---
type: "Bill"
title: "Deferred Presentment Transactions"
description: "Deferred Presentment Transactions"
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2018"
identifier: "SB 920"
citation: "Florida SB 920 (2018)"
classification: ["bill"]
subjects: ["department of", "collection agencies"]
status: "enacted"
chapter_law: "2018-26"
primary_sponsors: ["Bradley"]
version_count: 6
action_count: 43
vote_count: 6
first_action: "2017-11-15"
last_action: "2018-03-21"
source: "openstates"
source_identifier: "ocd-bill/c6c81ef8-1fc9-4879-8070-c8e4cc5781fa"
source_url: "http://flsenate.gov/Session/Bill/2018/00920/ByCategory"
source_hash: "ca4d8aaa72d67d4ee1c089be2f5fbff33eb3972504de0722d9cee1d4464a3964"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida SB 920 (2018) — Deferred Presentment Transactions

**Enacted** — Laws of Florida, Chapter 2018-26.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S 920 Filed** (filed) — [source](http://flsenate.gov/Session/Bill/2018/920/BillText/Filed/HTML)
2. **S 920 c1** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2018/920/BillText/c1/HTML)
3. **S 920 c2** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2018/920/BillText/c2/HTML)
4. **S 920 c3** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2018/920/BillText/c3/HTML)
5. **S 920 e1** (engrossed) — [source](http://flsenate.gov/Session/Bill/2018/920/BillText/e1/HTML)
6. **S 920 er** (enrolled) — [source](http://flsenate.gov/Session/Bill/2018/920/BillText/er/HTML)

## Votes

- Favorable with Committee Substitute — **7–1** (pass) · upper
- Favorable with Committee Substitute — **11–2** (pass) · upper
- Favorable with Committee Substitute — **16–1** (pass) · upper
- Passage, Third Reading — **106–9** (pass) · lower
- Favorable — **9–2** (pass) · upper
- Third Reading — **31–5** (pass) · upper

## Sponsors

- Bradley — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-11-15** Filed `filing`
- **2017-12-04** Referred to Banking and Insurance; Commerce and Tourism; Rules `referral-committee`
- **2018-01-09** Introduced `introduction`
- **2018-01-11** On Committee agenda-- Banking and Insurance, 01/16/18, 4:00 pm, 110 Senate Office Building
- **2018-01-16** Favorable by Banking and Insurance; YEAS 9 NAYS 2 `committee-passage-favorable`
- **2018-01-17** Now in Commerce and Tourism
- **2018-01-24** On Committee agenda-- Commerce and Tourism, 01/29/18, 4:00 pm, 110 Senate Office Building
- **2018-01-29** CS by Commerce and Tourism; YEAS 7 NAYS 1
- **2018-01-30** Pending reference review under Rule 4.7(2) - (Committee Substitute)
- **2018-01-31** CS by Commerce and Tourism read 1st time
- **2018-02-01** Remaining references corrected to Appropriations; Rules
- **2018-02-01** Now in Appropriations
- **2018-02-12** On Committee agenda-- Appropriations, 02/15/18, 1:00 pm, 412 Knott Building
- **2018-02-15** CS/CS by Appropriations; YEAS 16 NAYS 1
- **2018-02-19** Pending reference review under Rule 4.7(2) - (Committee Substitute)
- **2018-02-20** Now in Rules
- **2018-02-20** CS/CS by Appropriations read 1st time
- **2018-02-21** On Committee agenda-- Rules, 02/26/18, 2:30 pm, 412 Knott Building --Not Considered
- **2018-02-28** On Committee agenda-- Rules, 03/01/18, 9:00 am, 412 Knott Building
- **2018-03-01** CS/CS/CS by- Rules; YEAS 11 NAYS 2
- **2018-03-01** Pending reference review -under Rule 4.7(2) - (Committee Substitute)
- **2018-03-01** Placed on Calendar, on 2nd reading
- **2018-03-01** Placed on Special Order Calendar, 03/02/18
- **2018-03-01** CS/CS/CS by Rules read 1st time
- **2018-03-02** Read 2nd time `reading-2`
- **2018-03-02** Amendment(s) adopted (864952)
- **2018-03-02** Ordered engrossed
- **2018-03-02** Placed on 3rd reading
- **2018-03-03** Read 3rd time `reading-3`
- **2018-03-03** CS passed as amended; YEAS 31 NAYS 5 `passage`
- **2018-03-03** In Messages
- **2018-03-05** Referred to Calendar `referral-committee`
- **2018-03-05** Placed on Special Order Calendar, 03/06/18
- **2018-03-05** Received
- **2018-03-06** Read 2nd time `reading-2`
- **2018-03-06** Substituted for CS/CS/HB 857
- **2018-03-06** Placed on 3rd reading
- **2018-03-07** Read 3rd time -HJ 1055, 1056 `reading-3`
- **2018-03-07** CS passed; YEAS 106 NAYS 9 `passage`
- **2018-03-07** Ordered enrolled
- **2018-03-12** Signed by Officers and presented to Governor
- **2018-03-19** Approved by Governor `executive-signature`
- **2018-03-21** Chapter No. 2018-26

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c6c81ef8-1fc9-4879-8070-c8e4cc5781fa`. Confidence: reported (aggregated from official Florida legislature records).