--- type: "Bill" title: "Bank Property of Deceased Account Holders" description: "Bank Property of Deceased Account Holders; Authorizes financial institution to pay funds on deposit in certain accounts to specified family member of decedent without court proceeding, order, or judgment; requires family member to provide certified copy of decedent's death certificate & specified affidavit to receive funds; specifies that person does not have right or cause of action against financial institution for taking or failing to take certain actions; provides liability for family member who withdraws funds; authorizes financial institution to provide copies of affidavit to certain persons; provides that specified types of personal property are not subject to probate administration or formal proceedings; requires certain actions relating to decedent's creditors; provides bona fide purchasers protection from specified claims of creditors & from rights of spouses, beneficiaries, & heirs of decedents; provides limitation on liability of decedent's estate & recipients of estate." jurisdiction: "us/states/fl" legislature: "Florida Legislature" session: "2020" identifier: "HB 1439" citation: "Florida HB 1439 (2020)" classification: ["bill"] subjects: ["banks and banking", "estates and trusts"] status: "enacted" chapter_law: "2020-110" primary_sponsors: ["Yarborough"] version_count: 4 action_count: 33 vote_count: 4 first_action: "2020-01-14" last_action: "2020-06-29" source: "openstates" source_identifier: "ocd-bill/6e0303d9-55f0-4c7e-a5eb-56096fabc9c1" source_url: "http://flsenate.gov/Session/Bill/2020/1439/ByCategory" source_hash: "aa6816ade3d04a5d3a91e13a6eef72b52880dc597cf164945e479e57df4897da" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-fl"] --- # Florida HB 1439 (2020) — Bank Property of Deceased Account Holders Bank Property of Deceased Account Holders; Authorizes financial institution to pay funds on deposit in certain accounts to specified family member of decedent without court proceeding, order, or judgment; requires family member to provide certified copy of decedent's death certificate & specified affidavit to receive funds; specifies that person does not have right or cause of action against financial institution for taking or failing to take certain actions; provides liability for family member who withdraws funds; authorizes financial institution to provide copies of affidavit to certain persons; provides that specified types of personal property are not subject to probate administration or formal proceedings; requires certain actions relating to decedent's creditors; provides bona fide purchasers protection from specified claims of creditors & from rights of spouses, beneficiaries, & heirs of decedents; provides limitation on liability of decedent's estate & recipients of estate. **Enacted** — Laws of Florida, Chapter 2020-110. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **H 1439 Filed** (filed) — [source](http://flsenate.gov/Session/Bill/2020/1439/BillText/Filed/PDF) 2. **H 1439 c1** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2020/1439/BillText/c1/PDF) 3. **H 1439 c2** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2020/1439/BillText/c2/PDF) 4. **H 1439 er** (enrolled) — [source](http://flsenate.gov/Session/Bill/2020/1439/BillText/er/PDF) ## Votes - Favorable With Committee Substitute (Commerce Committee) — **20–0** (pass) · lower - Passage, Third Reading — **115–0** (pass) · lower - Third Reading — **40–0** (pass) · upper - Favorable With Committee Substitute (Insurance & Banking Subcommittee) — **15–0** (pass) · lower ## Sponsors - Yarborough — primary (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2020-01-14** Filed `filing` - **2020-01-14** Introduced `introduction` - **2020-01-17** Referred to Insurance and Banking Subcommittee; Civil Justice Subcommittee; Commerce Committee `referral-committee` - **2020-01-24** On Committee agenda-- Insurance and Banking Subcommittee, 01/28/20, 3:30 pm, Sumner Hall - **2020-01-28** CS by Insurance and Banking Subcommittee; YEAS 15 NAYS 0 - **2020-01-30** Pending review of CS under Rule 7.18(c) - **2020-01-30** CS by Insurance and Banking Subcommittee read 1st time - **2020-01-31** Original reference(s) removed: Civil Justice Subcommittee - **2020-01-31** CS referred to Commerce Committee - **2020-01-31** Now in Commerce Committee - **2020-02-11** On Committee agenda-- Commerce Committee, 02/13/20, 9:00 am, Webster Hall - **2020-02-13** CS/CS by- Commerce Committee; YEAS 20 NAYS 0 - **2020-02-17** Pending review of CS -under Rule 7.18(c) - **2020-02-18** Placed on Calendar - **2020-02-18** CS/CS by Commerce Committee read 1st time - **2020-02-20** Placed on Special Order Calendar, 02/26/20 - **2020-02-26** Read 2nd time `reading-2` - **2020-02-26** Read 3rd time `reading-3` - **2020-02-26** CS passed; YEAS 115 NAYS 0 `passage` - **2020-03-03** In Messages - **2020-03-05** Referred to Banking and Insurance; Judiciary; Rules `referral-committee` - **2020-03-05** Received - **2020-03-10** Withdrawn from Banking and Insurance; Judiciary; Rules `withdrawal` - **2020-03-10** Placed on Calendar, on 2nd reading - **2020-03-10** Substituted for CS/CS/SB 380 - **2020-03-10** Read 2nd time `reading-2` - **2020-03-10** Placed on 3rd reading - **2020-03-11** Read 3rd time `reading-3` - **2020-03-11** CS passed; YEAS 40 NAYS 0 `passage` - **2020-03-11** Ordered enrolled - **2020-06-17** Signed by Officers and presented to Governor - **2020-06-27** Approved by Governor `executive-signature` - **2020-06-29** Chapter No. 2020-110 ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6e0303d9-55f0-4c7e-a5eb-56096fabc9c1`. Confidence: reported (aggregated from official Florida legislature records).