---
type: "Bill"
title: "Financial institutions; Oklahoma Money Transmission Modernization Act; Banking Commissioner; Oklahoma State Banking Board; licenses; felony; repealer; effective date."
description: "Financial institutions; Oklahoma Money Transmission Modernization Act; Banking Commissioner; Oklahoma State Banking Board; licenses; felony; repealer; effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2026"
identifier: "HB 3521"
citation: "Oklahoma HB 3521 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Marti", "Reinhardt"]
version_count: 12
action_count: 30
vote_count: 6
first_action: "2026-02-02"
last_action: "2026-05-13"
source: "openstates"
source_identifier: "ocd-bill/6f0760bb-f160-46b3-9371-96d8bea91927"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=HB3521&session=2600"
source_hash: "f397fd584423aa20dbd5d66f81acdddd5f71dbde8af82bdbfcebba249062fd0d"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma HB 3521 (2026) — Financial institutions; Oklahoma Money Transmission Modernization Act; Banking Commissioner; Oklahoma State Banking Board; licenses; felony; repealer; effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 INT/hB/HB3521 INT.PDF)
2. **1 Floor Amendment by MARTI** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLOOR AMENDMENTS/House/HB3521 FA1 MARTITJ-AQH.PDF)
3. **Amended And Engrossed** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 AMENDMENTS/Amendment and Engr/HB3521 SAHB AND ENGR.PDF)
4. **Committee Amendment** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 COMMITTEE AMENDMENTS/Senate/HB3521 PCS.PDF)
5. **Engrossed** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 ENGR/hB/HB3521 ENGR.PDF)
6. **Enrolled (final version)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 ENR/hB/HB3521 ENR.PDF)
7. **Floor (House)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLR/HFLR/HB3521 HFLR.PDF)
8. **Floor (Senate)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLR/SFLR/HB3521 SFLR.PDF)
9. **House Committee Substitute** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 COMMITTEE SUBS/HCS/HB3521 CS.PDF)
10. **Policy Committee Recommendation** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 COMMITTEE SUBS/HCS/HB3521 POLREC.PDF)
11. **Proposed Policy Committee Substitute 1** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 COMMITTEE AMENDMENTS/House/HB3521 POLPCS1 TJ MARTI-AQH.PDF)
12. **Senate Committee Substitute for House Bill** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 COMMITTEE SUBS/SCSH/HB3521 SCSH.PDF)

## Votes

- Fourth Reading — **65–23** (pass) · lower
- Judiciary And Public Safety Oversight Committee: Do Pass As Amended By Cs — **13–0** (pass) · lower
- Do Pass Amended Cs — **9–0** (pass) · upper
- Third Reading — **37–9** (pass) · upper
- Third Reading — **79–16** (pass) · lower
- Public Safety Committee: Do Pass As Amended By Cs — **5–0** (pass) · lower

## Sponsors

- Marti — primary (person)
- Reinhardt — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-02** First Reading `introduction, reading-1`
- **2026-02-02** Authored by Representative Marti
- **2026-02-03** Second Reading referred to Judiciary and Public Safety Oversight `reading-2, referral-committee`
- **2026-02-03** Referred to Public Safety `referral-committee`
- **2026-02-18** Policy recommendation to the Judiciary and Public Safety Oversight committee; Do Pass, amended by committee substitute Public Safety `committee-passage`
- **2026-03-03** CR; Do Pass, amended by committee substitute Judiciary and Public Safety Oversight Committee `committee-passage`
- **2026-03-25** General Order
- **2026-03-25** Authored by Senator Reinhardt (principal Senate author)
- **2026-03-25** Amended by floor substitute
- **2026-03-25** Third Reading, Measure passed: Ayes: 79 Nays: 16 `passage, reading-3`
- **2026-03-25** Referred for engrossment
- **2026-03-30** Engrossed, signed, to Senate `passage`
- **2026-03-30** First Reading `introduction, reading-1`
- **2026-04-01** Second Reading referred to Rules `reading-2, referral-committee`
- **2026-04-06** Withdrawn from Rules committee
- **2026-04-06** Referred to Business and Insurance `referral-committee`
- **2026-04-23** Reported Do Pass, amended by committee substitute Business and Insurance committee; CR filed `committee-passage`
- **2026-04-28** Placed on General Order
- **2026-05-04** General Order, Considered
- **2026-05-04** Measure passed: Ayes: 37 Nays: 9 `passage`
- **2026-05-04** Referred for engrossment
- **2026-05-05** Engrossed to House `passage`
- **2026-05-05** SA's received
- **2026-05-06** SA's read, adopted
- **2026-05-06** Fourth Reading, Measure passed: Ayes: 65 Nays: 23 `passage`
- **2026-05-06** Referred for enrollment
- **2026-05-06** Enrolled, signed, to Senate
- **2026-05-06** Enrolled measure signed, returned to House
- **2026-05-06** Sent to Governor `executive-receipt`
- **2026-05-13** Becomes law without Governor's signature 05/13/2026 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6f0760bb-f160-46b3-9371-96d8bea91927`. Confidence: reported (aggregated from official Oklahoma legislature records).