---
type: "Bill"
title: "Risk Retention Groups"
description: "Risk Retention Groups; Provides that motor vehicle insurance coverage issued by risk retention groups operating under federal law satisfies financial responsibility requirements under state motor vehicle law."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2024"
identifier: "HB 215"
citation: "Florida HB 215 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
chapter_law: "2024-172"
primary_sponsors: ["Truenow"]
version_count: 3
action_count: 37
vote_count: 2
first_action: "2023-10-18"
last_action: "2024-05-13"
source: "openstates"
source_identifier: "ocd-bill/c90771fc-1bf8-4012-a5e8-9059480da221"
source_url: "https://flsenate.gov/Session/Bill/2024/215/ByCategory"
source_hash: "c4c894762bce43648270ff8197c25601a7d2396db468e19a0665c2f6702a828a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida HB 215 (2024) — Risk Retention Groups

Risk Retention Groups; Provides that motor vehicle insurance coverage issued by risk retention groups operating under federal law satisfies financial responsibility requirements under state motor vehicle law.

**Enacted** — Laws of Florida, Chapter 2024-172.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **H 215 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2024/215/BillText/Filed/PDF)
2. **H 215 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2024/215/BillText/c1/PDF)
3. **H 215 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2024/215/BillText/er/PDF)

## Votes

- Passage, Third Reading — **119–0** (pass) · lower
- Third Reading — **39–0** (pass) · upper

## Sponsors

- Insurance & Banking Subcommittee — primary (organization)
- Truenow — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-10-18** Filed `filing`
- **2023-11-02** Referred to Insurance & Banking Subcommittee `referral-committee`
- **2023-11-02** Referred to Commerce Committee `referral-committee`
- **2023-11-02** Now in Insurance & Banking Subcommittee
- **2023-12-06** Added to Insurance & Banking Subcommittee agenda
- **2023-12-13** Favorable with CS by Insurance & Banking Subcommittee `committee-passage-favorable`
- **2023-12-20** Reported out of Insurance & Banking Subcommittee
- **2023-12-21** Laid on Table under Rule 7.18(a) `deferral`
- **2023-12-21** CS Filed `filing`
- **2024-01-03** Referred to Commerce Committee `referral-committee`
- **2024-01-03** Now in Commerce Committee
- **2024-01-09** 1st Reading (Original Filed Version) `filing, reading-1`
- **2024-01-09** 1st Reading (Committee Substitute 1) `reading-1`
- **2024-01-19** Added to Commerce Committee agenda
- **2024-01-23** Favorable by Commerce Committee `committee-passage-favorable`
- **2024-01-24** Reported out of Commerce Committee
- **2024-01-24** Bill released to House Calendar
- **2024-01-24** Added to Second Reading Calendar
- **2024-02-12** Bill added to Special Order Calendar (2/15/2024)
- **2024-02-15** Read 2nd time `reading-2`
- **2024-02-15** Added to Third Reading Calendar
- **2024-02-15** Read 3rd time `reading-3`
- **2024-02-15** CS passed; YEAS 119, NAYS 0 `passage`
- **2024-02-15** In Messages
- **2024-02-16** Referred to Fiscal Policy `referral-committee`
- **2024-02-20** Received `enrolled`
- **2024-03-05** Withdrawn from Fiscal Policy `withdrawal`
- **2024-03-05** Placed on Calendar, on 2nd reading
- **2024-03-05** Substituted for CS/SB 846
- **2024-03-05** Read 2nd time `reading-2`
- **2024-03-05** Read 3rd time `reading-3`
- **2024-03-05** CS passed; YEAS 39 NAYS 0 `passage`
- **2024-03-05** In Messages
- **2024-03-05** Ordered enrolled `enrolled`
- **2024-04-25** Signed by Officers and presented to Governor `executive-receipt`
- **2024-05-10** Approved by Governor `executive-signature`
- **2024-05-13** Chapter No. 2024-172

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c90771fc-1bf8-4012-a5e8-9059480da221`. Confidence: reported (aggregated from official Florida legislature records).