---
type: "Bill"
title: "Relating to protections from debt collection; declaring an emergency."
description: "Digest: The Act increases some amounts that are protected from debt collectors. The Act changes some laws about bad debt collection methods. (Flesch Readability Score: 63.2)."
jurisdiction: "us/states/or"
legislature: "Oregon Legislative Assembly"
session: "2024R1"
identifier: "SB 1595"
citation: "Oregon SB 1595 (2024R1)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Chris Gorsek", "Deb Patterson", "James Manning Jr.", "Jeff Golden", "Kayse Jama", "Nathan Sosa", "Ricki Ruiz"]
version_count: 8
action_count: 27
vote_count: 5
first_action: "2024-02-05T15:05:18+00:00"
last_action: "2024-04-11T16:02:52+00:00"
source: "openstates"
source_identifier: "ocd-bill/7de814bd-5b07-4660-953e-3c93ce563f42"
source_url: "https://olis.oregonlegislature.gov/liz/2024R1/Measures/Overview/SB1595"
source_hash: "22b819259763e15060961db120599467a250dc9db47fbbf019a5149e7f8c13d4"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-or"]
---

# Oregon SB 1595 (2024R1) — Relating to protections from debt collection; declaring an emergency.

Digest: The Act increases some amounts that are protected from debt collectors. The Act changes some laws about bad debt collection methods. (Flesch Readability Score: 63.2).

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://olis.oregonlegislature.gov/liz/2024R1/Downloads/MeasureDocument/SB1595/Introduced)
2. **Senate Amendments to Introduced** (filed) — [source](https://olis.oregonlegislature.gov/liz/2024R1/Downloads/MeasureDocument/SB1595/Senate%20Amendments%20to%20Introduced)
3. **A-Engrossed** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2024R1/Downloads/MeasureDocument/SB1595/A-Engrossed)
4. **B-Engrossed** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2024R1/Downloads/MeasureDocument/SB1595/B-Engrossed)
5. **JWM Amendment -A3** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2024R1/Downloads/ProposedAmendment/26170)
6. **SLB Amendment -2** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2024R1/Downloads/ProposedAmendment/25861)
7. **Senate Amendments to A-Engrossed** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2024R1/Downloads/MeasureDocument/SB1595/Senate%20Amendments%20to%20A-Engrossed)
8. **Enrolled** (enrolled) — [source](https://olis.oregonlegislature.gov/liz/2024R1/Downloads/MeasureDocument/SB1595/Enrolled)

## Votes

- Heard and Reported Out with Amendments — **3–1** (pass) · upper
- Third reading. Carried by Gorsek. Passed. — **22–8** (pass) · upper
- Heard and Reported Out — **5–0** (pass) · upper
- Third reading. Carried by Sosa. Passed. — **45–9** (pass) · lower
- Heard and Reported Out with Amendments — **38–8** (pass) · legislature

