---
type: "Bill"
title: "Governance of Banks and Trust Companies"
description: "Governance of Banks and Trust Companies"
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2018"
identifier: "HB 455"
citation: "Florida HB 455 (2018)"
classification: ["bill"]
subjects: ["financial institutions"]
status: "enacted"
chapter_law: "2018-48"
primary_sponsors: ["Insurance and Banking Subcommittee"]
version_count: 4
action_count: 32
vote_count: 4
first_action: "2017-10-25"
last_action: "2018-03-22"
source: "openstates"
source_identifier: "ocd-bill/e4fa6882-4ee1-45a6-a680-8b92533c7866"
source_url: "http://flsenate.gov/Session/Bill/2018/00455/ByCategory"
source_hash: "fc344894dbba13cba4aa207debc6ed8a55c4334190ca5c778a708f3dd42a2e7c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida HB 455 (2018) — Governance of Banks and Trust Companies

**Enacted** — Laws of Florida, Chapter 2018-48.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **H 455 Filed** (filed) — [source](http://flsenate.gov/Session/Bill/2018/455/BillText/Filed/PDF)
2. **H 455 c1** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2018/455/BillText/c1/PDF)
3. **H 455 c2** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2018/455/BillText/c2/PDF)
4. **H 455 er** (enrolled) — [source](http://flsenate.gov/Session/Bill/2018/455/BillText/er/PDF)

## Votes

- Favorable With Committee Substitute (Commerce Committee) — **25–0** (pass) · lower
- Favorable With Committee Substitute (Insurance & Banking Subcommittee) — **14–0** (pass) · lower
- Third Reading — **107–0** (pass) · lower
- Third Reading — **36–0** (pass) · upper

## Sponsors

- Insurance and Banking Subcommittee — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-10-25** Filed `filing`
- **2017-11-01** Referred to Insurance and Banking Subcommittee; Commerce Committee `referral-committee`
- **2017-11-08** On Committee agenda-- Insurance and Banking Subcommittee, 11/15/17, 3:00 pm, Sumner Hall
- **2017-11-16** CS by Insurance and Banking Subcommittee; YEAS 14 NAYS 0
- **2017-11-16** Pending review of CS under Rule 7.18(c)
- **2017-11-17** Now in Commerce Committee
- **2018-01-09** Introduced `introduction`
- **2018-01-09** On Committee agenda-- Commerce Committee, 01/11/18, 10:30 am, Webster Hall
- **2018-01-09** CS by Insurance and Banking Subcommittee read 1st time
- **2018-01-11** CS/CS by- Commerce Committee; YEAS 25 NAYS 0
- **2018-01-12** Pending review of CS -under Rule 7.18(c)
- **2018-01-12** CS/CS by Commerce Committee read 1st time -HJ 337,338
- **2018-01-16** Placed on Calendar
- **2018-01-18** Placed on Special Order Calendar, 01/24/18
- **2018-01-24** Read 2nd time -HJ 399, 400 `reading-2`
- **2018-01-24** Placed on 3rd reading
- **2018-01-25** Read 3rd time `reading-3`
- **2018-01-25** CS passed; YEAS 107 NAYS 0 `passage`
- **2018-01-31** In Messages
- **2018-02-01** Referred to Banking and Insurance; Commerce and Tourism; Rules `referral-committee`
- **2018-02-01** Received
- **2018-02-28** Withdrawn from Banking and Insurance; Commerce and Tourism; Rules `withdrawal`
- **2018-02-28** Placed on Calendar, on 2nd reading
- **2018-02-28** Substituted for CS/SB 416
- **2018-02-28** Read 2nd time `reading-2`
- **2018-02-28** Placed on 3rd reading
- **2018-03-01** Read 3rd time `reading-3`
- **2018-03-01** CS passed; YEAS 36 NAYS 0 `passage`
- **2018-03-01** Ordered enrolled
- **2018-03-14** Signed by Officers and presented to Governor
- **2018-03-21** Approved by Governor `executive-signature`
- **2018-03-22** Chapter No. 2018-48

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e4fa6882-4ee1-45a6-a680-8b92533c7866`. Confidence: reported (aggregated from official Florida legislature records).