---
type: "Bill"
title: "Money Services Businesses"
description: "Money Services Businesses; Revises provisions related to violations of money services business activities & penalties for such violations; revises provisions related to certain prohibited activities without license; revises requirements for money transmitter or payment instrument seller to conduct business; revises requirements for written contract between money transmitter or payment instrument seller & authorized vendor; provides requirements for money transmitter that receives virtual currency; excludes virtual currency in calculation of permissible investments; revises recordkeeping requirements for money transmitter or payment instrument seller; revises financial liability requirements for money transmitter or payment instrument seller."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2022"
identifier: "HB 273"
citation: "Florida HB 273 (2022)"
classification: ["bill"]
subjects: ["regulation of trade", "commerce", "investments", "and"]
status: "enacted"
chapter_law: "2022-113"
primary_sponsors: ["Aloupis"]
version_count: 4
action_count: 41
vote_count: 4
first_action: "2021-10-12"
last_action: "2022-05-12"
source: "openstates"
source_identifier: "ocd-bill/de6be5a2-90bf-4a8f-a7e8-228a20fed74f"
source_url: "https://flsenate.gov/Session/Bill/2022/273/ByCategory"
source_hash: "2fcab69438a81e172afa19cc17f2f174d05fd171bf84757893e262071bf8a196"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida HB 273 (2022) — Money Services Businesses

Money Services Businesses; Revises provisions related to violations of money services business activities & penalties for such violations; revises provisions related to certain prohibited activities without license; revises requirements for money transmitter or payment instrument seller to conduct business; revises requirements for written contract between money transmitter or payment instrument seller & authorized vendor; provides requirements for money transmitter that receives virtual currency; excludes virtual currency in calculation of permissible investments; revises recordkeeping requirements for money transmitter or payment instrument seller; revises financial liability requirements for money transmitter or payment instrument seller.

**Enacted** — Laws of Florida, Chapter 2022-113.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **H 273 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2022/273/BillText/Filed/PDF)
2. **H 273 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2022/273/BillText/c1/PDF)
3. **H 273 e1** (engrossed) — [source](https://flsenate.gov/Session/Bill/2022/273/BillText/e1/PDF)
4. **H 273 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2022/273/BillText/er/PDF)

## Votes

- Favorable (Commerce Committee) — **19–0** (pass) · lower
- Passage, Third Reading — **112–0** (pass) · lower
- Third Reading — **35–1** (pass) · upper
- Favorable With Committee Substitute (Insurance & Banking Subcommittee) — **14–0** (pass) · lower

## Sponsors

- Aloupis — primary (person)
- Insurance and Banking Subcommittee — primary (organization)
- Benjamin — cosponsor (person)
- Buchanan — cosponsor (person)
- McFarland — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-10-12** Filed `filing`
- **2021-10-22** Referred to Insurance & Banking Subcommittee `referral-committee`
- **2021-10-22** Referred to State Administration & Technology Appropriations Subcommittee `referral-committee`
- **2021-10-22** Referred to Commerce Committee `referral-committee`
- **2021-10-22** Now in Insurance & Banking Subcommittee
- **2021-11-23** Added to Insurance & Banking Subcommittee agenda
- **2021-12-01** Favorable with CS by Insurance & Banking Subcommittee
- **2021-12-02** Reported out of Insurance & Banking Subcommittee
- **2021-12-02** Laid on Table under Rule 7.18(a)
- **2021-12-02** CS Filed
- **2021-12-03** Original reference removed: State Administration & Technology Appropriations Subcommittee
- **2021-12-03** Referred to Commerce Committee `referral-committee`
- **2021-12-03** Now in Commerce Committee
- **2022-01-11** 1st Reading (Original Filed Version)
- **2022-01-11** 1st Reading (Committee Substitute 1)
- **2022-01-14** Added to Commerce Committee agenda
- **2022-01-19** Favorable by Commerce Committee `committee-passage-favorable`
- **2022-01-19** Reported out of Commerce Committee
- **2022-01-19** Bill released to House Calendar
- **2022-01-19** Added to Second Reading Calendar
- **2022-03-01** Bill added to Special Order Calendar (3/4/2022)
- **2022-03-04** Read 2nd time `reading-2`
- **2022-03-04** Amendment 941613 adopted
- **2022-03-04** Placed on 3rd reading
- **2022-03-04** Added to Third Reading Calendar
- **2022-03-07** Read 3rd time `reading-3`
- **2022-03-07** CS passed as amended; YEAS 112, NAYS 0 `passage`
- **2022-03-07** In Messages
- **2022-03-07** Referred to Appropriations `referral-committee`
- **2022-03-07** Withdrawn from Appropriations `withdrawal`
- **2022-03-07** Placed on Calendar, on 2nd reading
- **2022-03-07** Received
- **2022-03-07** Substituted for CS/SB 486
- **2022-03-07** Read 2nd time `reading-2`
- **2022-03-07** Read 3rd time `reading-3`
- **2022-03-07** CS passed; YEAS 35 NAYS 1 `passage`
- **2022-03-08** In Messages
- **2022-03-08** Ordered enrolled
- **2022-05-10** Signed by Officers and presented to Governor
- **2022-05-12** Approved by Governor `executive-signature`
- **2022-05-12** Chapter No. 2022-113

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/de6be5a2-90bf-4a8f-a7e8-228a20fed74f`. Confidence: reported (aggregated from official Florida legislature records).