---
type: "Bill"
title: "Insurance Companies, Agents, Brokers, Policies - As enacted, increases from $100,000 to $250,000 the retained risk limit for a single risk covered by a policy of insurance issued by a county mutual insurance company. - Amends TCA Title 56, Chapter 22."
description: "Insurance Companies, Agents, Brokers, Policies - As enacted, increases from $100,000 to $250,000 the retained risk limit for a single risk covered by a policy of insurance issued by a county mutual insurance company. - Amends TCA Title 56, Chapter 22."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "114"
identifier: "SB 2601"
citation: "Tennessee SB 2601 (114)"
classification: ["bill"]
subjects: ["Agents", "Brokers", "Insurance Companies", "Policies"]
status: "enacted"
primary_sponsors: ["Southerland"]
version_count: 1
action_count: 19
vote_count: 2
first_action: "2026-02-02"
last_action: "2026-05-04"
source: "openstates"
source_identifier: "ocd-bill/bae89246-8d1e-4231-8918-85649c493b88"
source_url: "https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=SB2601&ga=114"
source_hash: "b94b986e4d06b37a86a09f012ba71da033c474d4051e47ddf7cff4aaad442170"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee SB 2601 (114) — Insurance Companies, Agents, Brokers, Policies - As enacted, increases from $100,000 to $250,000 the retained risk limit for a single risk covered by a policy of insurance issued by a county mutual insurance company. - Amends TCA Title 56, Chapter 22.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Bill/SB2601.pdf)

## Votes

- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate Calendar Committee 2/24/2026 Passed (2) — **8–0** (pass) · upper
- FLOOR VOTE: Motion to Adopt 3/2/2026 Passed (1) — **32–0** (pass) · upper

## Sponsors

- Southerland — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-02** Introduced, Passed on First Consideration `introduction`
- **2026-02-02** Sponsor change. `sponsorship`
- **2026-02-02** Filed for introduction `filing`
- **2026-02-05** Passed on Second Consideration, refer to Senate Commerce and Labor Committee `referral-committee`
- **2026-02-17** Placed on Senate Commerce and Labor Committee calendar for 2/24/2026
- **2026-02-24** Recommended for passage, refer to Senate Calendar Committee
- **2026-02-27** Placed on Senate Consent Calendar 2 for 3/2/2026
- **2026-03-02** Engrossed; ready for transmission to House `receipt`
- **2026-03-02** Passed Senate, Ayes 32, Nays 0 `passage`
- **2026-03-05** Rcvd. from S., held on H. desk.
- **2026-03-30** Passed H., Ayes 82, Nays 1, PNV 10 `passage`
- **2026-03-30** Subst. for comp. HB. `substitution`
- **2026-04-01** Signed by Senate Speaker `passage`
- **2026-04-01** Enrolled and ready for signatures `enrolled`
- **2026-04-02** Transmitted to Governor for action. `executive-receipt`
- **2026-04-02** Signed by H. Speaker `passage`
- **2026-04-14** Signed by Governor. `executive-signature`
- **2026-05-04** Effective date(s) 07/01/2026
- **2026-05-04** Pub. Ch. 739

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bae89246-8d1e-4231-8918-85649c493b88`. Confidence: reported (aggregated from official Tennessee legislature records).