---
type: "Bill"
title: "Insurance"
description: "AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-61-80 SO AS TO PROVIDE THE PROCEDURE FOR AN INSURER TO CANCEL, NONRENEW, OR TERMINATE ALL OR SUBSTANTIALLY ALL OF AN ENTIRE LINE OR CLASS OF BUSINESS; BY ADDING SECTION 38-77-400 SO AS TO REQUIRE AN INSURER TO PROVIDE A LISTING OF UNDERWRITING RESTRICTIONS UPON THE REQUEST OF THE DIRECTOR; TO AMEND SECTION 38-13-30, RELATING TO ORDERS RESULTING FROM EXAMINATIONS, SO AS TO ALLOW THE DIRECTOR OR HIS DESIGNEE TO SERVE AN ORDER UPON THE INSURER BY ELECTRONIC MAIL; TO AMEND SECTION 38-53-110, RELATING TO FINANCIAL STATEMENT REQUIREMENTS, SO AS TO PROVIDE A DEADLINE FOR SUBMISSION; TO AMEND SECTION 38-71-340, RELATING TO REQUIRED POLICY PROVISIONS, SO AS TO ADD A TIME OF PAYMENT OF CLAIMS REQUIREMENT FOR HEALTH INSURANCE COVERAGE; TO AMEND SECTION 38-75-730, AS AMENDED, RELATING TO RESTRICTIONS ON THE CANCELLATION OF POLICIES, SO AS TO DISTINGUISH THE CANCELLATION PROVISIONS FOR WORKERS' COMPENSATION INSURANCE POLICIES; TO AMEND SECTION 38-75-740, RELATING TO RESTRICTIONS ON THE NONRENEWAL OF POLICIES, SO AS TO REMOVE SPECIFIC DEADLINES; TO AMEND SECTION 38-75-1160, RELATING TO THE NOTICE REQUIREMENT PRIOR TO CANCELLATION OR REFUSAL TO RENEW, SO AS TO REMOVE SPECIFIC DEADLINES; AND TO AMEND SECTION 38-75-1240, RELATING TO THE PROVISIONS TO THE DIRECTOR OF UNDERWRITING RESTRICTIONS BASED UPON GEOGRAPHY, SO AS TO REQUIRE AN INSURER TO PROVIDE A LIST OF UNDERWRITING RESTRICTIONS ONLY UPON THE REQUEST OF THE DIRECTOR REGARDLESS OF GEOGRAPHY. - ratified title"
jurisdiction: "us/states/sc"
legislature: "South Carolina General Assembly"
session: "2021-2022"
identifier: "H 3585"
citation: "South Carolina H 3585 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Hardee", "Sandifer"]
version_count: 5
action_count: 17
vote_count: 2
first_action: "2021-01-12"
last_action: "2021-04-15"
source: "openstates"
source_identifier: "ocd-bill/69841a07-62bd-4e46-a11b-8967480ad0c6"
source_url: "https://www.scstatehouse.gov/billsearch.php?billnumbers=3585&session=124&summary=B"
source_hash: "b2f660168e5c86494443bd01d7bf2953fe0caa70331e2a797bb1c148996e63ff"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sc"]
---

# South Carolina H 3585 (2021-2022) — Insurance

AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-61-80 SO AS TO PROVIDE THE PROCEDURE FOR AN INSURER TO CANCEL, NONRENEW, OR TERMINATE ALL OR SUBSTANTIALLY ALL OF AN ENTIRE LINE OR CLASS OF BUSINESS; BY ADDING SECTION 38-77-400 SO AS TO REQUIRE AN INSURER TO PROVIDE A LISTING OF UNDERWRITING RESTRICTIONS UPON THE REQUEST OF THE DIRECTOR; TO AMEND SECTION 38-13-30, RELATING TO ORDERS RESULTING FROM EXAMINATIONS, SO AS TO ALLOW THE DIRECTOR OR HIS DESIGNEE TO SERVE AN ORDER UPON THE INSURER BY ELECTRONIC MAIL; TO AMEND SECTION 38-53-110, RELATING TO FINANCIAL STATEMENT REQUIREMENTS, SO AS TO PROVIDE A DEADLINE FOR SUBMISSION; TO AMEND SECTION 38-71-340, RELATING TO REQUIRED POLICY PROVISIONS, SO AS TO ADD A TIME OF PAYMENT OF CLAIMS REQUIREMENT FOR HEALTH INSURANCE COVERAGE; TO AMEND SECTION 38-75-730, AS AMENDED, RELATING TO RESTRICTIONS ON THE CANCELLATION OF POLICIES, SO AS TO DISTINGUISH THE CANCELLATION PROVISIONS FOR WORKERS' COMPENSATION INSURANCE POLICIES; TO AMEND SECTION 38-75-740, RELATING TO RESTRICTIONS ON THE NONRENEWAL OF POLICIES, SO AS TO REMOVE SPECIFIC DEADLINES; TO AMEND SECTION 38-75-1160, RELATING TO THE NOTICE REQUIREMENT PRIOR TO CANCELLATION OR REFUSAL TO RENEW, SO AS TO REMOVE SPECIFIC DEADLINES; AND TO AMEND SECTION 38-75-1240, RELATING TO THE PROVISIONS TO THE DIRECTOR OF UNDERWRITING RESTRICTIONS BASED UPON GEOGRAPHY, SO AS TO REQUIRE AN INSURER TO PROVIDE A LIST OF UNDERWRITING RESTRICTIONS ONLY UPON THE REQUEST OF THE DIRECTOR REGARDLESS OF GEOGRAPHY. - ratified title

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](https://www.scstatehouse.gov/sess124_2021-2022/bills/3585.htm)
2. **1/12/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/3585_20210112.htm)
3. **1/28/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/3585_20210128.htm)
4. **2/2/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/3585_20210202.htm)
5. **2/25/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/3585_20210225.htm)

## Votes

- 2nd Reading — **42–0** (pass) · upper
- Passage of Bill — **113–0** (pass) · lower

## Sponsors

- Hardee — primary (person)
- Sandifer — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-12** Introduced and read first time `introduction, reading-1`
- **2021-01-12** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2021-01-28** Committee report: Favorable Labor, Commerce and Industry `committee-passage-favorable`
- **2021-02-02** Scrivener's error corrected
- **2021-02-02** Read second time `reading-2`
- **2021-02-02** Roll call Yeas-113 Nays-0
- **2021-02-03** Read third time and sent to Senate `passage, reading-3`
- **2021-02-03** Introduced and read first time `introduction, reading-1`
- **2021-02-03** Referred to Committee on Banking and Insurance `referral-committee`
- **2021-02-25** Committee report: Favorable Banking and Insurance `committee-passage-favorable`
- **2021-03-23** Read second time `reading-2`
- **2021-03-23** Roll call Ayes-42 Nays-0
- **2021-03-24** Read third time and enrolled `passage, reading-3`
- **2021-04-08** Ratified R 19
- **2021-04-12** Signed By Governor `executive-signature`
- **2021-04-15** Effective date 04/12/21
- **2021-04-15** Act No. 13

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/69841a07-62bd-4e46-a11b-8967480ad0c6`. Confidence: reported (aggregated from official South Carolina legislature records).