---
type: "Bill"
title: "An act relating to captive insurance companies and risk retention groups"
description: "An act relating to captive insurance companies and risk retention groups"
jurisdiction: "us/states/vt"
legislature: "Vermont General Assembly"
session: "2019-2020"
identifier: "S 109"
citation: "Vermont S 109 (2019-2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Ann Cummings"]
version_count: 5
action_count: 19
vote_count: 0
first_action: "2019-02-19"
last_action: "2019-04-19"
source: "openstates"
source_identifier: "ocd-bill/6b6d1908-f204-4801-be93-55467a7c6f18"
source_url: "http://legislature.vermont.gov/bill/loadBillDetailedStatus/2020/1052"
source_hash: "f7801d6696dfa190e5c388f871ef0e902f952b7c4f347692c88f70e0a02647a5"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-vt"]
---

# Vermont S 109 (2019-2020) — An act relating to captive insurance companies and risk retention groups

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](https://legislature.vermont.gov/Documents/2020/Docs/BILLS/S-0109/S-0109%20As%20Introduced.pdf)
2. **Act Summary** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2020/Docs/ACTS/ACT003/ACT003%20Act%20Summary.pdf)
3. **As Enacted** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2020/Docs/ACTS/ACT003/ACT003%20As%20Enacted.pdf)
4. **Official** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2020/Docs/BILLS/S-0109/S-0109%20As%20passed%20by%20the%20Senate%20Official.pdf)
5. **Unofficial** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2020/Docs/BILLS/S-0109/S-0109%20As%20Passed%20by%20the%20Senate%20Unofficial.pdf)

## Sponsors

- Ann Cummings — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-19** Read 1st time & referred to Committee on Finance `introduction`
- **2019-02-27** Entered on Notice Calendar
- **2019-02-27** Favorable report by Committee on Finance
- **2019-02-28** New Business/Second Reading
- **2019-02-28** Favorable report by Committee on Finance
- **2019-02-28** Read 2nd time
- **2019-02-28** Reported favorably by Senator Balint for Committee on Finance `committee-passage-favorable`
- **2019-02-28** 3rd reading ordered
- **2019-03-01** New Business/Third Reading
- **2019-03-01** Read 3rd time & passed `passage`
- **2019-03-13** Read First Time and Referred to the Committee on Commerce and Economic Development
- **2019-03-22** Read Second Time
- **2019-03-22** Rep. Kornheiser of Brattleboro reported for the committee on Commerce and Economic Development
- **2019-03-22** Third Reading Ordered
- **2019-03-26** Read Third time and Passed in Concurrence `passage`
- **2019-03-28** House message House passed bill in concurrence
- **2019-03-28** As passed by Senate and House `passage`
- **2019-04-16** Delivered to Governor on April 15, 2019
- **2019-04-19** Signed by Governor on April 18, 2019 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6b6d1908-f204-4801-be93-55467a7c6f18`. Confidence: reported (aggregated from official Vermont legislature records).