---
type: "Bill"
title: "Insurance Companies, Agents, Brokers, Policies - As enacted, imposes certain rules of construction when interpreting an insurer's responsibilities under a policy of insurance; limits an insurer's duty to defend based on the allegations in the underlying complaint. - Amends TCA Title 56."
description: "Insurance Companies, Agents, Brokers, Policies - As enacted, imposes certain rules of construction when interpreting an insurer's responsibilities under a policy of insurance; limits an insurer's duty to defend based on the allegations in the underlying complaint. - Amends TCA Title 56."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "110"
identifier: "SB 1862"
citation: "Tennessee SB 1862 (110)"
classification: ["bill"]
subjects: ["Insurance Companies", "Agents", "Brokers", "Policies"]
status: "enacted"
primary_sponsors: ["Marsh", "Stevens"]
version_count: 1
action_count: 39
vote_count: 1
first_action: "2018-01-25"
last_action: "2018-03-26"
source: "openstates"
source_identifier: "ocd-bill/27ba8b3a-0639-49fd-a377-886b6978c348"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=SB1862&GA=110"
source_hash: "b45612274171ff55708c0bf0d80332ff359fc30e9a22147de7d7deb90865f918"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee SB 1862 (110) — Insurance Companies, Agents, Brokers, Policies - As enacted, imposes certain rules of construction when interpreting an insurer's responsibilities under a policy of insurance; limits an insurer's duty to defend based on the allegations in the underlying complaint. - Amends TCA Title 56.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](http://www.capitol.tn.gov/Bills/110/Bill/SB1862.pdf)

## Votes

- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate Calendar Committee 2/20/2018 Passed — **8–0** (pass) · upper

## Sponsors

- Marsh — primary (person)
- Stevens — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-25** Filed for introduction `introduction, reading-1`
- **2018-01-29** Introduced, Passed on First Consideration `introduction`
- **2018-01-29** Filed for intro. `introduction, reading-1`
- **2018-01-31** Passed on Second Consideration, refer to Senate Commerce & Labor Committee
- **2018-01-31** Intro., P1C. `introduction`
- **2018-02-01** P2C, ref. to Insurance and Banking Committee `referral-committee`
- **2018-02-05** Assigned to s/c Insurance and Banking Subcommittee `referral-committee`
- **2018-02-07** Placed on Senate Commerce and Labor Committee calendar for 2/13/2018
- **2018-02-13** Action deferred in Senate Commerce & Labor Committee to 2/20/2018
- **2018-02-14** Placed on Senate Commerce and Labor Committee calendar for 2/20/2018
- **2018-02-14** Placed on s/c cal Insurance and Banking Subcommittee for 2/21/2018
- **2018-02-20** Recommended for passage, refer to Senate Calendar Committee
- **2018-02-21** Placed on cal. Insurance and Banking Committee for 2/27/2018
- **2018-02-21** Rec. for pass by s/c ref. to Insurance and Banking Committee `committee-passage-favorable`
- **2018-02-23** Placed on Senate Consent Calendar 2 calendar for 2/26/2018
- **2018-02-26** Senate Reset on calendar for 3/1/2018
- **2018-02-27** Placed on Senate Regular Calendar calendar for 3/1/2018
- **2018-02-27** Sponsor(s) Added.
- **2018-02-27** Rec. for pass; ref to Calendar & Rules Committee `committee-passage-favorable`
- **2018-02-28** Sponsor(s) Added.
- **2018-02-28** Placed on cal. Calendar & Rules Committee for 3/1/2018
- **2018-03-01** Sponsor(s) Added.
- **2018-03-01** Senate Reset on calendar for 3/5/2018
- **2018-03-01** H. Placed on Consent Calendar for 3/5/2018
- **2018-03-02** Placed on Senate Regular Calendar calendar for 3/5/2018
- **2018-03-05** Companion House Bill substituted
- **2018-03-05** Passed Senate, Ayes 26, Nays 1 `passage`
- **2018-03-05** Senate substituted House Bill for companion Senate Bill.
- **2018-03-05** Passed H., Ayes 90, Nays 0, PNV 1 `passage`
- **2018-03-05** Received from House, Passed on First Consideration `introduction`
- **2018-03-05** Engrossed; ready for transmission to Sen.
- **2018-03-07** Enrolled; ready for sig. of H. Speaker.
- **2018-03-08** Signed by H. Speaker
- **2018-03-12** Signed by Senate Speaker
- **2018-03-14** Transmitted to Governor for his action. `executive-receipt`
- **2018-03-22** Signed by Governor. `executive-signature`
- **2018-03-26** Comp. became Pub. Ch. 588
- **2018-03-26** Pub. Ch. 588
- **2018-03-26** Effective date(s) 03/22/2018

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/27ba8b3a-0639-49fd-a377-886b6978c348`. Confidence: reported (aggregated from official Tennessee legislature records).