---
type: "Bill"
title: "Department of Insurance changes"
description: "AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-47-55 SO AS TO CLARIFY THAT CERTAIN INDIVIDUALS ARE AUTHORIZED TO ADJUST FOOD SPOILAGE CLAIMS WITHOUT AN ADJUSTER'S LICENSE; BY ADDING SECTION 38-72-75 SO AS TO REQUIRE A LONG-TERM CARE INSURANCE PROVIDER TO SUBMIT ALL PREMIUM RATE SCHEDULES TO THE DEPARTMENT OF INSURANCE AND TO ESTABLISH CERTAIN PROCEDURES CONCERNING THE PREMIUM APPROVAL PROCESS; TO AMEND SECTION 38-3-110, RELATING TO THE DUTIES OF THE DIRECTOR OF THE DEPARTMENT OF INSURANCE, SO AS TO ALTER PUBLIC HEARING REQUIREMENTS; TO AMEND SECTION 38-7-20, RELATING TO INSURANCE PREMIUM TAXES, SO AS TO EXCLUDE CERTAIN FACTORS FROM THE TOTAL PREMIUM COMPUTATION; TO AMEND SECTION 38-7-60, RELATING TO THE SUBMISSION OF A RETURN OF PREMIUMS, SO AS TO REQUIRE THE SUBMISSION OF A RETURN OF PREMIUMS COLLECTED; TO AMEND SECTION 38-43-247, RELATING TO THE REPORTING OF CRIMINAL PROSECUTIONS, SO AS TO ONLY REQUIRE THE REPORTING OF CRIMINAL CONVICTIONS; TO AMEND SECTION 38-44-50, RELATING TO THE REVIEW OF A MANAGING GENERAL AGENT, SO AS TO ALTER THE SUBMISSION DATE FROM MARCH FIRST TO JUNE FIRST; TO AMEND SECTIONS 38-46-60 AND 38-46-90, BOTH RELATING TO A PARTY ENGAGED AS A REINSURANCE INTERMEDIARY-BROKER, SO AS TO ALTER THE SUBMISSION DATE OF CERTAIN DOCUMENTS FROM MARCH FIRST TO JUNE FIRST; TO AMEND SECTIONS 38-57-130, 38-57-140, AND 38-57-150, ALL RELATING TO PROHIBITED TRADE PRACTICES, SO AS TO CLARIFY THAT CERTAIN PRACTICES ARE PROHIBITED; TO AMEND SECTIONS 38-75-730 AND 38-75-1200, BOTH RELATING TO CANCELLATIONS OF PROPERTY, CASUALTY, AND TITLE INSURANCE POLICIES, SO AS TO EXTEND WHEN AN INSURER CAN CANCEL A POLICY WITHOUT CAUSE TO ONE HUNDRED TWENTY DAYS AND TO PROHIBIT AN INSURER FROM CANCELLING A POLICY OUTSIDE OF THE ONE HUNDRED TWENTY-DAY PERIOD IF THEY HAD NOTICE OF A CHANGE IN RISK PRIOR TO THE EXPIRATION OF THE ONE HUNDRED TWENTY-DAY PERIOD; TO AMEND SECTION 38-90-160, AS AMENDED, RELATING TO THE APPLICATION OF CERTAIN PROVISIONS TO CAPTIVE INSURANCE COMPANIES, SO AS TO APPLY THE SOUTH CAROLINA INSURANCE DATA SECURITY ACT TO CAPTIVE INSURANCE COMPANIES; AND TO AMEND SECTION 38-99-70, RELATING TO LICENSEES EXEMPTED FROM CERTAIN DATA SECURITY REQUIREMENTS, SO AS TO ONLY EXEMPT THE LICENSEES FROM THE PROVISIONS OF SECTION 38-99-20. - ratified title"
jurisdiction: "us/states/sc"
legislature: "South Carolina General Assembly"
session: "2019-2020"
identifier: "S 360"
citation: "South Carolina S 360 (2019-2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Cromer"]
version_count: 9
action_count: 24
vote_count: 4
first_action: "2019-01-10"
last_action: "2019-04-01"
source: "openstates"
source_identifier: "ocd-bill/a07a1843-4751-4616-9e7d-5715843611d7"
source_url: "https://www.scstatehouse.gov/billsearch.php?billnumbers=360&session=123&summary=B"
source_hash: "354926d72011b5d90b7eeef855d1c3ce26a10bcb4ef4215c0f962cf370f46afc"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sc"]
---

