---
type: "Bill"
title: "Fraud Prevention"
description: "Fraud Prevention; Requires that electronic credentialing system display certain vehicle information, provide notification, & allow drivers to update information; requires DHSMV to provide Legislature with recommendations for compliance verification with financial responsibility requirements; requires certain sellers to allow consumers to cancel in specified manner & by specified means service contracts that have automatic renewal provisions; revises maximum fines for public adjusters & public adjuster apprentices; revises requirements for advertisements issued or caused to be issued by service agreement companies or salespersons; provides transfer of funds & appropriation."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2022"
identifier: "HB 749"
citation: "Florida HB 749 (2022)"
classification: ["bill"]
subjects: ["appropriations", "crimes", "insurance", "motor vehicles", "regulation of trade", "commerce", "investments", "and"]
status: "enacted"
chapter_law: "2022-169"
primary_sponsors: ["Clemons"]
version_count: 5
action_count: 50
vote_count: 5
first_action: "2021-11-30"
last_action: "2022-06-03"
source: "openstates"
source_identifier: "ocd-bill/99ec8b6d-2e4e-4c3e-aba8-21e18e2f6352"
source_url: "https://flsenate.gov/Session/Bill/2022/749/ByCategory"
source_hash: "ae2d1ebe45c1bea7f515e06acf477d4526ebce2c04def620dc17ad361c4c3ff3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida HB 749 (2022) — Fraud Prevention

Fraud Prevention; Requires that electronic credentialing system display certain vehicle information, provide notification, & allow drivers to update information; requires DHSMV to provide Legislature with recommendations for compliance verification with financial responsibility requirements; requires certain sellers to allow consumers to cancel in specified manner & by specified means service contracts that have automatic renewal provisions; revises maximum fines for public adjusters & public adjuster apprentices; revises requirements for advertisements issued or caused to be issued by service agreement companies or salespersons; provides transfer of funds & appropriation.

**Enacted** — Laws of Florida, Chapter 2022-169.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **H 749 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2022/749/BillText/Filed/PDF)
2. **H 749 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2022/749/BillText/c1/PDF)
3. **H 749 c2** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2022/749/BillText/c2/PDF)
4. **H 749 c3** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2022/749/BillText/c3/PDF)
5. **H 749 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2022/749/BillText/er/PDF)

## Votes

- Passage, Third Reading — **115–0** (pass) · lower
- Favorable With Committee Substitute (Commerce Committee) — **21–0** (pass) · lower
- Favorable With Committee Substitute (State Administration & Technology Appropriations Subcommittee) — **13–0** (pass) · lower
- Favorable With Committee Substitute (Insurance & Banking Subcommittee) — **16–0** (pass) · lower
- Third Reading — **39–0** (pass) · upper

## Sponsors

- Clemons — primary (person)
- Commerce Committee — primary (organization)
- Insurance and Banking Subcommittee — primary (organization)
- State Administration and Technology Appropriations Subcommittee — primary (organization)
- Benjamin — cosponsor (person)
- Buchanan — cosponsor (person)
- Bush — cosponsor (person)
- Chaney — cosponsor (person)
- Maggard — cosponsor (person)
- Morales — cosponsor (person)
- Roth — cosponsor (person)
- Tant — cosponsor (person)
- Toledo — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-11-30** Filed `filing`
- **2021-12-13** Referred to Insurance & Banking Subcommittee `referral-committee`
- **2021-12-13** Referred to State Administration & Technology Appropriations Subcommittee `referral-committee`
- **2021-12-13** Referred to Commerce Committee `referral-committee`
- **2021-12-13** Now in Insurance & Banking Subcommittee
- **2022-01-11** 1st Reading (Original Filed Version)
- **2022-01-14** Added to Insurance & Banking Subcommittee agenda
- **2022-01-19** Favorable with CS by Insurance & Banking Subcommittee
- **2022-01-21** Reported out of Insurance & Banking Subcommittee
- **2022-01-21** Laid on Table under Rule 7.18(a)
- **2022-01-21** CS Filed
- **2022-01-24** 1st Reading (Committee Substitute 1)
- **2022-01-25** Referred to State Administration & Technology Appropriations Subcommittee `referral-committee`
- **2022-01-25** Referred to Commerce Committee `referral-committee`
- **2022-01-25** Now in State Administration & Technology Appropriations Subcommittee
- **2022-02-11** Added to State Administration & Technology Appropriations Subcommittee agenda
- **2022-02-15** Favorable with CS by State Administration & Technology Appropriations Subcommittee
- **2022-02-15** Reported out of State Administration & Technology Appropriations Subcommittee
- **2022-02-15** Laid on Table under Rule 7.18(a)
- **2022-02-15** CS Filed
- **2022-02-16** Referred to Commerce Committee `referral-committee`
- **2022-02-16** Now in Commerce Committee
- **2022-02-16** 1st Reading (Committee Substitute 2)
- **2022-02-21** Added to Commerce Committee agenda
- **2022-02-23** Favorable with CS by Commerce Committee
- **2022-02-24** Reported out of Commerce Committee
- **2022-02-24** Laid on Table under Rule 7.18(a)
- **2022-02-24** CS Filed
- **2022-02-24** Bill referred to House Calendar
- **2022-02-24** Bill added to Special Order Calendar (3/1/2022)
- **2022-02-24** 1st Reading (Committee Substitute 3)
- **2022-03-01** Read 2nd time `reading-2`
- **2022-03-01** Placed on 3rd reading
- **2022-03-01** Added to Third Reading Calendar
- **2022-03-02** Read 3rd time `reading-3`
- **2022-03-02** CS passed; YEAS 115, NAYS 0 `passage`
- **2022-03-02** In Messages
- **2022-03-02** Referred to Appropriations `referral-committee`
- **2022-03-02** Received
- **2022-03-04** Withdrawn from Appropriations `withdrawal`
- **2022-03-04** Placed on Calendar, on 2nd reading
- **2022-03-04** Substituted for CS/CS/SB 1292
- **2022-03-04** Read 2nd time `reading-2`
- **2022-03-04** Read 3rd time `reading-3`
- **2022-03-04** CS passed; YEAS 39 NAYS 0 `passage`
- **2022-03-04** In Messages
- **2022-03-04** Ordered enrolled
- **2022-05-20** Signed by Officers and presented to Governor
- **2022-06-03** Approved by Governor `executive-signature`
- **2022-06-03** Chapter No. 2022-169

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/99ec8b6d-2e4e-4c3e-aba8-21e18e2f6352`. Confidence: reported (aggregated from official Florida legislature records).