---
type: "Bill"
title: "Secured Transactions"
description: "Secured Transactions; Providing that a description of certain accounts and entitlements by a certain type of collateral is insufficient for the purpose of security agreements, etc."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2023"
identifier: "SB 978"
citation: "Florida SB 978 (2023)"
classification: ["bill"]
subjects: ["commercial relations"]
status: "enacted"
chapter_law: "2023-266"
primary_sponsors: ["Bradley", "Community Affairs"]
version_count: 3
action_count: 31
vote_count: 5
first_action: "2023-02-20"
last_action: "2023-06-22"
source: "openstates"
source_identifier: "ocd-bill/44e7e6fa-ed0f-426b-8b50-8abd9b9ec456"
source_url: "https://flsenate.gov/Session/Bill/2023/978/ByCategory"
source_hash: "c91b550115da0f6a7f9d645d0929830c0e7190e2adea86af6e76ebf2863e7afa"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida SB 978 (2023) — Secured Transactions

Secured Transactions; Providing that a description of certain accounts and entitlements by a certain type of collateral is insufficient for the purpose of security agreements, etc.

**Enacted** — Laws of Florida, Chapter 2023-266.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S 978 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2023/978/BillText/Filed/HTML)
2. **S 978 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/978/BillText/c1/HTML)
3. **S 978 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2023/978/BillText/er/HTML)

## Votes

- Favorable — **9–0** (pass) · upper
- Passage, Third Reading — **112–0** (pass) · lower
- Favorable — **19–0** (pass) · upper
- Favorable with Committee Substitute — **8–0** (pass) · upper
- Third Reading — **39–0** (pass) · upper

## Sponsors

- Bradley — primary (person)
- Community Affairs — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-20** Filed `filing`
- **2023-02-28** Referred to Commerce and Tourism; Community Affairs; Rules `referral-committee`
- **2023-03-07** Introduced `introduction`
- **2023-03-15** On Committee agenda-- Commerce and Tourism, 03/20/23, 3:30 pm, 110 Senate Building
- **2023-03-20** Favorable by Commerce and Tourism; YEAS 9 NAYS 0 `committee-passage-favorable`
- **2023-03-21** Now in Community Affairs
- **2023-03-24** On Committee agenda-- Community Affairs, 03/29/23, 8:30 am, 401 Senate Building
- **2023-03-29** CS by Community Affairs; YEAS 8 NAYS 0
- **2023-03-30** Pending reference review under Rule 4.7(2) - (Committee Substitute)
- **2023-03-30** Now in Rules
- **2023-03-30** CS by Community Affairs read 1st time
- **2023-04-06** On Committee agenda-- Rules, 04/11/23, 8:30 am, 412 Knott Building
- **2023-04-11** Favorable by- Rules; YEAS 19 NAYS 0 `committee-passage-favorable`
- **2023-04-11** Placed on Calendar, on 2nd reading
- **2023-04-13** Placed on Special Order Calendar, 04/18/23
- **2023-04-18** Read 2nd time `reading-2`
- **2023-04-18** Read 3rd time `reading-3`
- **2023-04-18** CS passed; YEAS 39 NAYS 0 `passage`
- **2023-04-19** In Messages
- **2023-04-19** Bill referred to House Calendar
- **2023-04-19** Bill added to Special Order Calendar (4/20/2023)
- **2023-04-19** 1st Reading (Committee Substitute 1) `reading-1`
- **2023-04-20** Substituted for CS/HB 901
- **2023-04-20** Read 2nd time `reading-2`
- **2023-04-20** Added to Third Reading Calendar
- **2023-04-20** Read 3rd time `reading-3`
- **2023-04-20** CS passed; YEAS 112, NAYS 0 `passage`
- **2023-04-20** Ordered enrolled `enrolled`
- **2023-06-14** Signed by Officers and presented to Governor `executive-receipt`
- **2023-06-20** Approved by Governor `executive-signature`
- **2023-06-22** Chapter No. 2023-266

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/44e7e6fa-ed0f-426b-8b50-8abd9b9ec456`. Confidence: reported (aggregated from official Florida legislature records).