--- type: "Bill" title: "Insolvent Insurers" description: "Insolvent Insurers; Provides required factors to be used in determination & fixing of rates for premiums paid to insolvent insurers for specified coverages; authorizes insurers to elect not to recoup advance assessments paid to Florida Insurance Guaranty Association, Incorporated; provides calculations of insurers' assets under specified circumstances; revises provisions relating to payments of assessments & insurers' reconciliation reports to association; requires insurers to pay assessments to association, rather than to collect such assessments; specifies payments that certain insurers must make to association; requires insurers to treat insureds' failure to pay surcharges, rather than recoupment charges, as failure to pay premiums; provides that insurers are liable for surcharges & are not liable for uncollectible surcharges; removes requirement that insurers treat insureds' failure to pay emergency assessments as failure to pay premiums; revises provisions relating to insurers' collection of surcharges & payments of assessments to Florida Workers' Compensation Insurance Guaranty Association, Incorporated." jurisdiction: "us/states/fl" legislature: "Florida Legislature" session: "2022" identifier: "HB 1023" citation: "Florida HB 1023 (2022)" classification: ["bill"] subjects: ["insurance"] status: "enacted" chapter_law: "2022-139" primary_sponsors: ["Fabricio"] version_count: 3 action_count: 42 vote_count: 5 first_action: "2021-12-27" last_action: "2022-05-26" source: "openstates" source_identifier: "ocd-bill/150b5947-4eb3-4f8b-bcb7-271d960c988d" source_url: "https://flsenate.gov/Session/Bill/2022/1023/ByCategory" source_hash: "4886f54d2bea49880db826225afcac1ac64c8d819077fe8c46585d35aeab3193" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-fl"] --- # Florida HB 1023 (2022) — Insolvent Insurers Insolvent Insurers; Provides required factors to be used in determination & fixing of rates for premiums paid to insolvent insurers for specified coverages; authorizes insurers to elect not to recoup advance assessments paid to Florida Insurance Guaranty Association, Incorporated; provides calculations of insurers' assets under specified circumstances; revises provisions relating to payments of assessments & insurers' reconciliation reports to association; requires insurers to pay assessments to association, rather than to collect such assessments; specifies payments that certain insurers must make to association; requires insurers to treat insureds' failure to pay surcharges, rather than recoupment charges, as failure to pay premiums; provides that insurers are liable for surcharges & are not liable for uncollectible surcharges; removes requirement that insurers treat insureds' failure to pay emergency assessments as failure to pay premiums; revises provisions relating to insurers' collection of surcharges & payments of assessments to Florida Workers' Compensation Insurance Guaranty Association, Incorporated. **Enacted** — Laws of Florida, Chapter 2022-139. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **H 1023 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2022/1023/BillText/Filed/PDF) 2. **H 1023 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2022/1023/BillText/c1/PDF) 3. **H 1023 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2022/1023/BillText/er/PDF) ## Votes - Passage, Third Reading — **116–0** (pass) · lower - Favorable With Committee Substitute (Commerce Committee) — **20–0** (pass) · lower - Third Reading — **36–0** (pass) · upper - Favorable (State Administration & Technology Appropriations Subcommittee) — **13–0** (pass) · lower - Favorable (Insurance & Banking Subcommittee) — **16–0** (pass) · lower ## Sponsors - Commerce Committee — primary (organization) - Fabricio — primary (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2021-12-27** Filed `filing` - **2022-01-07** Referred to Insurance & Banking Subcommittee `referral-committee` - **2022-01-07** Referred to State Administration & Technology Appropriations Subcommittee `referral-committee` - **2022-01-07** Referred to Commerce Committee `referral-committee` - **2022-01-07** Now in Insurance & Banking Subcommittee - **2022-01-11** 1st Reading (Original Filed Version) - **2022-01-25** Added to Insurance & Banking Subcommittee agenda - **2022-01-27** Favorable by Insurance & Banking Subcommittee `committee-passage-favorable` - **2022-01-27** Reported out of Insurance & Banking Subcommittee - **2022-01-27** Now in State Administration & Technology Appropriations Subcommittee - **2022-02-04** Added to State Administration & Technology Appropriations Subcommittee agenda - **2022-02-08** Favorable by State Administration & Technology Appropriations Subcommittee `committee-passage-favorable` - **2022-02-08** Reported out of State Administration & Technology Appropriations Subcommittee - **2022-02-08** Now in Commerce Committee - **2022-02-15** Added to Commerce Committee agenda - **2022-02-17** Favorable with CS by Commerce Committee - **2022-02-17** Reported out of Commerce Committee - **2022-02-17** Laid on Table under Rule 7.18(a) - **2022-02-17** CS Filed - **2022-02-17** 1st Reading (Committee Substitute 1) - **2022-02-18** Bill referred to House Calendar - **2022-02-18** Added to Second Reading Calendar - **2022-02-24** Bill added to Special Order Calendar (3/1/2022) - **2022-03-01** Read 2nd time `reading-2` - **2022-03-01** Placed on 3rd reading - **2022-03-01** Added to Third Reading Calendar - **2022-03-02** Read 3rd time `reading-3` - **2022-03-02** CS passed; YEAS 116, NAYS 0 `passage` - **2022-03-02** In Messages - **2022-03-02** Referred to Appropriations `referral-committee` - **2022-03-02** Received - **2022-03-04** Withdrawn from Appropriations `withdrawal` - **2022-03-04** Placed on Calendar, on 2nd reading - **2022-03-04** Substituted for CS/CS/SB 1430 - **2022-03-04** Read 2nd time `reading-2` - **2022-03-04** Read 3rd time `reading-3` - **2022-03-04** CS passed; YEAS 36 NAYS 0 `passage` - **2022-03-04** In Messages - **2022-03-04** Ordered enrolled - **2022-05-20** Signed by Officers and presented to Governor - **2022-05-25** Approved by Governor `executive-signature` - **2022-05-26** Chapter No. 2022-139 ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/150b5947-4eb3-4f8b-bcb7-271d960c988d`. Confidence: reported (aggregated from official Florida legislature records).