---
type: "Bill"
title: "First responder automobile insurance premiums"
description: "AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-128 SO AS TO PROHIBIT INSURERS OR AGENTS FROM CONSIDERING THE WORK-RELATED DRIVING RECORD OF A FIRST RESPONDER IN DETERMINING THE PREMIUM RATE FOR THE FIRST RESPONDER'S PERSONAL AUTOMOBILE INSURANCE POLICY. - RATIFIED TITLE"
jurisdiction: "us/states/sc"
legislature: "South Carolina General Assembly"
session: "2025-2026"
identifier: "H 3259"
citation: "South Carolina H 3259 (2025-2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["B.L. Cox", "Chapman", "Davis", "Gibson", "Gilliam", "Holman", "Lawson", "Ligon", "M.M. Smith", "McCravy", "Pedalino", "Pope"]
version_count: 5
action_count: 22
vote_count: 2
first_action: "2024-12-05"
last_action: "2026-05-26"
source: "openstates"
source_identifier: "ocd-bill/34e70e52-d052-4655-982f-c82f47634c36"
source_url: "https://www.scstatehouse.gov/billsearch.php?billnumbers=3259&session=126&summary=B"
source_hash: "ae5edc9250e0d74cad14fb696c432b354ed2a89053408e7fcaa72c2d15b08018"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sc"]
---

# South Carolina H 3259 (2025-2026) — First responder automobile insurance premiums

AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-128 SO AS TO PROHIBIT INSURERS OR AGENTS FROM CONSIDERING THE WORK-RELATED DRIVING RECORD OF A FIRST RESPONDER IN DETERMINING THE PREMIUM RATE FOR THE FIRST RESPONDER'S PERSONAL AUTOMOBILE INSURANCE POLICY. - RATIFIED TITLE

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](https://www.scstatehouse.gov/sess126_2025-2026/bills/3259.htm)
2. **02/26/2025** (committee substitute) — [source](https://www.scstatehouse.gov/sess126_2025-2026/prever/3259_20250226.htm)
3. **02/27/2025** (committee substitute) — [source](https://www.scstatehouse.gov/sess126_2025-2026/prever/3259_20250227.htm)
4. **04/16/2025** (committee substitute) — [source](https://www.scstatehouse.gov/sess126_2025-2026/prever/3259_20250416.htm)
5. **12/05/2024** (committee substitute) — [source](https://www.scstatehouse.gov/sess126_2025-2026/prever/3259_20241205.htm)

## Votes

- Passage of Bill — **113–0** (pass) · lower
- 2nd Reading — **43–0** (pass) · upper

## Sponsors

- B.L. Cox — primary (person)
- Chapman — primary (person)
- Davis — primary (person)
- Gibson — primary (person)
- Gilliam — primary (person)
- Holman — primary (person)
- Lawson — primary (person)
- Ligon — primary (person)
- M.M. Smith — primary (person)
- McCravy — primary (person)
- Pedalino — primary (person)
- Pope — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-12-05** Prefiled `filing`
- **2024-12-05** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2025-01-14** Introduced and read first time `introduction, reading-1`
- **2025-01-14** Referred to Committee on Labor, Commerce and Industry `referral-committee`
- **2025-02-19** Member(s) request name added as sponsor: M.M.Smith, Davis, Holman, B.L.Cox, Ligon
- **2025-02-26** Committee report: Favorable with amendment Labor, Commerce and Industry `committee-passage-favorable`
- **2025-02-27** Member(s) request name added as sponsor: Gibson
- **2025-02-27** Amended `amendment-passage`
- **2025-02-27** Read second time `reading-2`
- **2025-02-27** Roll call Yeas-113 Nays-0
- **2025-02-27** Unanimous consent for third reading on next legislative day
- **2025-02-28** Read third time and sent to Senate `passage, reading-3`
- **2025-03-04** Introduced and read first time `introduction, reading-1`
- **2025-03-04** Referred to Committee on Banking and Insurance `referral-committee`
- **2025-04-16** Committee report: Favorable Banking and Insurance `committee-passage-favorable`
- **2026-04-29** Read second time `reading-2`
- **2026-04-29** Roll call Ayes-43 Nays-0
- **2026-04-30** Read third time and enrolled `passage, reading-3`
- **2026-05-14** Ratified R 172
- **2026-05-15** Signed By Governor `executive-signature`
- **2026-05-26** Effective date 05/15/26
- **2026-05-26** Act No. 133

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/34e70e52-d052-4655-982f-c82f47634c36`. Confidence: reported (aggregated from official South Carolina legislature records).