---
type: "Bill"
title: "Concerning reporting suspected fraud and theft of payment cards."
description: "Concerning reporting suspected fraud and theft of payment cards."
jurisdiction: "us/states/wa"
legislature: "Washington Legislature"
session: "2019-2020"
identifier: "SB 5278"
citation: "Washington SB 5278 (2019-2020)"
classification: ["bill"]
subjects: ["FINANCIAL INSTITUTIONS", "CRIMES"]
status: "enacted"
primary_sponsors: ["Mullet"]
version_count: 2
action_count: 27
vote_count: 2
first_action: "2019-01-16"
last_action: "2019-04-29"
source: "openstates"
source_identifier: "ocd-bill/991da25d-d317-418e-8aff-a21f4f689d4d"
source_url: "http://apps.leg.wa.gov/billinfo/summary.aspx?bill=5278&year=2019"
source_hash: "a8dc28ff2db5a5f9ce02271d489bf950f00cd7c38d488e232c27105f40225671"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wa"]
---

# Washington SB 5278 (2019-2020) — Concerning reporting suspected fraud and theft of payment cards.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2019-20/Htm/Bills/Senate%20Bills/5278.htm)
2. **Substitute Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2019-20/Htm/Bills/Senate%20Bills/5278-S.htm)

## Votes

- 3rd Reading & Final Passage (#3) — **47–0** (pass) · upper
- Final Passage (#4) — **96–0** (pass) · lower

## Sponsors

- Mullet — primary (person)
- Wilson, L. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-16** First reading, referred to Financial Institutions, Economic Development & Trade. `reading-1`
- **2019-01-24** FIET - Majority; 1st substitute bill be substituted, do pass. `passage`
- **2019-01-25** Passed to Rules Committee for second reading.
- **2019-02-26** Placed on second reading consent calendar.
- **2019-03-05** 1st substitute bill substituted. `substitution`
- **2019-01-24** FIET - Majority; 1st substitute bill be substituted, do pass. `passage`
- **2019-01-25** Passed to Rules Committee for second reading.
- **2019-02-26** Placed on second reading consent calendar.
- **2019-03-05** 1st substitute bill substituted. `substitution`
- **2019-03-05** Rules suspended. Placed on Third Reading.
- **2019-03-05** Third reading, passed; yeas, 47; nays, 0; absent, 0; excused, 2. `reading-3`
- **2019-03-06** First reading, referred to Consumer Protection & Business. `reading-1`
- **2019-03-20** CPB - Majority; do pass.
- **2019-03-26** Referred to Rules 2 Review.
- **2019-04-12** Rules Committee relieved of further consideration. Placed on second reading.
- **2019-04-16** Rules suspended. Placed on Third Reading.
- **2019-04-16** Third reading, passed; yeas, 96; nays, 0; absent, 0; excused, 2. `reading-3`
- **2019-04-18** President signed. `passage`
- **2019-04-23** Speaker signed. `passage`
- **2019-04-23** Delivered to Governor.
- **2019-04-29** Governor signed. `executive-signature`
- **2019-04-29** Chapter 186, 2019 Laws. `became-law`
- **2019-04-29** Effective date 7/28/2019. `became-law`
- **2019-01-22T13:30:00+00:00** Scheduled for public hearing in the Senate Committee on Financial Institutions, Economic Development & Trade at 08:30 AM
- **2019-01-24T13:30:00+00:00** Scheduled for public hearing in the Senate Committee on Financial Institutions, Economic Development & Trade at 08:30 AM
- **2019-03-19T17:30:00+00:00** Scheduled for public hearing in the House Committee on Consumer Protection & Business at 01:30 PM
- **2019-03-20T17:30:00+00:00** Scheduled for public hearing in the House Committee on Consumer Protection & Business at 01:30 PM

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/991da25d-d317-418e-8aff-a21f4f689d4d`. Confidence: reported (aggregated from official Washington legislature records).