---
type: "Bill"
title: "Insurance Companies, Agents, Brokers, Policies - As enacted, generally requires a group policy in this state that provides hospital, surgical, or major medical expense insurance on an expense incurred basis to an employee or member to extend such policy coverage for a period of time when the employee or member has been terminated if certain criteria is met. - Amends TCA Title 56."
description: "Insurance Companies, Agents, Brokers, Policies - As enacted, generally requires a group policy in this state that provides hospital, surgical, or major medical expense insurance on an expense incurred basis to an employee or member to extend such policy coverage for a period of time when the employee or member has been terminated if certain criteria is met. - Amends TCA Title 56."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "114"
identifier: "HB 705"
citation: "Tennessee HB 705 (114)"
classification: ["bill"]
subjects: ["Agents", "Brokers", "Insurance Companies", "Policies"]
status: "enacted"
primary_sponsors: ["Gant"]
version_count: 5
action_count: 38
vote_count: 7
first_action: "2025-02-03"
last_action: "2026-05-18"
source: "openstates"
source_identifier: "ocd-bill/b5ecbfe3-c323-4f7a-9e95-a48282cd78ef"
source_url: "https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=HB0705&ga=114"
source_hash: "1fdd38c43901b3b8faa2e70e0e2abe8c22131831cd756bba85d5ee240c8f5b48"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee HB 705 (114) — Insurance Companies, Agents, Brokers, Policies - As enacted, generally requires a group policy in this state that provides hospital, surgical, or major medical expense insurance on an expense incurred basis to an employee or member to extend such policy coverage for a period of time when the employee or member has been terminated if certain criteria is met. - Amends TCA Title 56.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Amendment HA0828** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/HA0828.pdf)
2. **Amendment HA0829** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/HA0829.pdf)
3. **Amendment SA1009** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/SA1009.pdf)
4. **Amendment SA1010** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/SA1010.pdf)
5. **Current Version** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Bill/HB0705.pdf)

## Votes

- HOUSE CALENDAR & RULES COMMITTEE: H. Placed on Regular Calendar for 4/16/2026 4/14/2026 (2) — **0–0** (fail) · lower
- HOUSE INSURANCE COMMITTEE: Rec. for pass. if am., ref. to Finance, Ways, and Means Committee 3/24/2026 Passed — **16–0** (pass) · lower
- HOUSE FINANCE, WAYS, AND MEANS COMMITTEE: Rec. for pass; ref to Calendar & Rules Committee 4/14/2026 Passed (3) — **27–0** (pass) · lower
- FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 4/21/2026 Passed (1) — **87–0** (pass) · lower
- INSURANCE SUBCOMMITTEE: Rec for pass if am by s/c ref. to Insurance Committee 3/11/2026 Passed — **6–0** (pass) · lower
- FLOOR VOTE: Third Consideration 4/22/2026 Passed (1) — **29–0** (pass) · upper
- HOUSE FINANCE, WAYS, AND MEANS SUBCOMMITTEE: Rec. for pass by s/c ref. to Finance, Ways, and Means Committee 4/1/2026 Passed (4) — **9–1** (pass) · lower

## Sponsors

- Gant — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-03** Filed for introduction `filing`
- **2025-02-05** Intro., P1C. `introduction`
- **2025-02-06** P2C, caption bill, held on desk - pending amdt.
- **2026-02-25** Sponsor(s) Added. `sponsorship`
- **2026-02-27** Assigned to s/c Insurance Subcommittee `referral-committee`
- **2026-02-27** Ref. to Insurance Committee `referral-committee`
- **2026-03-04** Placed on s/c cal Insurance Subcommittee for 3/11/2026
- **2026-03-11** Placed on cal. Insurance Committee for 3/17/2026
- **2026-03-11** Rec for pass if am by s/c ref. to Insurance Committee `referral-committee`
- **2026-03-17** Action def. in Insurance Committee to 3/24/2026
- **2026-03-18** Placed on cal. Insurance Committee for 3/24/2026
- **2026-03-23** Sponsor(s) Added. `sponsorship`
- **2026-03-24** Assigned to s/c Finance, Ways, and Means Subcommittee `referral-committee`
- **2026-03-24** Rec. for pass. if am., ref. to Finance, Ways, and Means Committee `committee-passage-favorable`
- **2026-03-25** Placed on s/c cal Finance, Ways, and Means Subcommittee for 4/1/2026
- **2026-04-01** Placed on cal. Finance, Ways, and Means Committee for 4/7/2026
- **2026-04-01** Rec. for pass by s/c ref. to Finance, Ways, and Means Committee `committee-passage-favorable`
- **2026-04-07** Action def. in Finance, Ways, and Means Committee to 4/14/2026
- **2026-04-08** Placed on cal. Finance, Ways, and Means Committee for 4/14/2026
- **2026-04-14** H. Placed on Regular Calendar for 4/16/2026
- **2026-04-14** Placed on cal. Calendar & Rules Committee for 4/14/2026
- **2026-04-14** Rec. for pass; ref to Calendar & Rules Committee `committee-passage-favorable`
- **2026-04-21** Engrossed; ready for transmission to Sen. `receipt`
- **2026-04-21** Passed H., as am., Ayes 87, Nays 0, PNV 0 `passage`
- **2026-04-21** H. adopted am. (Amendment 2 - HA0829) `amendment-passage`
- **2026-04-21** H. adopted am. (Amendment 1 - HA0828) `amendment-passage`
- **2026-04-22** Passed Senate, Ayes 29, Nays 0 `passage`
- **2026-04-22** Amendment withdrawn. (Amendment 2 - SA1010)
- **2026-04-22** Amendment withdrawn. (Amendment 1 - SA1009)
- **2026-04-22** Senate substituted House Bill for companion Senate Bill. `substitution`
- **2026-04-22** Received from House, Passed on First Consideration `introduction`
- **2026-04-28** Enrolled; ready for sig. of H. Speaker. `enrolled`
- **2026-04-30** Signed by H. Speaker `passage`
- **2026-05-05** Signed by Senate Speaker `passage`
- **2026-05-06** Transmitted to Governor for his action. `executive-receipt`
- **2026-05-07** Signed by Governor. `executive-signature`
- **2026-05-18** Effective date(s) 05/07/2026, 07/01/2026
- **2026-05-18** Pub. Ch. 931

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b5ecbfe3-c323-4f7a-9e95-a48282cd78ef`. Confidence: reported (aggregated from official Tennessee legislature records).