---
type: "Bill"
title: "AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT"
description: "Expands the definition of \"unfair claims practices\"."
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2024"
identifier: "SB 3105"
citation: "Rhode Island SB 3105 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Ciccone", "Gallo", "Pearson"]
version_count: 1
action_count: 14
vote_count: 3
first_action: "2024-05-29"
last_action: "2024-06-28"
source: "openstates"
source_identifier: "ocd-bill/fd406ec6-6f40-4758-b80a-816c40753dd3"
source_url: "https://status.rilegislature.gov/"
source_hash: "27c427837407f9fc389da95a2f6212739cc5352dcac18f8517569d361393f0b9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---

# Rhode Island SB 3105 (2024) — AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT

Expands the definition of "unfair claims practices".

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **3105 SUB A as amended** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText24/SenateText24/S3105Aaa.pdf)

## Votes

- AS AMENDED — **61–0** (pass) · upper
- Passage — **32–5** (pass) · upper
- PASSAGE OF AMENDMENT — **55–0** (pass) · upper

## Sponsors

- Ciccone — primary (person)
- Gallo — primary (person)
- Pearson — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-05-29** 05/29/2024 Introduced, referred to Senate Judiciary `introduction, referral-committee`
- **2024-06-04** 06/04/2024 Scheduled for hearing and/or consideration (06/06/2024)
- **2024-06-06** 06/06/2024 Committee recommended measure be held for further study `committee-failure`
- **2024-06-09** 06/09/2024 Scheduled for consideration (06/11/2024)
- **2024-06-10** 06/10/2024 Proposed Substitute `substitution`
- **2024-06-11** 06/11/2024 Committee recommends passage of Sub A `committee-passage-favorable`
- **2024-06-11** 06/11/2024 Placed on Senate Calendar (06/13/2024) `reading-3`
- **2024-06-13** 06/13/2024 Senate passed Sub A `passage`
- **2024-06-13** 06/13/2024 Placed on House Calendar (06/13/2024) `reading-3`
- **2024-06-14** 06/14/2024 House passed Sub A as amended (floor amendment) `passage`
- **2024-06-14** 06/14/2024 Placed on Senate Calendar (06/13/2024) `reading-3`
- **2024-06-14** 06/14/2024 Senate passed Sub A as amended in concurrence `passage`
- **2024-06-20** 06/20/2024 Transmitted to Governor `executive-receipt`
- **2024-06-28** 06/28/2024 Effective without Governor's signature `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fd406ec6-6f40-4758-b80a-816c40753dd3`. Confidence: reported (aggregated from official Rhode Island legislature records).