# South Carolina S 360 (2019-2020) — Department of Insurance changes

AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-47-55 SO AS TO CLARIFY THAT CERTAIN INDIVIDUALS ARE AUTHORIZED TO ADJUST FOOD SPOILAGE CLAIMS WITHOUT AN ADJUSTER'S LICENSE; BY ADDING SECTION 38-72-75 SO AS TO REQUIRE A LONG-TERM CARE INSURANCE PROVIDER TO SUBMIT ALL PREMIUM RATE SCHEDULES TO THE DEPARTMENT OF INSURANCE AND TO ESTABLISH CERTAIN PROCEDURES CONCERNING THE PREMIUM APPROVAL PROCESS; TO AMEND SECTION 38-3-110, RELATING TO THE DUTIES OF THE DIRECTOR OF THE DEPARTMENT OF INSURANCE, SO AS TO ALTER PUBLIC HEARING REQUIREMENTS; TO AMEND SECTION 38-7-20, RELATING TO INSURANCE PREMIUM TAXES, SO AS TO EXCLUDE CERTAIN FACTORS FROM THE TOTAL PREMIUM COMPUTATION; TO AMEND SECTION 38-7-60, RELATING TO THE SUBMISSION OF A RETURN OF PREMIUMS, SO AS TO REQUIRE THE SUBMISSION OF A RETURN OF PREMIUMS COLLECTED; TO AMEND SECTION 38-43-247, RELATING TO THE REPORTING OF CRIMINAL PROSECUTIONS, SO AS TO ONLY REQUIRE THE REPORTING OF CRIMINAL CONVICTIONS; TO AMEND SECTION 38-44-50, RELATING TO THE REVIEW OF A MANAGING GENERAL AGENT, SO AS TO ALTER THE SUBMISSION DATE FROM MARCH FIRST TO JUNE FIRST; TO AMEND SECTIONS 38-46-60 AND 38-46-90, BOTH RELATING TO A PARTY ENGAGED AS A REINSURANCE INTERMEDIARY-BROKER, SO AS TO ALTER THE SUBMISSION DATE OF CERTAIN DOCUMENTS FROM MARCH FIRST TO JUNE FIRST; TO AMEND SECTIONS 38-57-130, 38-57-140, AND 38-57-150, ALL RELATING TO PROHIBITED TRADE PRACTICES, SO AS TO CLARIFY THAT CERTAIN PRACTICES ARE PROHIBITED; TO AMEND SECTIONS 38-75-730 AND 38-75-1200, BOTH RELATING TO CANCELLATIONS OF PROPERTY, CASUALTY, AND TITLE INSURANCE POLICIES, SO AS TO EXTEND WHEN AN INSURER CAN CANCEL A POLICY WITHOUT CAUSE TO ONE HUNDRED TWENTY DAYS AND TO PROHIBIT AN INSURER FROM CANCELLING A POLICY OUTSIDE OF THE ONE HUNDRED TWENTY-DAY PERIOD IF THEY HAD NOTICE OF A CHANGE IN RISK PRIOR TO THE EXPIRATION OF THE ONE HUNDRED TWENTY-DAY PERIOD; TO AMEND SECTION 38-90-160, AS AMENDED, RELATING TO THE APPLICATION OF CERTAIN PROVISIONS TO CAPTIVE INSURANCE COMPANIES, SO AS TO APPLY THE SOUTH CAROLINA INSURANCE DATA SECURITY ACT TO CAPTIVE INSURANCE COMPANIES; AND TO AMEND SECTION 38-99-70, RELATING TO LICENSEES EXEMPTED FROM CERTAIN DATA SECURITY REQUIREMENTS, SO AS TO ONLY EXEMPT THE LICENSEES FROM THE PROVISIONS OF SECTION 38-99-20. - ratified title

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](https://www.scstatehouse.gov/sess123_2019-2020/bills/360.htm)
2. **1/10/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/360_20190110.htm)
3. **1/24/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/360_20190124.htm)
4. **1/25/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/360_20190125.htm)
5. **1/30/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/360_20190130.htm)
6. **1/31/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/360_20190131.htm)
7. **2/14/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/360_20190214.htm)
8. **2/19/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/360_20190219.htm)
9. **2/21/2019** (committee substitute) — [source](https://www.scstatehouse.gov/sess123_2019-2020/prever/360_20190221.htm)

## Votes

- Passage of Bill — **103–0** (pass) · lower
- to adopt — **38–0** (pass) · upper
- 2nd Reading — **38–0** (pass) · upper
- to concur — **42–0** (pass) · upper

## Sponsors

- Cromer — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-10** Introduced and read first time `introduction, reading-1`
- **2019-01-10** Referred to Committee on Banking and Insurance `referral-committee`
- **2019-01-24** Committee report: Favorable with amendment Banking and Insurance `committee-passage-favorable`
- **2019-01-25** Committee Amendment Adopted `amendment-passage`
- **2019-01-30** Roll call Ayes-38 Nays-0
- **2019-01-31** Read second time `reading-2`
- **2019-01-31** Roll call Ayes-38 Nays-0
- **2019-01-31** Scrivener's error corrected
- **2019-02-07** Read third time and sent to House `passage, reading-3`
- **2019-02-12** Introduced and read first time `introduction, reading-1`
- **2019-02-12** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2019-02-14** Committee report: Favorable with amendment Labor, Commerce and Industry `committee-passage-favorable`
- **2019-02-19** Scrivener's error corrected
- **2019-02-21** Amended `amendment-passage`
- **2019-02-21** Read second time `reading-2`
- **2019-02-21** Roll call Yeas-103 Nays-0
- **2019-02-21** Unanimous consent for third reading on next legislative day
- **2019-02-22** Read third time and returned to Senate with amendments `passage, reading-3`
- **2019-02-27** Concurred in House amendment and enrolled
- **2019-02-27** Roll call Ayes-42 Nays-0
- **2019-03-19** Ratified R 11
- **2019-03-20** Signed By Governor `executive-signature`
- **2019-03-27** Effective date 07/01/19
- **2019-04-01** Act No. 6

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a07a1843-4751-4616-9e7d-5715843611d7`. Confidence: reported (aggregated from official South Carolina legislature records).