---
type: "Bill"
title: "AN ACT RELATING TO INSURANCE -- DENTAL INSURANCE LOSS RATIO REPORTING AND STUDY ACT"
description: "Requires dental health insurance carriers to file an actuarial memorandum disclosing its incurred claims/earned premiums, to assist the health insurance commissioner with respect to a study report/recommendations regarding a dental insurance loss ratio."
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2024"
identifier: "SB 2873"
citation: "Rhode Island SB 2873 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["LaMountain"]
version_count: 1
action_count: 12
vote_count: 2
first_action: "2024-03-22"
last_action: "2024-06-24"
source: "openstates"
source_identifier: "ocd-bill/cec72ccd-d3ea-494a-baa5-f50284caf061"
source_url: "https://status.rilegislature.gov/"
source_hash: "6cc57aa79d3a9fc8a98353c7b126482de0754a3c9e5a5dc752b825a5221bdbfe"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---

# Rhode Island SB 2873 (2024) — AN ACT RELATING TO INSURANCE -- DENTAL INSURANCE LOSS RATIO REPORTING AND STUDY ACT

Requires dental health insurance carriers to file an actuarial memorandum disclosing its incurred claims/earned premiums, to assist the health insurance commissioner with respect to a study report/recommendations regarding a dental insurance loss ratio.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **2873 SUB A** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText24/SenateText24/S2873A.pdf)

## Votes

- IN CONCURRENCE — **64–0** (pass) · upper
- Passage — **37–0** (pass) · upper

## Sponsors

- LaMountain — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-03-22** 03/22/2024 Introduced, referred to Senate Health and Human Services `introduction, referral-committee`
- **2024-04-26** 04/26/2024 Scheduled for hearing and/or consideration (04/30/2024)
- **2024-04-30** 04/30/2024 Committee recommended measure be held for further study `committee-failure`
- **2024-06-08** 06/08/2024 Scheduled for consideration (06/11/2024)
- **2024-06-10** 06/10/2024 Proposed Substitute `substitution`
- **2024-06-11** 06/11/2024 Committee recommends passage of Sub A `committee-passage-favorable`
- **2024-06-11** 06/11/2024 Placed on Senate Calendar (06/13/2024) `reading-3`
- **2024-06-13** 06/13/2024 Senate passed Sub A `passage`
- **2024-06-13** 06/13/2024 Placed on House Calendar (06/13/2024) `reading-3`
- **2024-06-13** 06/13/2024 House passed Sub A in concurrence `passage`
- **2024-06-21** 06/21/2024 Transmitted to Governor `executive-receipt`
- **2024-06-24** 06/24/2024 Signed by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cec72ccd-d3ea-494a-baa5-f50284caf061`. Confidence: reported (aggregated from official Rhode Island legislature records).