---
type: "Bill"
title: "Mortgages - As enacted, requires the sponsoring mortgage lender or mortgage loan broker to ensure that each application for a residential mortgage loan contains the unique identifier, instead of the license number, of the applicable mortgage lender, mortgage loan broker, and mortgage loan originator. - Amends TCA Title 45, Chapter 13."
description: "Mortgages - As enacted, requires the sponsoring mortgage lender or mortgage loan broker to ensure that each application for a residential mortgage loan contains the unique identifier, instead of the license number, of the applicable mortgage lender, mortgage loan broker, and mortgage loan originator. - Amends TCA Title 45, Chapter 13."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "112"
identifier: "SB 1922"
citation: "Tennessee SB 1922 (112)"
classification: ["bill"]
subjects: ["Mortgages"]
status: "enacted"
primary_sponsors: ["Moon", "Walley"]
version_count: 1
action_count: 32
vote_count: 5
first_action: "2022-01-10"
last_action: "2022-03-23"
source: "openstates"
source_identifier: "ocd-bill/a2869456-b956-4509-86db-80f855b2e09e"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=SB1922&GA=112"
source_hash: "74ce09b3fd0c7a2464a5048703dceb775c8870b25a1bff9731e500135cda0466"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee SB 1922 (112) — Mortgages - As enacted, requires the sponsoring mortgage lender or mortgage loan broker to ensure that each application for a residential mortgage loan contains the unique identifier, instead of the license number, of the applicable mortgage lender, mortgage loan broker, and mortgage loan originator. - Amends TCA Title 45, Chapter 13.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/112/Bill/SB1922.pdf)

## Votes

- HOUSE COMMERCE COMMITTEE: Rec. for pass. ref. to Calendar & Rules 2/8/2022 — **0–0** (pass) · lower
- FLOOR VOTE: CONSENT CALENDAR PASSAGE ON THIRD CONSIDERATION 2/14/2022 Passed (1) — **81–0** (pass) · lower
- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate Commerce and Labor Committee 2/15/2022 Passed (2) — **7–0** (pass) · upper
- FLOOR VOTE: Motion to Adopt 2/24/2022 Passed (1) — **31–0** (pass) · upper
- HOUSE BANKING AND CONSUMER AFFAIRS SUBCOMMITTEE: Rec. for pass by s/c ref. to Commerce Committee 2/2/2022 — **0–0** (pass) · lower

## Sponsors

- Moon — primary (person)
- Walley — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-01-10** Filed for introduction `introduction, reading-1`
- **2022-01-11** Intro., P1C. `introduction`
- **2022-01-12** Assigned to s/c Banking & Consumer Affairs Subcommittee `referral-committee`
- **2022-01-12** P2C, ref. to Commerce Committee `referral-committee`
- **2022-01-19** Placed on s/c cal Banking & Consumer Affairs Subcommittee for 1/26/2022
- **2022-01-25** Filed for introduction `introduction, reading-1`
- **2022-01-26** Introduced, Passed on First Consideration `introduction`
- **2022-01-26** Placed on s/c cal Banking & Consumer Affairs Subcommittee for 2/2/2022
- **2022-01-27** Passed on Second Consideration, refer to Senate Commerce and Labor Committee
- **2022-02-02** Placed on cal. Commerce Committee for 2/8/2022
- **2022-02-02** Rec. for pass by s/c ref. to Commerce Committee `committee-passage-favorable`
- **2022-02-08** Rec. for pass; ref to Calendar & Rules Committee `committee-passage-favorable`
- **2022-02-09** Placed on Senate Commerce and Labor Committee calendar for 2/15/2022
- **2022-02-09** Placed on cal. Calendar & Rules Committee for 2/10/2022
- **2022-02-10** Sponsor(s) Added.
- **2022-02-10** H. Placed on Consent Calendar for 2/14/2022
- **2022-02-14** Passed H., Ayes 81, Nays 0, PNV 9 `passage`
- **2022-02-15** Recommended for passage, refer to Senate Calendar Committee
- **2022-02-15** Engrossed; ready for transmission to Sen.
- **2022-02-17** Received from House, Passed on First Consideration `introduction`
- **2022-02-22** Placed on Senate Consent Calendar 2 for 2/24/2022
- **2022-02-24** Companion House Bill substituted
- **2022-02-24** Passed Senate, Ayes 31, Nays 0 `passage`
- **2022-02-24** Senate substituted House Bill for companion Senate Bill.
- **2022-02-25** Enrolled; ready for sig. of H. Speaker.
- **2022-03-02** Signed by Senate Speaker
- **2022-03-02** Signed by H. Speaker
- **2022-03-04** Transmitted to Governor for his action. `executive-receipt`
- **2022-03-16** Signed by Governor. `executive-signature`
- **2022-03-23** Comp. became Pub. Ch. 659
- **2022-03-23** Effective date(s) 07/01/2022
- **2022-03-23** Pub. Ch. 659

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a2869456-b956-4509-86db-80f855b2e09e`. Confidence: reported (aggregated from official Tennessee legislature records).