---
type: "Bill"
title: "Insurance Guaranty Associations"
description: "Insurance Guaranty Associations; Revises obligations of Florida Insurance Guaranty Association, Incorporated, for policies covering condominium associations & homeowners' associations; revises percentage limits on emergency assessments levied against insurers by OIR."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2020"
identifier: "HB 529"
citation: "Florida HB 529 (2020)"
classification: ["bill"]
subjects: ["insurance"]
status: "enacted"
chapter_law: "2020-155"
primary_sponsors: ["Webb"]
version_count: 3
action_count: 34
vote_count: 5
first_action: "2019-11-05"
last_action: "2020-07-01"
source: "openstates"
source_identifier: "ocd-bill/8174abe8-bbd2-48b6-a5d2-d4e3fca28ca3"
source_url: "http://flsenate.gov/Session/Bill/2020/529/ByCategory"
source_hash: "e14f22a31da8948613b69572df701494c56e886f2bbb292fe145e0d3ea129681"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida HB 529 (2020) — Insurance Guaranty Associations

Insurance Guaranty Associations; Revises obligations of Florida Insurance Guaranty Association, Incorporated, for policies covering condominium associations & homeowners' associations; revises percentage limits on emergency assessments levied against insurers by OIR.

**Enacted** — Laws of Florida, Chapter 2020-155.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **H 529 Filed** (filed) — [source](http://flsenate.gov/Session/Bill/2020/529/BillText/Filed/PDF)
2. **H 529 c1** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2020/529/BillText/c1/PDF)
3. **H 529 er** (enrolled) — [source](http://flsenate.gov/Session/Bill/2020/529/BillText/er/PDF)

## Votes

- Third Reading — **39–0** (pass) · upper
- Favorable With Committee Substitute (Insurance & Banking Subcommittee) — **14–0** (pass) · lower
- Passage, Third Reading — **115–0** (pass) · lower
- Favorable (Commerce Committee) — **23–0** (pass) · lower
- Favorable (Ways & Means Committee) — **16–0** (pass) · lower

## Sponsors

- Webb — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-11-05** Filed `filing`
- **2019-11-15** Referred to Insurance and Banking Subcommittee; Ways and Means Committee; Commerce Committee `referral-committee`
- **2020-01-13** On Committee agenda-- Insurance and Banking Subcommittee, 01/15/20, 3:30 pm, Sumner Hall
- **2020-01-14** Introduced `introduction`
- **2020-01-15** CS by Insurance and Banking Subcommittee; YEAS 14 NAYS 0
- **2020-01-16** Pending review of CS under Rule 7.18(c)
- **2020-01-16** CS by Insurance and Banking Subcommittee read 1st time
- **2020-01-20** Now in Ways and Means Committee
- **2020-02-07** On Committee agenda-- Ways and Means Committee, 02/11/20, 9:30 am, Morris Hall
- **2020-02-11** Favorable by Ways and Means Committee; YEAS 16 NAYS 0 `committee-passage-favorable`
- **2020-02-11** Now in Commerce Committee
- **2020-02-18** On Committee agenda-- Commerce Committee, 02/20/20, 9:00 am, Webster Hall
- **2020-02-20** Favorable by- Commerce Committee; YEAS 23 NAYS 0 `committee-passage-favorable`
- **2020-02-20** Placed on Calendar
- **2020-03-03** Placed on Special Order Calendar, 03/06/20
- **2020-03-06** Read 2nd time `reading-2`
- **2020-03-06** Placed on 3rd reading
- **2020-03-09** Temporarily postponed, on 3rd Reading
- **2020-03-10** Temporarily postponed, on 3rd Reading
- **2020-03-10** Read 3rd time `reading-3`
- **2020-03-10** CS passed; YEAS 115 NAYS 0 `passage`
- **2020-03-10** In Messages
- **2020-03-11** Referred to Banking and Insurance; Innovation, Industry, and Technology; Rules `referral-committee`
- **2020-03-11** Withdrawn from Banking and Insurance; Innovation, Industry, and Technology; Rules `withdrawal`
- **2020-03-11** Placed on Calendar, on 2nd reading
- **2020-03-11** Substituted for CS/SB 898
- **2020-03-11** Received
- **2020-03-11** Read 2nd time `reading-2`
- **2020-03-11** Read 3rd time `reading-3`
- **2020-03-11** CS passed; YEAS 39 NAYS 0 `passage`
- **2020-03-11** Ordered enrolled
- **2020-06-17** Signed by Officers and presented to Governor
- **2020-06-30** Approved by Governor `executive-signature`
- **2020-07-01** Chapter No. 2020-155

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8174abe8-bbd2-48b6-a5d2-d4e3fca28ca3`. Confidence: reported (aggregated from official Florida legislature records).