---
type: "Bill"
title: "protect financial institutions taking action to prevent the financial exploitation of consenting, senior, or vulnerable adults."
description: "protect financial institutions taking action to prevent the financial exploitation of consenting, senior, or vulnerable adults."
jurisdiction: "us/states/sd"
legislature: "South Dakota Legislature"
session: "2026"
identifier: "HB 1238"
citation: "South Dakota HB 1238 (2026)"
classification: ["bill"]
subjects: ["Banks and Banking", "Crimes", "Liability"]
status: "enacted"
primary_sponsors: ["Duffy", "Emery", "Heermann", "Kolbeck (Steve)", "Moore", "Muckey", "Reed", "Roby", "Smith", "Wittman"]
version_count: 2
action_count: 13
vote_count: 3
first_action: "2026-01-29"
last_action: "2026-03-12"
source: "openstates"
source_identifier: "ocd-bill/ab2e483a-03eb-4636-9481-bd7022ba59e1"
source_url: "https://sdlegislature.gov/Session/Bill/27202"
source_hash: "6f7d126425213ff4a36d4b889de9f16bce6faa7af22fa1a112befefe01c689d2"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-sd"]
---

# South Dakota HB 1238 (2026) — protect financial institutions taking action to prevent the financial exploitation of consenting, senior, or vulnerable adults.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://sdlegislature.gov/Session/Bill/27202/299509)
2. **Enrolled** (enrolled) — [source](https://sdlegislature.gov/Session/Bill/27202/306311)

## Votes

- Do Pass — **56–6** (pass) · lower
- Do Pass — **11–1** (pass) · lower
- Do Pass — **8–0** (pass) · upper

## Sponsors

- Duffy — primary (person)
- Emery — primary (person)
- Heermann — primary (person)
- Kolbeck (Steve) — primary (person)
- Moore — primary (person)
- Muckey — primary (person)
- Reed — primary (person)
- Roby — primary (person)
- Smith — primary (person)
- Wittman — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-29** First read in House and referred to House Commerce and Energy H.J. 176 `introduction, reading-1, referral-committee`
- **2026-02-11** Scheduled for hearing H.J. 1
- **2026-02-11** Commerce and Energy Do Pass , Passed, YEAS 11, NAYS 1 `committee-passage`
- **2026-02-12** House of Representatives Do Pass , Passed, YEAS 56, NAYS 6 H.J. 321 `passage`
- **2026-02-17** First read in Senate and referred to Senate Commerce and Energy S.J. 272 `introduction, reading-1, referral-committee`
- **2026-03-03** Scheduled for hearing
- **2026-03-03** Commerce and Energy Do Pass , Passed, YEAS 8, NAYS 0 `committee-passage`
- **2026-03-03** Certified uncontested, placed on consent , Passed,
- **2026-03-04** Senate Do Pass , Passed, YEAS 34, NAYS 0 S.J. 461 `passage`
- **2026-03-05** Signed by the Speaker H.J. 529 `passage`
- **2026-03-09** Signed by the President S.J. 506 `passage`
- **2026-03-10** Delivered to the Governor on 2026-03-10 H.J. 546 `executive-receipt`
- **2026-03-12** Signed by the Governor on 2026-03-12 H.J. 562 `executive-signature, executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ab2e483a-03eb-4636-9481-bd7022ba59e1`. Confidence: reported (aggregated from official South Dakota legislature records).