## Sponsors

- Chris Gorsek — primary (person)
- Deb Patterson — primary (person)
- James Manning Jr. — primary (person)
- Jeff Golden — primary (person)
- Kayse Jama — primary (person)
- Nathan Sosa — primary (person)
- Ricki Ruiz — primary (person)
- Aaron Woods — cosponsor (person)
- Andrea Valderrama — cosponsor (person)
- Annessa Hartman — cosponsor (person)
- Ben Bowman — cosponsor (person)
- Courtney Neron — cosponsor (person)
- Dacia Grayber — cosponsor (person)
- Dan Rayfield — cosponsor (person)
- Daniel Nguyen — cosponsor (person)
- Farrah Chaichi — cosponsor (person)
- Floyd Prozanski — cosponsor (person)
- Greg Smith — cosponsor (person)
- Hoa Nguyen — cosponsor (person)
- Janeen Sollman — cosponsor (person)
- Janelle Bynum — cosponsor (person)
- Jason Kropf — cosponsor (person)
- John Lively — cosponsor (person)
- Jules Walters — cosponsor (person)
- Julie Fahey — cosponsor (person)
- Kate Lieber — cosponsor (person)
- Kathleen Taylor — cosponsor (person)
- Khanh Pham — cosponsor (person)
- Lew Frederick — cosponsor (person)
- Lisa Reynolds — cosponsor (person)
- Mark Gamba — cosponsor (person)
- Mark Meek — cosponsor (person)
- Maxine Dexter — cosponsor (person)
- Michael Dembrow — cosponsor (person)
- Nancy Nathanson — cosponsor (person)
- Pam Marsh — cosponsor (person)
- Paul Holvey — cosponsor (person)
- Rob Nosse — cosponsor (person)
- Rob Wagner — cosponsor (person)
- Sara Gelser Blouin — cosponsor (person)
- Susan McLain — cosponsor (person)
- Suzanne Weber — cosponsor (person)
- Tom Andersen — cosponsor (person)
- Travis Nelson — cosponsor (person)
- Wlnsvey Campos — cosponsor (person)
- Zach Hudson — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-02-05T15:05:18+00:00** Introduction and first reading. Referred to President's desk. `introduction, reading-1, referral-committee`
- **2024-02-05T17:31:30+00:00** Referred to Labor and Business, then Ways and Means. `referral-committee`
- **2024-02-07T16:01:00+00:00** Public Hearing held.
- **2024-02-12T16:01:00+00:00** Public Hearing held.
- **2024-02-14T16:02:00+00:00** Work Session held.
- **2024-02-14T22:01:13+00:00** Recommendation: Do pass with amendments and requesting referral to Finance and Revenue and then Ways and Means by prior reference. (Printed A-Eng.) `committee-passage-favorable`
- **2024-02-14T22:01:14+00:00** Referred to Finance and Revenue by order of the President, then Ways and Means by prior reference. `referral-committee`
- **2024-02-15T23:02:00+00:00** Public Hearing and Work Session held.
- **2024-02-16T23:06:00+00:00** Recommendation: Do pass the A-Eng. and be referred to Ways and Means by prior reference.
- **2024-02-16T23:06:01+00:00** Referred to Ways and Means by prior reference. `referral-committee`
- **2024-02-20T22:35:00+00:00** Assigned to Subcommittee On General Government. `referral-committee`
- **2024-02-26T23:03:00+00:00** Returned to Full Committee.
- **2024-02-26T23:02:00+00:00** Work Session held.
- **2024-02-29T01:02:00+00:00** Work Session held.
- **2024-02-29T21:04:40+00:00** Recommendation: Do pass with amendments to the A-Eng. bill. (Printed B-Eng.) `committee-passage-favorable`
- **2024-03-01T22:57:24+00:00** Second reading. `reading-2`
- **2024-03-04T19:54:10+00:00** Third reading. Carried by Gorsek. Passed. `passage, reading-3`
- **2024-03-04T22:05:25+00:00** First reading. Referred to Speaker's desk. `introduction, reading-1, referral-committee`
- **2024-03-05T00:05:17+00:00** Referred to Ways and Means. `referral-committee`
- **2024-03-05T22:07:56+00:00** Recommendation: Do pass. `committee-passage-favorable`
- **2024-03-05T23:11:46+00:00** Second reading. `reading-2`
- **2024-03-06T23:43:47+00:00** Third reading. Carried by Sosa. Passed. `passage, reading-3`
- **2024-03-12T18:41:21+00:00** President signed. `passage`
- **2024-03-13T22:07:25+00:00** Speaker signed. `passage`
- **2024-04-04T22:38:42+00:00** Governor signed. `executive-signature`
- **2024-04-11T16:00:34+00:00** Chapter 100, 2024 Laws.
- **2024-04-11T16:02:52+00:00** Effective date, April 4, 2024.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/7de814bd-5b07-4660-953e-3c93ce563f42`. Confidence: reported (aggregated from official Oregon legislature records).