---
type: "Bill"
title: "AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT"
description: "Provides that any insurer refusing to honor a \"direction to pay\" executed by an insured for payment on a property damage benefit would constitute an unfair claims practice."
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2024"
identifier: "SB 2681"
citation: "Rhode Island SB 2681 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Burke", "LaMountain", "McKenney", "Tikoian"]
version_count: 1
action_count: 12
vote_count: 2
first_action: "2024-03-01"
last_action: "2024-06-29"
source: "openstates"
source_identifier: "ocd-bill/69668120-017d-40ac-9b94-5e5b9d419460"
source_url: "https://status.rilegislature.gov/"
source_hash: "22a97775f4c4eb39906009c774358277206bb3c12e2654cd7abcd4d0160006a1"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---

# Rhode Island SB 2681 (2024) — AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT

Provides that any insurer refusing to honor a "direction to pay" executed by an insured for payment on a property damage benefit would constitute an unfair claims practice.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **2681 SUB A** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText24/SenateText24/S2681A.pdf)

## Votes

- Passage — **32–5** (pass) · upper
- IN CONCURRENCE — **58–0** (pass) · upper

## Sponsors

- Burke — primary (person)
- LaMountain — primary (person)
- McKenney — primary (person)
- Tikoian — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-03-01** 03/01/2024 Introduced, referred to Senate Judiciary `introduction, referral-committee`
- **2024-03-08** 03/08/2024 Scheduled for hearing and/or consideration (03/14/2024)
- **2024-03-14** 03/14/2024 Committee recommended measure be held for further study `committee-failure`
- **2024-06-08** 06/08/2024 Scheduled for consideration (06/11/2024)
- **2024-06-10** 06/10/2024 Proposed Substitute `substitution`
- **2024-06-11** 06/11/2024 Committee recommends passage of Sub A `committee-passage-favorable`
- **2024-06-11** 06/11/2024 Placed on Senate Calendar (06/13/2024) `reading-3`
- **2024-06-13** 06/13/2024 Senate passed Sub A `passage`
- **2024-06-13** 06/13/2024 Placed on House Calendar (06/13/2024) `reading-3`
- **2024-06-13** 06/13/2024 House passed Sub A in concurrence `passage`
- **2024-06-21** 06/21/2024 Transmitted to Governor `executive-receipt`
- **2024-06-29** 06/29/2024 Effective without Governor's signature `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/69668120-017d-40ac-9b94-5e5b9d419460`. Confidence: reported (aggregated from official Rhode Island legislature records).