---
type: "Bill"
title: "Motor vehicle insurance; increasing certain percent damage required for title return. Effective date."
description: "Motor vehicle insurance; increasing certain percent damage required for title return. Effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2026"
identifier: "SB 1920"
citation: "Oklahoma SB 1920 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Reinhardt", "Tedford"]
version_count: 5
action_count: 23
vote_count: 5
first_action: "2026-02-02"
last_action: "2026-05-13"
source: "openstates"
source_identifier: "ocd-bill/d6c18530-3e37-4670-817f-e6e9736911ca"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=SB1920&session=2600"
source_hash: "220e6d4ea81e613d20e2068939e020dd3a6b8090d108cd9b40ced55912276b81"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma SB 1920 (2026) — Motor vehicle insurance; increasing certain percent damage required for title return. Effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 INT/SB/SB1920 INT.PDF)
2. **Engrossed** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 ENGR/SB/SB1920 ENGR.PDF)
3. **Enrolled (final version)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 ENR/SB/SB1920 ENR.PDF)
4. **Floor (House)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLR/HFLR/SB1920 HFLR.PDF)
5. **Floor (Senate)** (committee substitute) — [source](https://www.oklegislature.gov/cf_pdf/2025-26 FLR/SFLR/SB1920 SFLR.PDF)

## Votes

- Insurance Committee: Do Pass — **6–0** (pass) · lower
- Third Reading — **78–13** (pass) · lower
- Third Reading — **48–0** (pass) · upper
- Commerce And Economic Development Oversight Committee: Do Pass — **13–1** (pass) · lower
- Do Pass — **9–0** (pass) · upper

## Sponsors

- Reinhardt — primary (person)
- Tedford — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-02** First Reading `introduction, reading-1`
- **2026-02-02** Authored by Senator Reinhardt
- **2026-02-03** Second Reading referred to Business and Insurance `reading-2, referral-committee`
- **2026-02-10** Coauthored by Representative Tedford (principal House author)
- **2026-02-12** Reported Do Pass Business and Insurance committee; CR filed `committee-passage`
- **2026-02-17** Placed on General Order
- **2026-02-23** General Order, Considered
- **2026-02-23** Measure passed: Ayes: 48 Nays: 0 `passage`
- **2026-02-23** Referred for engrossment
- **2026-02-24** Engrossed to House `passage`
- **2026-02-24** First Reading `introduction, reading-1`
- **2026-03-30** Second Reading referred to Commerce and Economic Development Oversight `reading-2, referral-committee`
- **2026-03-30** Referred to Insurance `referral-committee`
- **2026-04-07** Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance `committee-passage`
- **2026-04-14** CR; Do Pass Commerce and Economic Development Oversight Committee `committee-passage`
- **2026-05-06** General Order
- **2026-05-06** Third Reading, Measure passed: Ayes: 78 Nays: 13 `passage, reading-3`
- **2026-05-06** Signed, returned to Senate
- **2026-05-06** Referred for enrollment
- **2026-05-06** Enrolled, to House
- **2026-05-06** Signed, returned to Senate
- **2026-05-06** Sent to Governor `executive-receipt`
- **2026-05-13** Becomes law without Governor's signature 05/13/2026 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d6c18530-3e37-4670-817f-e6e9736911ca`. Confidence: reported (aggregated from official Oklahoma legislature records).