---
type: "Bill"
title: "Reduction in coverage"
description: "AN ACT TO AMEND SECTION 38-77-30, AS AMENDED, CODE OF LAWS OF SOUTH CAROLINA, 1976, RELATING TO THE DEFINITION OF \"REDUCTION IN COVERAGE\", SO AS TO PROHIBIT AN INSURER FROM TREATING A CORRECTION OF A TYPOGRAPHICAL OR SCRIVENER'S ERROR AS A REDUCTION IN COVERAGE; AND TO AMEND SECTION 38-77-120, RELATING TO NOTICE REQUIREMENTS FOR CANCELLATION OR THE REFUSAL TO REVIEW A POLICY, SO AS TO MAKE CONFORMING CHANGES. - ratified title"
jurisdiction: "us/states/sc"
legislature: "South Carolina General Assembly"
session: "2021-2022"
identifier: "H 3587"
citation: "South Carolina H 3587 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Hardee", "Sandifer"]
version_count: 4
action_count: 16
vote_count: 2
first_action: "2021-01-12"
last_action: "2021-04-15"
source: "openstates"
source_identifier: "ocd-bill/a0a68881-5239-4d98-8de4-c3744fba675d"
source_url: "https://www.scstatehouse.gov/billsearch.php?billnumbers=3587&session=124&summary=B"
source_hash: "df07444252c4549724c3b6c6a60a9a95b815e66297031545815b544ae722f443"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sc"]
---

# South Carolina H 3587 (2021-2022) — Reduction in coverage

AN ACT TO AMEND SECTION 38-77-30, AS AMENDED, CODE OF LAWS OF SOUTH CAROLINA, 1976, RELATING TO THE DEFINITION OF "REDUCTION IN COVERAGE", SO AS TO PROHIBIT AN INSURER FROM TREATING A CORRECTION OF A TYPOGRAPHICAL OR SCRIVENER'S ERROR AS A REDUCTION IN COVERAGE; AND TO AMEND SECTION 38-77-120, RELATING TO NOTICE REQUIREMENTS FOR CANCELLATION OR THE REFUSAL TO REVIEW A POLICY, SO AS TO MAKE CONFORMING CHANGES. - ratified title

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](https://www.scstatehouse.gov/sess124_2021-2022/bills/3587.htm)
2. **1/12/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/3587_20210112.htm)
3. **1/28/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/3587_20210128.htm)
4. **2/25/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/3587_20210225.htm)

## Votes

- Passage of Bill — **114–0** (pass) · lower
- 2nd Reading — **44–0** (pass) · upper

## Sponsors

- Hardee — primary (person)
- Sandifer — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-12** Introduced and read first time `introduction, reading-1`
- **2021-01-12** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2021-01-28** Committee report: Favorable Labor, Commerce and Industry `committee-passage-favorable`
- **2021-02-02** Read second time `reading-2`
- **2021-02-02** Roll call Yeas-114 Nays-0
- **2021-02-03** Read third time and sent to Senate `passage, reading-3`
- **2021-02-03** Introduced and read first time `introduction, reading-1`
- **2021-02-03** Referred to Committee on Banking and Insurance `referral-committee`
- **2021-02-25** Committee report: Favorable Banking and Insurance `committee-passage-favorable`
- **2021-03-23** Read second time `reading-2`
- **2021-03-23** Roll call Ayes-44 Nays-0
- **2021-03-24** Read third time and enrolled `passage, reading-3`
- **2021-04-08** Ratified R 20
- **2021-04-12** Signed By Governor `executive-signature`
- **2021-04-15** Effective date 04/12/21
- **2021-04-15** Act No. 14

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a0a68881-5239-4d98-8de4-c3744fba675d`. Confidence: reported (aggregated from official South Carolina legislature records).