---
type: "Bill"
title: "Individual Retirement Accounts"
description: "Individual Retirement Accounts; Specifying that certain interests received by a transferee after a divorce are exempt from claims of creditors upon being awarded to or received by the transferee; specifying that such interests remain exempt, etc."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2022"
identifier: "SB 968"
citation: "Florida SB 968 (2022)"
classification: ["bill"]
subjects: ["homestead and exemptions"]
status: "enacted"
chapter_law: "2022-167"
primary_sponsors: ["Polsky"]
version_count: 2
action_count: 30
vote_count: 5
first_action: "2021-11-17"
last_action: "2022-06-06"
source: "openstates"
source_identifier: "ocd-bill/907dc3eb-4894-4128-855b-44bf77d04c40"
source_url: "https://flsenate.gov/Session/Bill/2022/968/ByCategory"
source_hash: "679f72de89c5ddbfd8f7dcb3a3b0bfc7e1c05dd9fd31d4d025858333c6b0d03d"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida SB 968 (2022) — Individual Retirement Accounts

Individual Retirement Accounts; Specifying that certain interests received by a transferee after a divorce are exempt from claims of creditors upon being awarded to or received by the transferee; specifying that such interests remain exempt, etc.

**Enacted** — Laws of Florida, Chapter 2022-167.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S 968 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2022/968/BillText/Filed/HTML)
2. **S 968 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2022/968/BillText/er/HTML)

## Votes

- Third Reading — **35–0** (pass) · upper
- Favorable — **11–0** (pass) · upper
- Favorable — **16–0** (pass) · upper
- Passage, Third Reading — **118–0** (pass) · lower
- Favorable — **9–0** (pass) · upper

## Sponsors

- Polsky — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-11-17** Filed `filing`
- **2021-11-30** Referred to Banking and Insurance; Judiciary; Rules `referral-committee`
- **2022-01-07** On Committee agenda-- Banking and Insurance, 01/12/22, 9:30 am, 412 Knott Building
- **2022-01-11** Introduced `introduction`
- **2022-01-12** Favorable by Banking and Insurance; YEAS 11 NAYS 0 `committee-passage-favorable`
- **2022-01-12** Now in Judiciary
- **2022-01-19** On Committee agenda-- Judiciary, 01/24/22, 3:00 pm, 412 Knott Building
- **2022-01-24** Favorable by Judiciary; YEAS 9 NAYS 0 `committee-passage-favorable`
- **2022-01-25** Now in Rules
- **2022-02-10** On Committee agenda-- Rules, 02/15/22, 10:00 am, 412 Knott Building
- **2022-02-15** Favorable by- Rules; YEAS 16 NAYS 0 `committee-passage-favorable`
- **2022-02-16** Placed on Calendar, on 2nd reading
- **2022-02-17** Placed on Special Order Calendar, 02/23/22
- **2022-02-23** Read 2nd time `reading-2`
- **2022-02-23** Read 3rd time `reading-3`
- **2022-02-23** Passed; YEAS 35 NAYS 0 `passage`
- **2022-02-23** Immediately certified
- **2022-02-23** In Messages
- **2022-03-07** Bill referred to House Calendar
- **2022-03-07** Bill added to Special Order Calendar (3/8/2022)
- **2022-03-07** 1st Reading (Original Filed Version)
- **2022-03-08** Read 2nd time `reading-2`
- **2022-03-08** Placed on 3rd reading
- **2022-03-08** Added to Third Reading Calendar
- **2022-03-09** Read 3rd time `reading-3`
- **2022-03-09** Passed; YEAS 118, NAYS 0 `passage`
- **2022-03-09** Ordered enrolled
- **2022-05-26** Signed by Officers and presented to Governor
- **2022-06-03** Approved by Governor `executive-signature`
- **2022-06-06** Chapter No. 2022-167

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/907dc3eb-4894-4128-855b-44bf77d04c40`. Confidence: reported (aggregated from official Florida legislature records).