---
type: "Bill"
title: "An act relating to individual and small group insurance markets"
description: "An act relating to individual and small group insurance markets"
jurisdiction: "us/states/vt"
legislature: "Vermont General Assembly"
session: "2023-2024"
identifier: "S 54"
citation: "Vermont S 54 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Ann Cummings"]
version_count: 7
action_count: 21
vote_count: 0
first_action: "2023-02-01"
last_action: "2023-05-08"
source: "openstates"
source_identifier: "ocd-bill/31ac1f5e-24ef-4385-947b-6f259203ddae"
source_url: "http://legislature.vermont.gov/bill/loadBillDetailedStatus/2024/687"
source_hash: "5a8c8672dddbae960d47e0e0c4f7ae51c798d085781017ccc7a7ce4359542f4f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-vt"]
---

# Vermont S 54 (2023-2024) — An act relating to individual and small group insurance markets

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](https://legislature.vermont.gov/Documents/2024/Docs/BILLS/S-0054/S-0054%20As%20Introduced.pdf)
2. **Act Summary** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2024/Docs/ACTS/ACT007/ACT007%20Act%20Summary.pdf)
3. **As Enacted** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2024/Docs/ACTS/ACT007/ACT007%20As%20Enacted.pdf)
4. **As Passed By the Senate (Official)** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2024/Docs/BILLS/S-0054/S-0054%20As%20passed%20by%20the%20Senate%20Official.pdf)
5. **As Passed By the Senate (Unofficial)** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2024/Docs/BILLS/S-0054/S-0054%20As%20Passed%20by%20the%20Senate%20Unofficial.pdf)
6. **As Passed by Both House and Senate (Official)** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2024/Docs/BILLS/S-0054/S-0054%20As%20Passed%20by%20Both%20House%20and%20Senate%20Official.pdf)
7. **As Passed by Both House and Senate (Unofficial)** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2024/Docs/BILLS/S-0054/S-0054%20As%20Passed%20by%20Both%20House%20and%20Senate%20Unofficial.pdf)

## Sponsors

- Ann Cummings — primary (person)
- Andrew Perchlik — cosponsor (person)
- Anne Watson — cosponsor (person)
- Irene Wrenner — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-01** Read 1st time & referred to Committee on Finance `introduction`
- **2023-02-10** Entered on Notice Calendar
- **2023-02-10** Favorable report by Committee on Finance `committee-passage`
- **2023-02-14** New Business/Second Reading `reading-2`
- **2023-02-14** Favorable report by Committee on Finance `committee-passage`
- **2023-02-14** Reported favorably by Senator Cummings for Committee on Finance, read 2nd time and 3rd reading ordered `committee-passage-favorable, reading-2`
- **2023-02-15** New Business/Third Reading `reading-3`
- **2023-02-15** Read 3rd time & passed `reading-3`
- **2023-02-16** Read first time and referred to the Committee on Health Care `introduction`
- **2023-03-31** Notice Calendar: Favorable
- **2023-04-04** Action Calendar: Favorable
- **2023-04-04** Read second time `reading-2`
- **2023-04-04** Rep. Black of Essex reported for the Committee on Health Care
- **2023-04-04** Third Reading ordered `reading-3`
- **2023-04-05** Action Calendar: Third Reading `reading-3`
- **2023-04-05** Read third time and passed in concurrence `reading-3`
- **2023-04-06** House message: House passed bill in concurrence
- **2023-04-06** As passed by Senate and House `passage`
- **2023-04-12** Delivered to Governor on Wednesday, April 12, 2023 `executive-receipt`
- **2023-04-18** Signed by Governor on Tuesday, April 18, 2023 `executive-signature`
- **2023-05-08** Senate Message: Signed by Governor April 18, 2023 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/31ac1f5e-24ef-4385-947b-6f259203ddae`. Confidence: reported (aggregated from official Vermont legislature records).