-03-03** General Order
- **2025-03-03** Third Reading, Measure passed: Ayes: 93 Nays: 2 `passage, reading-3`
- **2025-03-03** Referred for engrossment
- **2025-03-04** Engrossed, signed, to Senate `passage`
- **2025-03-04** First Reading `introduction, reading-1`
- **2025-04-01** Second Reading referred to Business and Insurance `reading-2, referral-committee`
- **2025-04-10** Reported Do Pass as amended Business and Insurance committee; CR filed `committee-passage`
- **2025-04-15** Placed on General Order
- **2025-04-28** General Order, Considered
- **2025-04-28** Measure passed: Ayes: 44 Nays: 0 `passage`
- **2025-04-28** Referred for engrossment
- **2025-04-29** Engrossed to House `passage`
- **2025-04-29** SA's received
- **2025-05-21** SA's read, adopted
- **2025-05-21** Fourth Reading, Measure passed: Ayes: 89 Nays: 0 `passage`
- **2025-05-21** Referred for enrollment
- **2025-05-21** Enrolled, signed, to Senate
- **2025-05-21** Enrolled measure signed, returned to House
- **2025-05-21** Sent to Governor `executive-receipt`
- **2025-05-28** Becomes law without Governor's signature 05/28/2025 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/17ca53bd-02c5-4623-9017-3d5dba8fd561`. Confidence: reported (aggregated from official Oklahoma legislature records).