---
type: "Bill"
title: "Relating to disability income insurance policies."
description: "Prohibits disability income insurers from requiring a person to use <b>or apply for</b> other available benefits for which the person is eligible prior to being eligible for disability benefits offered by the insurer."
jurisdiction: "us/states/or"
legislature: "Oregon Legislative Assembly"
session: "2025R1"
identifier: "SB 1148"
citation: "Oregon SB 1148 (2025R1)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Kathleen Taylor"]
version_count: 5
action_count: 21
vote_count: 4
first_action: "2025-02-27T18:24:49+00:00"
last_action: "2025-06-06T23:05:17+00:00"
source: "openstates"
source_identifier: "ocd-bill/5594231d-49cd-4ccd-8a20-c41567ef9bff"
source_url: "https://olis.oregonlegislature.gov/liz/2025R1/Measures/Overview/SB1148"
source_hash: "aa39b80716c4a367a1b9d8f515fc4236d13ce4cd7133f901f583091f6022a5fe"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-or"]
---

# Oregon SB 1148 (2025R1) — Relating to disability income insurance policies.

Prohibits disability income insurers from requiring a person to use <b>or apply for</b> other available benefits for which the person is eligible prior to being eligible for disability benefits offered by the insurer.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/SB1148/Introduced)
2. **Senate Amendments to Introduced** (filed) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/SB1148/Senate%20Amendments%20to%20Introduced)
3. **A-Engrossed** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/SB1148/A-Engrossed)
4. **SLB Amendment -1** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/ProposedAmendment/28069)
5. **Enrolled** (enrolled) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/SB1148/Enrolled)

## Votes

- Heard and Reported Out — **5–0** (pass) · lower
- Third reading. Carried by Taylor. Passed. — **26–3** (pass) · upper
- Third reading. Carried by Grayber. Passed. — **45–3** (pass) · lower
- Heard and Reported Out with Amendments — **5–0** (pass) · upper

## Sponsors

- Kathleen Taylor — primary (person)
- Dacia Grayber — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-27T18:24:49+00:00** Introduction and first reading. Referred to President's desk. `introduction, reading-1, referral-committee`
- **2025-03-03T22:19:38+00:00** Referred to Labor and Business. `referral-committee`
- **2025-04-01T15:01:00+00:00** Public Hearing and Work Session held.
- **2025-04-08T15:02:00+00:00** Public Hearing and Work Session held.
- **2025-04-22T22:09:54+00:00** Recommendation: Do pass with amendments. (Printed A-Eng.) `committee-passage-favorable`
- **2025-04-23T18:10:26+00:00** Second reading. `reading-2`
- **2025-04-24T17:42:10+00:00** Carried over to 04-28 by unanimous consent.
- **2025-04-28T19:18:20+00:00** Third reading. Carried by Taylor. Passed. `passage, reading-3`
- **2025-04-29T17:09:13+00:00** First reading. Referred to Speaker's desk. `introduction, reading-1, referral-committee`
- **2025-04-29T21:57:52+00:00** Referred to Labor and Workplace Standards. `referral-committee`
- **2025-05-05T22:01:00+00:00** Public Hearing held.
- **2025-05-12T22:02:00+00:00** Work Session held.
- **2025-05-15T00:39:30+00:00** Recommendation: Do pass. `committee-passage-favorable`
- **2025-05-15T18:20:57+00:00** Second reading. `reading-2`
- **2025-05-19T20:27:04+00:00** Rules suspended. Carried over to May 20, 2025 Calendar.
- **2025-05-20T19:27:49+00:00** Third reading. Carried by Grayber. Passed. `passage, reading-3`
- **2025-05-21T22:13:26+00:00** President signed. `passage`
- **2025-05-22T17:22:34+00:00** Speaker signed. `passage`
- **2025-05-28T20:25:24+00:00** Governor signed. `executive-signature`
- **2025-06-06T23:00:17+00:00** Chapter 245, 2025 Laws.
- **2025-06-06T23:05:17+00:00** Effective date, January 1, 2026.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5594231d-49cd-4ccd-8a20-c41567ef9bff`. Confidence: reported (aggregated from official Oregon legislature records).