--- type: "Bill" title: "Consumer Protection" description: "Consumer Protection; Deleting authorization for consumer reporting agencies to charge a fee for reissuing or providing a new unique personal identifier to a consumer; revising a requirement for persons licensed or authorized by the Department of Financial Services or the Office of Insurance Regulation to respond to the department’s Division of Consumer Services regarding consumer complaints; deleting a fee for adjusting firm licenses; authorizing the department to disapprove the use of insurance agency names containing the word “Medicare” or “Medicaid”; revising the timeframes in which an insured or a claimant may cancel a public adjuster’s contract to adjust a claim without penalty or obligation; revising disclosure requirements for certain classes of insurance before being eligible for export under the Surplus Lines Law, etc." jurisdiction: "us/states/fl" legislature: "Florida Legislature" session: "2021" identifier: "SB 1598" citation: "Florida SB 1598 (2021)" classification: ["bill"] subjects: ["and solicitations", "insurance"] status: "enacted" chapter_law: "2021-104" primary_sponsors: ["Gruters"] version_count: 4 action_count: 37 vote_count: 5 first_action: "2021-02-24" last_action: "2021-06-17" source: "openstates" source_identifier: "ocd-bill/f1ea2f88-7b19-4f9c-9b89-fa630b197fe8" source_url: "https://flsenate.gov/Session/Bill/2021/1598/ByCategory" source_hash: "fe21420065a049e08db24898668f4c3bfd2d87c53157365b8f713b5024e532aa" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-fl"] --- # Florida SB 1598 (2021) — Consumer Protection Consumer Protection; Deleting authorization for consumer reporting agencies to charge a fee for reissuing or providing a new unique personal identifier to a consumer; revising a requirement for persons licensed or authorized by the Department of Financial Services or the Office of Insurance Regulation to respond to the department’s Division of Consumer Services regarding consumer complaints; deleting a fee for adjusting firm licenses; authorizing the department to disapprove the use of insurance agency names containing the word “Medicare” or “Medicaid”; revising the timeframes in which an insured or a claimant may cancel a public adjuster’s contract to adjust a claim without penalty or obligation; revising disclosure requirements for certain classes of insurance before being eligible for export under the Surplus Lines Law, etc. **Enacted** — Laws of Florida, Chapter 2021-104. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **S 1598 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2021/1598/BillText/Filed/HTML) 2. **S 1598 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2021/1598/BillText/c1/HTML) 3. **S 1598 c2** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2021/1598/BillText/c2/HTML) 4. **S 1598 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2021/1598/BillText/er/HTML) ## Votes - Favorable with Committee Substitute — **11–0** (pass) · upper - Passage, Third Reading — **114–1** (pass) · lower - Favorable with Committee Substitute — **11–9** (pass) · upper - Favorable with Committee Substitute — **12–0** (pass) · upper - Third Reading — **34–3** (pass) · upper ## Sponsors - Gruters — primary (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2021-02-24** Filed `filing` - **2021-03-02** Referred to Banking and Insurance; Appropriations Subcommittee on Agriculture, Environment, and General Government; Appropriations `referral-committee` - **2021-03-02** Introduced `introduction` - **2021-03-11** On Committee agenda-- Banking and Insurance, 03/16/21, 9:30 am, 412 Knott Building - **2021-03-16** CS by Banking and Insurance; YEAS 12 NAYS 0 - **2021-03-17** Pending reference review under Rule 4.7(2) - (Committee Substitute) - **2021-03-18** Now in Appropriations Subcommittee on Agriculture, Environment, and General Government - **2021-03-18** CS by Banking and Insurance read 1st time - **2021-03-19** On Committee agenda-- Appropriations Subcommittee on Agriculture, Environment, and General Government, 03/24/21, 4:30 pm, 110 Senate Building - **2021-03-24** Subcommittee Recommendation: CS/CS by Appropriations Subcommittee on Agriculture, Environment, and General Government; YEAS 11 NAYS 0 - **2021-03-26** Now in Appropriations - **2021-04-12** On Committee agenda-- Appropriations, 04/15/21, 9:00 am, 412 Knott Building - **2021-04-14** On Committee agenda-- Appropriations, 04/19/21, 10:00 am, 412 Knott Building - **2021-04-15** CS/CS by- Appropriations; YEAS 11 NAYS 9 - **2021-04-18** Pending reference review -under Rule 4.7(2) - (Committee Substitute) - **2021-04-19** Placed on Calendar, on 2nd reading - **2021-04-19** Placed on Special Order Calendar, 04/21/21 - **2021-04-20** CS/CS by Appropriations read 1st time - **2021-04-21** Read 2nd time `reading-2` - **2021-04-21** Amendment(s) failed (332786) - **2021-04-21** Placed on 3rd reading - **2021-04-22** Read 3rd time `reading-3` - **2021-04-22** CS passed; YEAS 34 NAYS 3 `passage` - **2021-04-22** In Messages - **2021-04-26** Bill referred to House Calendar - **2021-04-26** Bill added to Special Order Calendar (4/27/2021) - **2021-04-26** 1st Reading (Committee Substitute 2) - **2021-04-27** Read 2nd time `reading-2` - **2021-04-27** Placed on 3rd reading - **2021-04-27** Added to Third Reading Calendar - **2021-04-28** Read 3rd time `reading-3` - **2021-04-28** CS passed; YEAS 114, NAYS 1 `passage` - **2021-04-28** Message sent to senate - **2021-04-28** Ordered enrolled - **2021-06-14** Signed by Officers and presented to Governor - **2021-06-16** Approved by Governor `executive-signature` - **2021-06-17** Chapter No. 2021-104, companion bill(s) passed, see CS/CS/CS/SB 76 (Ch. 2021-77) ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f1ea2f88-7b19-4f9c-9b89-fa630b197fe8`. Confidence: reported (aggregated from official Florida legislature records).