---
type: "Bill"
title: "Insurance; minors; contract for insurance; parental or guardian consent; effective date."
description: "Insurance; minors; contract for insurance; parental or guardian consent; effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2026"
identifier: "HB 1516"
citation: "Oklahoma HB 1516 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Banning", "Guthrie"]
version_count: 6
action_count: 24
vote_count: 5
first_action: "2025-02-03"
last_action: "2025-05-15"
source: "openstates"
source_identifier: "ocd-bill/05bba34c-e66b-427f-9182-9fa20a0a3d9c"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=HB1516&session=2600"
source_hash: "911202d9d6316e005693e984d52b3529ac7a8d98a4f43cef454be33c11e47089"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma HB 1516 (2026) — Insurance; minors; contract for insurance; parental or guardian consent; effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 INT/hB/HB1516 INT.PDF)
2. **1 Floor Amendment by TEDFORD (UNTIMELY FILED)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLOOR AMENDMENTS/House/HB1516 FA1 TEDFORDMA-MJ(UNTIMELY FILED).PDF)
3. **Engrossed** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 ENGR/hB/HB1516 ENGR.PDF)
4. **Enrolled (final version)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 ENR/hB/HB1516 ENR.PDF)
5. **Floor (House)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLR/HFLR/HB1516 HFLR.PDF)
6. **Floor (Senate)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLR/SFLR/HB1516 SFLR.PDF)

## Votes

- Third Reading — **79–5** (pass) · lower
- Do Pass — **9–0** (pass) · upper
- Insurance Committee: Do Pass — **7–0** (pass) · lower
- Commerce And Economic Development Oversight Committee: Do Pass — **13–1** (pass) · lower
- Third Reading — **44–0** (pass) · upper

## Sponsors

- Banning — primary (person)
- Guthrie — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-03** First Reading `introduction, reading-1`
- **2025-02-03** Authored by Representative Banning
- **2025-02-04** Second Reading referred to Commerce and Economic Development Oversight `reading-2, referral-committee`
- **2025-02-04** Referred to Insurance `referral-committee`
- **2025-02-12** Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance `committee-passage`
- **2025-02-25** CR; Do Pass Commerce and Economic Development Oversight Committee `committee-passage`
- **2025-02-25** Authored by Senator Guthrie (principal Senate author)
- **2025-03-17** General Order
- **2025-03-17** Amended `amendment-passage`
- **2025-03-17** Third Reading, Measure passed: Ayes: 79 Nays: 5 `passage, reading-3`
- **2025-03-17** Referred for engrossment
- **2025-03-18** Engrossed, signed, to Senate `passage`
- **2025-03-18** First Reading `introduction, reading-1`
- **2025-04-01** Second Reading referred to Business and Insurance `reading-2, referral-committee`
- **2025-04-17** Reported Do Pass Business and Insurance committee; CR filed `committee-passage`
- **2025-04-22** Placed on General Order
- **2025-05-07** General Order, Considered
- **2025-05-07** Measure passed: Ayes: 44 Nays: 0 `passage`
- **2025-05-07** Engrossed measure signed, returned to House `passage`
- **2025-05-07** Referred for enrollment
- **2025-05-08** Enrolled, signed, to Senate
- **2025-05-08** Enrolled measure signed, returned to House
- **2025-05-08** Sent to Governor `executive-receipt`
- **2025-05-15** Becomes law without Governor's signature 05/15/2025 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/05bba34c-e66b-427f-9182-9fa20a0a3d9c`. Confidence: reported (aggregated from official Oklahoma legislature records).