---
type: "Bill"
title: "Relating to requirements for disclosures and recordkeeping by persons making mortgage loans"
description: "Relating to requirements for disclosures and recordkeeping by persons making mortgage loans"
jurisdiction: "us/states/wv"
legislature: "West Virginia Legislature"
session: "2026"
identifier: "SB 573"
citation: "West Virginia SB 573 (2026)"
classification: ["bill"]
subjects: ["Banking and Finance"]
status: "enacted"
primary_sponsors: ["Azinger"]
version_count: 3
action_count: 34
vote_count: 2
first_action: "2026-01-22"
last_action: "2026-06-25"
source: "openstates"
source_identifier: "ocd-bill/86551782-ca05-45b1-9478-c27a37da0cc9"
source_url: "https://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=573&year=2026&sessiontype=RS&btype=bill"
source_hash: "8443e505de0886c0195ead323f9aedc76061a8cb2e1d47a19aacd0b763f4800e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wv"]
---

# West Virginia SB 573 (2026) — Relating to requirements for disclosures and recordkeeping by persons making mortgage loans

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Substitute** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=sb573%20sub1.htm&yr=2026&sesstype=RS&i=573)
2. **Enrolled Committee Substitute** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=sb573%20sub1%20enr.htm&yr=2026&sesstype=RS&i=573)
3. **Introduced Version** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=sb573%20intr.htm&yr=2026&sesstype=RS&i=573)

## Votes

- PASSAGE — **94–0** (pass) · lower
- Passage — **34–0** (pass) · upper

## Sponsors

- Azinger — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-22** Filed for introduction `filing`
- **2026-01-22** To Banking and Insurance `referral-committee`
- **2026-01-22** Introduced in Senate `introduction`
- **2026-01-22** To Banking and Insurance `referral-committee`
- **2026-01-29** Committee substitute reported
- **2026-01-30** On 1st reading
- **2026-01-30** Read 1st time `reading-1`
- **2026-02-02** On 2nd reading
- **2026-02-02** Read 2nd time `reading-2`
- **2026-02-03** On 3rd reading
- **2026-02-03** Read 3rd time `reading-3`
- **2026-02-03** Passed Senate (Roll No. 38) `passage`
- **2026-02-03** Ordered to House
- **2026-02-04** House received Senate message
- **2026-02-04** Introduced in House `introduction`
- **2026-02-04** To Finance `referral-committee`
- **2026-02-04** To House Finance `referral-committee`
- **2026-03-10** Do pass
- **2026-03-10** Immediate consideration
- **2026-03-10** Read 1st time `reading-1`
- **2026-03-11** On 2nd reading, Special Calendar
- **2026-03-11** Read 2nd time `reading-2`
- **2026-03-12** On 3rd reading, Special Calendar
- **2026-03-12** Read 3rd time `reading-3`
- **2026-03-12** Passed House (Roll No. 426) `passage`
- **2026-03-12** Communicated to Senate
- **2026-03-12** Completed legislative action
- **2026-03-13** House Message received
- **2026-03-18** To Governor 3/18/2026 `executive-receipt`
- **2026-03-14** To Governor 3/18/2026 - Senate Journal `executive-receipt`
- **2026-03-25** Approved by Governor 3/25/2026 `executive-signature`
- **2026-03-14** Approved by Governor 3/25/2026 - Senate Journal `executive-signature`
- **2026-03-14** Approved by Governor 3/25/2026 - House Journal `executive-signature`
- **2026-06-25** Chapter 149, Acts, Regular Session, 2026 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/86551782-ca05-45b1-9478-c27a37da0cc9`. Confidence: reported (aggregated from official West Virginia legislature records).