---
type: "Bill"
title: "Automobile Insurance Filing Limitations"
description: "AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-73-905 SO AS TO ALLOW FOR RATE INCREASES FOR CERTAIN TYPES OF INSURANCE WITHOUT PRIOR APPROVAL; AND TO AMEND SECTION 38-73-910, RELATING TO REQUIREMENTS FOR A PREMIUM RATE INCREASE, SO AS TO DIFFERENTIATE THE REQUIREMENTS FOR A PREMIUM RATE INCREASE FOR CERTAIN TYPES OF INSURANCE. - ratified title"
jurisdiction: "us/states/sc"
legislature: "South Carolina General Assembly"
session: "2021-2022"
identifier: "S 623"
citation: "South Carolina S 623 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Gambrell"]
version_count: 6
action_count: 18
vote_count: 2
first_action: "2021-03-02"
last_action: "2021-05-13"
source: "openstates"
source_identifier: "ocd-bill/55016ad5-37ce-4160-8cca-af558c3aeeae"
source_url: "https://www.scstatehouse.gov/billsearch.php?billnumbers=623&session=124&summary=B"
source_hash: "2455f1a22f60ada12390a911752fbb3f4a51caa3eb09617d6088cf10468b23b4"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sc"]
---

# South Carolina S 623 (2021-2022) — Automobile Insurance Filing Limitations

AN ACT TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-73-905 SO AS TO ALLOW FOR RATE INCREASES FOR CERTAIN TYPES OF INSURANCE WITHOUT PRIOR APPROVAL; AND TO AMEND SECTION 38-73-910, RELATING TO REQUIREMENTS FOR A PREMIUM RATE INCREASE, SO AS TO DIFFERENTIATE THE REQUIREMENTS FOR A PREMIUM RATE INCREASE FOR CERTAIN TYPES OF INSURANCE. - ratified title

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](https://www.scstatehouse.gov/sess124_2021-2022/bills/623.htm)
2. **3/2/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/623_20210302.htm)
3. **3/25/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/623_20210325.htm)
4. **3/26/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/623_20210326.htm)
5. **4/22/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/623_20210422.htm)
6. **4/7/2021** (committee substitute) — [source](https://www.scstatehouse.gov/sess124_2021-2022/prever/623_20210407.htm)

## Votes

- 2nd Reading — **41–0** (pass) · upper
- Passage of Bill — **112–0** (pass) · lower

## Sponsors

- Gambrell — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-03-02** Introduced and read first time `introduction, reading-1`
- **2021-03-02** Referred to Committee on Banking and Insurance `referral-committee`
- **2021-03-25** Committee report: Favorable with amendment Banking and Insurance `committee-passage-favorable`
- **2021-03-26** Scrivener's error corrected
- **2021-04-07** Committee Amendment Adopted `amendment-passage`
- **2021-04-07** Read second time `reading-2`
- **2021-04-07** Roll call Ayes-41 Nays-0
- **2021-04-08** Read third time and sent to House `passage, reading-3`
- **2021-04-13** Introduced and read first time `introduction, reading-1`
- **2021-04-13** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2021-04-22** Committee report: Favorable Labor, Commerce and Industry `committee-passage-favorable`
- **2021-04-28** Read second time `reading-2`
- **2021-04-28** Roll call Yeas-112 Nays-0
- **2021-04-29** Read third time and enrolled `passage, reading-3`
- **2021-05-06** Signed By Governor `executive-signature`
- **2021-05-04** Ratified R 46
- **2021-05-13** Effective date 05/06/21
- **2021-05-13** Act No. 33

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/55016ad5-37ce-4160-8cca-af558c3aeeae`. Confidence: reported (aggregated from official South Carolina legislature records).