---
type: "Bill"
title: "Interest Rates - As enacted, increases the amount of interest that may be charged by an industrial loan and thrift company on certain loan amounts in excess of $100. - Amends TCA Section 45-5-301."
description: "Interest Rates - As enacted, increases the amount of interest that may be charged by an industrial loan and thrift company on certain loan amounts in excess of $100. - Amends TCA Section 45-5-301."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "110"
identifier: "HB 390"
citation: "Tennessee HB 390 (110)"
classification: ["bill"]
subjects: ["Interest Rates"]
status: "enacted"
primary_sponsors: ["Brooks K", "Tracy"]
version_count: 1
action_count: 45
vote_count: 3
first_action: "2017-01-31"
last_action: "2017-05-03"
source: "openstates"
source_identifier: "ocd-bill/11465ea9-30a7-4877-8ef0-16ab7a8a8670"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=HB0390&GA=110"
source_hash: "8dd2f649b3f83e7abe691f8085032869c71a4648afaa4adb78ad98089dc4edcc"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee HB 390 (110) — Interest Rates - As enacted, increases the amount of interest that may be charged by an industrial loan and thrift company on certain loan amounts in excess of $100. - Amends TCA Section 45-5-301.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](http://www.capitol.tn.gov/Bills/110/Bill/HB0390.pdf)

## Votes

- CALENDAR & RULES COMMITTEE: H. Placed on Regular Calendar for 3/30/2017 3/23/2017 (1) — **0–0** (fail) · lower
- INSURANCE AND BANKING COMMITTEE: Rec. for pass. if am., ref. to Calendar & Rules Committee 3/21/2017 — **0–0** (pass) · lower
- INSURANCE AND BANKING SUBCOMMITTEE: Rec for pass if am by s/c ref. to Insurance and Banking Committee 2/15/2017 — **0–0** (fail) · lower

## Sponsors

- Brooks K — primary (person)
- Tracy — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-01-31** Filed for introduction `introduction, reading-1`
- **2017-02-01** Introduced, Passed on First Consideration `introduction`
- **2017-02-02** Filed for intro. `introduction, reading-1`
- **2017-02-02** Passed on Second Consideration, refer to Senate Commerce and Labor Committee
- **2017-02-06** Intro., P1C. `introduction`
- **2017-02-08** Placed on s/c cal Insurance and Banking Subcommittee for 2/15/2017
- **2017-02-08** Assigned to s/c Insurance and Banking Subcommittee `referral-committee`
- **2017-02-08** P2C, ref. to Insurance and Banking Committee `referral-committee`
- **2017-02-08** Placed on Senate Commerce and Labor Committee calendar for 2/14/2017
- **2017-02-14** Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 8, Nays 0 PNV 0
- **2017-02-15** Placed on cal. Insurance and Banking Committee for 2/21/2017
- **2017-02-15** Rec for pass if am by s/c ref. to Insurance and Banking Committee `referral-committee`
- **2017-02-21** Action def. in Insurance and Banking Committee to 3/7/2017
- **2017-02-21** Placed on Senate Regular Calendar calendar for 2/23/2017
- **2017-02-23** Engrossed; ready for transmission to House
- **2017-02-23** Passed Senate as amended, Ayes 26, Nays 4 `passage`
- **2017-02-23** Senate adopted Amendment (Amendment 1 - SA0019)
- **2017-02-27** Rcvd. from S., held on H. desk.
- **2017-03-01** Placed on cal. Insurance and Banking Committee for 3/7/2017
- **2017-03-07** Action def. in Insurance and Banking Committee to 3/14/2017
- **2017-03-08** Placed on cal. Insurance and Banking Committee for 3/14/2017
- **2017-03-14** Action def. in Insurance and Banking Committee to 3/21/2017
- **2017-03-15** Placed on cal. Insurance and Banking Committee for 3/21/2017
- **2017-03-21** Rec. for pass. if am., ref. to Calendar & Rules Committee `committee-passage-favorable`
- **2017-03-22** Placed on cal. Calendar & Rules Committee for 3/23/2017
- **2017-03-23** H. Placed on Regular Calendar for 3/30/2017
- **2017-03-28** Sponsor(s) Added.
- **2017-03-30** H. Placed on Regular Calendar for 4/6/2017
- **2017-03-30** Reset on Regular cal. for 4/6/17
- **2017-03-30** Reset on cal. for 4/6/2017
- **2017-04-06** Comp. SB subst.
- **2017-04-06** Sponsor(s) Added.
- **2017-04-06** Passed H., as am., Ayes 53, Nays 29, PNV 3 `passage`
- **2017-04-06** H. adopted am. (Amendment 1 - HA0134) `amendment-passage`
- **2017-04-06** Subst. for comp. HB.
- **2017-04-11** Placed on Senate Message Calendar calendar for 4/13/2017
- **2017-04-13** Enrolled and ready for signatures
- **2017-04-13** Concurred, Ayes 25, Nays 0, PNV 3 (Amendment 1 - HA0134) `passage`
- **2017-04-17** Signed by H. Speaker
- **2017-04-17** Signed by Senate Speaker
- **2017-04-18** Transmitted to Governor for action.
- **2017-04-24** Signed by Governor. `executive-signature`
- **2017-05-03** Comp. became Pub. Ch. 164
- **2017-05-03** Pub. Ch. 164
- **2017-05-03** Effective date(s) 04/24/2017

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/11465ea9-30a7-4877-8ef0-16ab7a8a8670`. Confidence: reported (aggregated from official Tennessee legislature records).