---
type: "Bill"
title: "Travel Insurance Model Act"
description: "Travel Insurance Model Act"
jurisdiction: "us/states/wv"
legislature: "West Virginia Legislature"
session: "2023"
identifier: "HB 2540"
citation: "West Virginia HB 2540 (2023)"
classification: ["bill"]
subjects: ["Insurance"]
status: "enacted"
primary_sponsors: ["Westfall"]
version_count: 6
action_count: 44
vote_count: 1
first_action: "2023-01-13"
last_action: "2023-05-01"
source: "openstates"
source_identifier: "ocd-bill/6789e934-508e-4f76-a1c4-a172135bcdf5"
source_url: "http://www.legis.state.wv.us/Bill_Status/Bills_history.cfm?input=2540&year=2023&sessiontype=RS&btype=bill"
source_hash: "04308bcc654bafbcda7148be8cebd34f8bca60f5276f6a4d366bed9fc98e5537"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wv"]
---

# West Virginia HB 2540 (2023) — Travel Insurance Model Act

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Substitute** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=hb2540%20sub.htm&yr=2023&sesstype=RS&i=2540)
2. **Enrolled Committee Substitute** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=hb2540%20sub%20enr.htm&yr=2023&sesstype=RS&i=2540)
3. **Introduced Version** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=hb2540%20intr.htm&yr=2023&sesstype=RS&i=2540)
4. **hb2540 hfa westfall 3-10 _1 adopted.htm** (committee substitute) — [source](http://www.legis.state.wv.us/legisdocs/chamber/2023/RS/floor_amends/hb2540 hfa westfall 3-10 _1 adopted.htm)
5. **hb2540 s b_i am _1 2-27 adopted.htm** (committee substitute) — [source](http://www.legis.state.wv.us/legisdocs/chamber/2023/RS/com_amends/hb2540 s b_i am _1 2-27 adopted.htm)
6. **hb2540 s b_i amt _1 2-27 adopted.htm** (committee substitute) — [source](http://www.legis.state.wv.us/legisdocs/chamber/2023/RS/com_amends/hb2540 s b_i amt _1 2-27 adopted.htm)

## Votes

- Passage — **32–0** (pass) · upper

## Sponsors

- Westfall — primary (person)
- Espinosa — cosponsor (person)
- Hott — cosponsor (person)
- Rowe — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-01-13** Filed for introduction `filing`
- **2023-01-13** To Banking and Insurance then Judiciary `referral-committee`
- **2023-01-13** Introduced in House `introduction`
- **2023-01-13** To House Banking and Insurance `referral-committee`
- **2023-02-01** With amendment, do pass, but first to Judiciary `committee-passage`
- **2023-02-01** To House Judiciary `referral-committee`
- **2023-02-09** By substitute, do pass
- **2023-02-10** On 1st reading, Special Calendar
- **2023-02-10** Read 1st time `reading-1`
- **2023-02-13** On 2nd reading, Special Calendar
- **2023-02-13** Read 2nd time `reading-2`
- **2023-02-14** On 3rd reading, Special Calendar
- **2023-02-14** Read 3rd time `reading-3`
- **2023-02-14** Passed House (Roll No. 130) `passage`
- **2023-02-14** Communicated to Senate
- **2023-02-15** Introduced in Senate `introduction`
- **2023-02-15** To Banking and Insurance then Judiciary `referral-committee`
- **2023-02-15** To Banking and Insurance `referral-committee`
- **2023-02-27** Reported do pass with amend and title amend but first to Judiciary `committee-passage`
- **2023-02-27** To Judiciary `referral-committee`
- **2023-03-06** Reported do pass `committee-passage`
- **2023-03-06** Immediate consideration
- **2023-03-06** Read 1st time `reading-1`
- **2023-03-07** On 2nd reading
- **2023-03-07** Read 2nd time `reading-2`
- **2023-03-07** Committee amendment adopted (Voice vote)
- **2023-03-08** On 3rd reading
- **2023-03-08** Read 3rd time `reading-3`
- **2023-03-08** Passed Senate with amended title (Roll No. 429) `passage`
- **2023-03-08** Senate requests House to concur
- **2023-03-10** House received Senate message
- **2023-03-10** House concurred in Senate amend with amend, passed bill (Roll No. 627)
- **2023-03-10** Communicated to Senate
- **2023-03-11** House Message received
- **2023-03-11** Senate concurred in House amendments and passed bill (Roll No. 601)
- **2023-03-11** Communicated to House
- **2023-03-11** Completed legislative action
- **2023-03-11** To Governor 3/20/2023 - Senate Journal `executive-receipt`
- **2023-03-11** To Governor 3/20/2023 - House Journal `executive-receipt`
- **2023-03-20** To Governor 3/20/2023 `executive-receipt`
- **2023-03-11** Approved by Governor 3/29/2023 - Senate Journal `executive-signature`
- **2023-03-11** Approved by Governor 3/29/2023 - House Journal `executive-signature`
- **2023-03-29** Approved by Governor 3/29/2023 `executive-signature`
- **2023-05-01** Chapter 195, Acts, Regular Session, 2023 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6789e934-508e-4f76-a1c4-a172135bcdf5`. Confidence: reported (aggregated from official West Virginia legislature records).