---
type: "Bill"
title: "Virginia Credit Services Businesses Act; definitions, credit reports."
description: "Virginia Credit Services Businesses Act; definitions, credit reports."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2023"
identifier: "HB 1544"
citation: "Virginia HB 1544 (2023)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Campbell, J.L."]
version_count: 3
action_count: 23
vote_count: 5
first_action: "2023-01-05"
last_action: "2023-03-21"
source: "openstates"
source_identifier: "ocd-bill/ad187bbb-c006-4858-a2ad-86a35cbff07f"
source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?231+sum+HB1544"
source_hash: "628c97c6b8de2902f1156c61c4f1f8eaf394d5707b03e51d49a315ca7c713f9e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia HB 1544 (2023) — Virginia Credit Services Businesses Act; definitions, credit reports.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **CHAP0110** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?231+ful+CHAP0110)
2. **HB1544ER** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?231+ful+HB1544ER)
3. **Prefiled and ordered printed; offered 01/11/23 23101765D** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?231+ful+HB1544)

## Votes

- Reported from Commerce and Labor (15-Y 0-N) — **0–0** (fail) · upper
- Reported from Commerce and Energy (22-Y 0-N) — **0–0** (fail) · lower
- Passed Senate (40-Y 0-N) — **0–0** (fail) · upper
- BLOCK VOTE: (97-Y 0-N) — **0–0** (fail) · lower
- Constitutional reading dispensed (40-Y 0-N) — **0–0** (fail) · upper

## Sponsors

- Campbell, J.L. — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-01-05** Prefiled and ordered printed; offered 01/11/23 23101765D `filing, introduction`
- **2023-01-05** Referred to Committee on Commerce and Energy `referral-committee`
- **2023-01-12** Impact statement from DPB (HB1544)
- **2023-01-12** Reported from Commerce and Energy (22-Y 0-N) `committee-passage`
- **2023-01-16** Read first time `reading-1`
- **2023-01-17** Read second time and engrossed `reading-2`
- **2023-01-18** Read third time and passed House BLOCK VOTE (97-Y 0-N) `passage, reading-3`
- **2023-01-18** BLOCK VOTE: (97-Y 0-N)
- **2023-01-19** Constitutional reading dispensed
- **2023-01-19** Referred to Committee on Commerce and Labor `referral-committee`
- **2023-02-13** Reported from Commerce and Labor (15-Y 0-N) `committee-passage`
- **2023-02-15** Constitutional reading dispensed (40-Y 0-N)
- **2023-02-16** Read third time `reading-3`
- **2023-02-16** Passed Senate (40-Y 0-N) `passage`
- **2023-02-21** Enrolled `enrolled`
- **2023-02-21** Bill text as passed House and Senate (HB1544ER) `passage`
- **2023-02-21** Impact statement from DPB (HB1544ER)
- **2023-02-21** Signed by Speaker `passage`
- **2023-02-23** Signed by President `passage`
- **2023-03-02** Enrolled Bill communicated to Governor on March 2, 2023 `enrolled, executive-receipt`
- **2023-03-02** Governor's Action Deadline 11:59 p.m., March 27, 2023 `executive-receipt`
- **2023-03-21** Approved by Governor-Chapter 110 (effective 7/1/23) `executive-signature`
- **2023-03-21** Acts of Assembly Chapter text (CHAP0110)

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ad187bbb-c006-4858-a2ad-86a35cbff07f`. Confidence: reported (aggregated from official Virginia legislature records).