---
type: "Bill"
title: "AN ACT RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS -- INTEREST AND USURY"
description: "Provides an interest rate cap on medical debt."
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2025"
identifier: "SB 172"
citation: "Rhode Island SB 172 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Appollonio", "Burke", "Felag", "LaMountain", "Lawson", "McKenney", "Murray", "Raptakis", "Ruggerio", "Tikoian"]
version_count: 1
action_count: 19
vote_count: 3
first_action: "2025-02-05"
last_action: "2025-06-26"
source: "openstates"
source_identifier: "ocd-bill/89276afa-6590-4fca-b23d-9d3719aadadf"
source_url: "https://status.rilegislature.gov/"
source_hash: "5c57cf9f9f815f8aa75776f19a3196471f7168cdf67802d6cdedb1cb445b9cd6"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---

# Rhode Island SB 172 (2025) — AN ACT RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS -- INTEREST AND USURY

Provides an interest rate cap on medical debt.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **172 SUB A** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText25/SenateText25/S0172A.pdf)

## Votes

- Passage — **36–0** (pass) · upper
- Passage — **35–0** (pass) · upper
- PASSAGE — **64–9** (pass) · upper

## Sponsors

- Appollonio — primary (person)
- Burke — primary (person)
- Felag — primary (person)
- LaMountain — primary (person)
- Lawson — primary (person)
- McKenney — primary (person)
- Murray — primary (person)
- Raptakis — primary (person)
- Ruggerio — primary (person)
- Tikoian — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-05** 02/05/2025 Introduced, referred to Senate Commerce `introduction, referral-committee`
- **2025-03-21** 03/21/2025 Scheduled for hearing and/or consideration (03/25/2025)
- **2025-03-25** 03/25/2025 Committee recommended measure be held for further study `committee-failure`
- **2025-04-18** 04/18/2025 Scheduled for consideration
- **2025-04-21** 04/21/2025 Meeting postponed (04/22/2025)
- **2025-04-29** 04/29/2025 Scheduled for consideration (05/01/2025)
- **2025-05-01** 05/01/2025 Committee recommends passage `committee-passage-favorable`
- **2025-05-01** 05/01/2025 Placed on Senate Calendar (05/08/2025) `reading-3`
- **2025-05-08** 05/08/2025 Senate read and passed `passage`
- **2025-05-09** 05/09/2025 Referred to House Corporations `referral-committee`
- **2025-06-14** 06/14/2025 Scheduled for consideration (06/16/2025)
- **2025-06-14** 06/14/2025 Proposed Substitute `substitution`
- **2025-06-16** 06/16/2025 Committee recommends passage of Sub A `committee-passage-favorable`
- **2025-06-16** 06/16/2025 Placed on House Calendar (06/18/2025) `reading-3`
- **2025-06-18** 06/18/2025 House passed Sub A `passage`
- **2025-06-18** 06/18/2025 Placed on Senate Calendar (06/20/2025) `reading-3`
- **2025-06-20** 06/20/2025 Senate passed Sub A in concurrence `passage`
- **2025-06-23** 06/23/2025 Transmitted to Governor `executive-receipt`
- **2025-06-26** 06/26/2025 Signed by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/89276afa-6590-4fca-b23d-9d3719aadadf`. Confidence: reported (aggregated from official Rhode Island legislature records).