---
type: "Bill"
title: "Relating to the West Virginia Residential Mortgage Lender, Broker and Servicer Act"
description: "Relating to the West Virginia Residential Mortgage Lender, Broker and Servicer Act"
jurisdiction: "us/states/wv"
legislature: "West Virginia Legislature"
session: "2020"
identifier: "HB 4411"
citation: "West Virginia HB 4411 (2020)"
classification: ["bill"]
subjects: ["Corporations"]
status: "enacted"
primary_sponsors: ["Nelson"]
version_count: 2
action_count: 38
vote_count: 2
first_action: "2020-01-17"
last_action: "2020-04-15"
source: "openstates"
source_identifier: "ocd-bill/be6ad70a-eba5-4ee6-8c05-92df8cf5a238"
source_url: "http://www.legis.state.wv.us/Bill_Status/Bills_history.cfm?input=4411&year=2020&sessiontype=RS&btype=bill"
source_hash: "9cebc969b996fd596d1b396573771fdba0980915c2fd6600637a976a884e48ac"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wv"]
---

# West Virginia HB 4411 (2020) — Relating to the West Virginia Residential Mortgage Lender, Broker and Servicer Act

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Enrolled Version** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=HB4411%20ENR.htm&yr=2020&sesstype=RS&i=4411)
2. **Introduced Version** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=HB4411%20INTR.htm&yr=2020&sesstype=RS&i=4411)

## Votes

- Passage — **34–0** (pass) · upper
- PASSAGE — **93–0** (pass) · lower

## Sponsors

- Nelson — primary (person)
- Azinger — cosponsor (person)
- Barrett — cosponsor (person)
- Bates — cosponsor (person)
- Capito — cosponsor (person)
- Criss — cosponsor (person)
- Espinosa — cosponsor (person)
- Estep-Burton — cosponsor (person)
- Lovejoy — cosponsor (person)
- Waxman — cosponsor (person)
- Westfall — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-01-17** Filed for introduction `filing`
- **2020-01-17** To Banking and Insurance `referral-committee`
- **2020-01-17** Introduced in House `introduction`
- **2020-01-17** To House Banking and Insurance `referral-committee`
- **2020-01-22** Do pass
- **2020-01-23** On 1st reading, Special Calendar
- **2020-01-23** Read 1st time `reading-1`
- **2020-01-24** On 2nd reading, Special Calendar
- **2020-01-24** Read 2nd time `reading-2`
- **2020-01-27** On 3rd reading, Special Calendar
- **2020-01-27** Read 3rd time `reading-3`
- **2020-01-27** Passed House (Roll No. 46) `passage`
- **2020-01-27** Communicated to Senate
- **2020-01-28** Introduced in Senate `introduction`
- **2020-01-28** To Banking and Insurance `referral-committee`
- **2020-01-28** To Banking and Insurance `referral-committee`
- **2020-02-18** Reported do pass `committee-passage`
- **2020-02-19** On 1st reading
- **2020-02-19** Read 1st time `reading-1`
- **2020-02-20** On 2nd reading
- **2020-02-20** Read 2nd time `reading-2`
- **2020-02-21** On 3rd reading
- **2020-02-21** Laid over on 3rd reading 2/21/20
- **2020-02-24** Laid over on 3rd reading 2/24/20
- **2020-02-25** Laid over on 3rd reading 2/25/20
- **2020-02-26** Laid over on 3rd reading 2/26/20
- **2020-02-27** Read 3rd time `reading-3`
- **2020-02-27** Passed Senate (Roll No. 343) `passage`
- **2020-02-27** Communicated to House
- **2020-02-27** Completed legislative action
- **2020-02-28** House received Senate message
- **2020-03-03** To Governor 3/3/20 - Senate Journal `executive-receipt`
- **2020-03-03** To Governor 3/3/20 - House Journal `executive-receipt`
- **2020-03-03** To Governor 3/3/20 `executive-receipt`
- **2020-03-07** Approved by Governor 3/25/20 - Senate Journal
- **2020-03-07** Approved by Governor 3/25/20 - House Journal
- **2020-03-25** Approved by Governor 3/25/20 `executive-signature`
- **2020-04-15** Chapter 34, Acts, Regular Session, 2020

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/be6ad70a-eba5-4ee6-8c05-92df8cf5a238`. Confidence: reported (aggregated from official West Virginia legislature records).