---
type: "Bill"
title: "Commerce and Insurance, Dept. of - As enacted, requires the department to combine all moneys received and expenses incurred pursuant to the Tennessee Credit Services Businesses Act and the Uniform Debt-Management Services Act into a single fund for the purpose of administering the acts. - Amends TCA Title 47, Chapter 18, Part 10 and Title 47, Chapter 18, Part 55."
description: "Commerce and Insurance, Dept. of - As enacted, requires the department to combine all moneys received and expenses incurred pursuant to the Tennessee Credit Services Businesses Act and the Uniform Debt-Management Services Act into a single fund for the purpose of administering the acts. - Amends TCA Title 47, Chapter 18, Part 10 and Title 47, Chapter 18, Part 55."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "112"
identifier: "HB 728"
citation: "Tennessee HB 728 (112)"
classification: ["bill"]
subjects: ["Commerce and Insurance", "Dept. of"]
status: "enacted"
primary_sponsors: ["Ragan", "Roberts"]
version_count: 1
action_count: 31
vote_count: 7
first_action: "2021-02-09"
last_action: "2021-04-21"
source: "openstates"
source_identifier: "ocd-bill/69a012e5-de15-4370-8cba-5aa39c271764"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=HB0728&GA=112"
source_hash: "80aa98df1c7799fab0dfdad52a0038d113966f7be1743c03ecb9012208513ca7"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee HB 728 (112) — Commerce and Insurance, Dept. of - As enacted, requires the department to combine all moneys received and expenses incurred pursuant to the Tennessee Credit Services Businesses Act and the Uniform Debt-Management Services Act into a single fund for the purpose of administering the acts. - Amends TCA Title 47, Chapter 18, Part 10 and Title 47, Chapter 18, Part 55.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/112/Bill/HB0728.pdf)

## Votes

- FLOOR VOTE: CONSENT CALENDAR PASSAGE ON THIRD CONSIDERATION 3/22/2021 Passed (2) — **96–0** (pass) · lower
- FLOOR VOTE: Motion to Adopt 3/22/2021 Passed (1) — **30–0** (pass) · upper
- HOUSE COMMERCE COMMITTEE: Rec. for pass; ref to Calendar & Rules Committee 3/16/2021 (4) — **0–0** (pass) · lower
- HOUSE BANKING AND CONSUMER AFFAIRS SUBCOMMITTEE: Rec. for pass by s/c ref. to Commerce Committee 3/10/2021 (5) — **0–0** (pass) · lower
- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate Calendar Committee 3/16/2021 Passed (2) — **9–0** (pass) · upper
- HOUSE CALENDAR & RULES COMMITTEE: H. Placed on Consent Calendar for 3/22/2021 3/18/2021 (3) — **0–0** (fail) · lower
- FLOOR VOTE: CONSENT CALENDAR PASSAGE ON THIRD CONSIDERATION 3/22/2021 Passed (1) — **96–0** (pass) · lower

## Sponsors

- Ragan — primary (person)
- Roberts — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-09** Filed for introduction `introduction, reading-1`
- **2021-02-10** Intro., P1C. `introduction`
- **2021-02-10** Filed for introduction `introduction, reading-1`
- **2021-02-11** P2C, ref. to Commerce Committee `referral-committee`
- **2021-02-11** Introduced, Passed on First Consideration `introduction`
- **2021-02-20** Assigned to s/c Banking & Consumer Affairs Subcommittee `referral-committee`
- **2021-02-22** Passed on Second Consideration, refer to Senate Commerce and Labor Committee
- **2021-03-03** Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/10/2021
- **2021-03-03** Placed on Senate Commerce and Labor Committee calendar for 3/9/2021
- **2021-03-09** Placed on Senate Commerce and Labor Committee calendar for 3/16/2021
- **2021-03-09** Action deferred in Senate Commerce and Labor Committee to 3/16/2021
- **2021-03-10** Placed on cal. Commerce Committee for 3/16/2021
- **2021-03-10** Rec. for pass by s/c ref. to Commerce Committee `committee-passage-favorable`
- **2021-03-16** Rec. for pass; ref to Calendar & Rules Committee `committee-passage-favorable`
- **2021-03-16** Recommended for passage, refer to Senate Calendar Committee
- **2021-03-17** Placed on cal. Calendar & Rules Committee for 3/18/2021
- **2021-03-18** H. Placed on Consent Calendar for 3/22/2021
- **2021-03-18** Placed on Senate Consent Calendar 2 for 3/22/2021
- **2021-03-22** Comp. SB subst.
- **2021-03-22** Passed H., Ayes 96, Nays 0, PNV 1 `passage`
- **2021-03-22** Subst. for comp. HB.
- **2021-03-22** Engrossed; ready for transmission to House
- **2021-03-22** Passed Senate, Ayes 31, Nays 0 `passage`
- **2021-03-23** Signed by Senate Speaker
- **2021-03-23** Enrolled and ready for signatures
- **2021-04-05** Signed by H. Speaker
- **2021-04-06** Transmitted to Governor for action.
- **2021-04-13** Signed by Governor. `executive-signature`
- **2021-04-21** Comp. became Pub. Ch. 144
- **2021-04-21** Effective date(s) 07/01/2021
- **2021-04-21** Pub. Ch. 144

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/69a012e5-de15-4370-8cba-5aa39c271764`. Confidence: reported (aggregated from official Tennessee legislature records).