---
type: "Bill"
title: "An act relating to banking and insurance"
description: "An act relating to banking and insurance"
jurisdiction: "us/states/vt"
legislature: "Vermont General Assembly"
session: "2019-2020"
identifier: "H 643"
citation: "Vermont H 643 (2019-2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Michael Marcotte"]
version_count: 5
action_count: 26
vote_count: 0
first_action: "2020-01-10"
last_action: "2020-06-17"
source: "openstates"
source_identifier: "ocd-bill/a2dedc0c-e207-4cd4-b71a-28403f19d243"
source_url: "http://legislature.vermont.gov/bill/loadBillDetailedStatus/2020/1631"
source_hash: "fead94ef0a93a94754436f609e063f365db223181713a3392f43ed2f917c54e6"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-vt"]
---

# Vermont H 643 (2019-2020) — An act relating to banking and insurance

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](https://legislature.vermont.gov/Documents/2020/Docs/BILLS/H-0643/H-0643%20As%20Introduced.pdf)
2. **Act Summary** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2020/Docs/ACTS/ACT103/ACT103%20Act%20Summary.pdf)
3. **As Enacted** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2020/Docs/ACTS/ACT103/ACT103%20As%20Enacted.pdf)
4. **Official** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2020/Docs/BILLS/H-0643/H-0643%20As%20passed%20by%20the%20House%20Official.pdf)
5. **Unofficial** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2020/Docs/BILLS/H-0643/H-0643%20As%20Passed%20by%20the%20House%20Unofficial.pdf)

## Sponsors

- Michael Marcotte — primary (person)
- Charles Kimbell — cosponsor (person)
- Emilie Kornheiser — cosponsor (person)
- James Carroll — cosponsor (person)
- Kristi Morris — cosponsor (person)
- Less… — cosponsor (person)
- Robert Bancroft — cosponsor (person)
- Stephanie Jerome — cosponsor (person)
- Zachariah Ralph Watson — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-01-10** Read First Time and Referred to the Committee on Commerce and Economic Development
- **2020-01-17** Rules Suspended and Taken up for Immediate Consideration as moved by Rep. Marcotte of Coventry
- **2020-01-17** Rep. Marcotte of Coventry moved to commit bill to the committee on Health Care which was agreed to.
- **2020-02-28** Referred to Committee on Ways and Means per Rule 35(a)
- **2020-03-13** Read Second Time
- **2020-03-13** Rep. Ralph of Hartland reported for the committee on Commerce and Economic Development
- **2020-03-13** Rep. Lippert of Hinesburg reported for the committee on Health Care
- **2020-03-13** Rep. Anthony of Barre City reported for the committee on Ways and Means
- **2020-03-13** Report of Committee on Commerce and Economic Development agreed to.
- **2020-03-13** Third Reading Ordered
- **2020-03-13** Rules suspended and bill placed in all remaining stages of passage as moved by Rep. McCoy of Poultney
- **2020-03-13** Read Third time and Passed `passage`
- **2020-03-13** Rules suspended and bill messaged forthwith to the Senate as moved by Rep. McCoy of Poultney
- **2020-03-24** Read 1st time & referred to Committee on Finance `introduction`
- **2020-05-26** Entered on Notice Calendar
- **2020-05-26** Favorable report by Committee on Finance
- **2020-05-26** Rules suspended & taken up for immediate consideration, on motion of Senator Ashe
- **2020-05-26** Reported favorably by Senator Cummings for Committee on Finance `committee-passage-favorable`
- **2020-05-26** 3rd reading ordered
- **2020-05-27** New Business/Third Reading
- **2020-05-27** Read 3rd time & passed in concurrence `passage`
- **2020-05-27** Rules suspended & messaged to House forthwith, on motion of Senator Ashe
- **2020-05-27** Senate Message, Passed in Concurrence `passage`
- **2020-06-09** Delivered to the Governor on June 9, 2020 `passage`
- **2020-06-16** Signed by Governor on June 15, 2020 `executive-signature`
- **2020-06-17** House message: Governor approved bill on June 15, 2020

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a2dedc0c-e207-4cd4-b71a-28403f19d243`. Confidence: reported (aggregated from official Vermont legislature records).