---
type: "Bill"
title: "Financial Services"
description: "Financial Services ; Requires state financial institutions to pay semiannual assessment for specified time periods; requires that semiannual assessment be received by Office of Financial Regulation in specified manner & by specified dates; authorizes office to issue specified certificate under certain circumstances; authorizes certain elected officers, directors, or committee members of credit union to be reimbursed for certain expenses; revises timeframe for certain requirements by directors of proposed bank or trust company; revises timeframe within which bank or trust company corporation is required to open & conduct specified business."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2025"
identifier: "HB 1549"
citation: "Florida HB 1549 (2025)"
classification: ["bill"]
subjects: ["insurance"]
status: "enacted"
chapter_law: "2025-145"
primary_sponsors: ["Maggard"]
version_count: 4
action_count: 48
vote_count: 4
first_action: "2025-02-28"
last_action: "2025-06-16"
source: "openstates"
source_identifier: "ocd-bill/f7b62b8e-85d5-44f3-8a75-bb5550fa5843"
source_url: "https://flsenate.gov/Session/Bill/2025/1549/ByCategory"
source_hash: "1993ad891c0aa880256aa3ec4c2b33b237982581f9eebe74ef4c2c7131b4a6bd"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida HB 1549 (2025) — Financial Services

Financial Services ; Requires state financial institutions to pay semiannual assessment for specified time periods; requires that semiannual assessment be received by Office of Financial Regulation in specified manner & by specified dates; authorizes office to issue specified certificate under certain circumstances; authorizes certain elected officers, directors, or committee members of credit union to be reimbursed for certain expenses; revises timeframe for certain requirements by directors of proposed bank or trust company; revises timeframe within which bank or trust company corporation is required to open & conduct specified business.

**Enacted** — Laws of Florida, Chapter 2025-145.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **H 1549 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2025/1549/BillText/Filed/PDF)
2. **H 1549 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2025/1549/BillText/c1/PDF)
3. **H 1549 e1** (engrossed) — [source](https://flsenate.gov/Session/Bill/2025/1549/BillText/e1/PDF)
4. **H 1549 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2025/1549/BillText/er/PDF)

## Votes

- Passage, Third Reading — **116–0** (pass) · lower
- Returning Messages — **36–1** (pass) · upper
- Passage — **114–0** (pass) · lower
- Third Reading — **27–10** (pass) · upper

## Sponsors

- Insurance & Banking Subcommittee — primary (organization)
- Maggard — primary (person)
- Redondo — cosponsor (person)
- Salzman — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-28** Filed `filing`
- **2025-03-04** 1st Reading (Original Filed Version) `filing, reading-1`
- **2025-03-05** Referred to Insurance & Banking Subcommittee `referral-committee`
- **2025-03-05** Referred to Commerce Committee `referral-committee`
- **2025-03-05** Now in Insurance & Banking Subcommittee
- **2025-03-18** Added to Insurance & Banking Subcommittee agenda
- **2025-03-20** Favorable with CS by Insurance & Banking Subcommittee `committee-passage-favorable`
- **2025-03-21** Reported out of Insurance & Banking Subcommittee
- **2025-03-21** Laid on Table under Rule 7.18(a) `deferral`
- **2025-03-21** CS Filed `filing`
- **2025-03-24** 1st Reading (Committee Substitute 1) `reading-1`
- **2025-03-24** Referred to Commerce Committee `referral-committee`
- **2025-03-24** Now in Commerce Committee
- **2025-03-27** Added to Commerce Committee agenda
- **2025-03-31** Favorable by Commerce Committee `committee-passage-favorable`
- **2025-04-02** Reported out of Commerce Committee
- **2025-04-02** Bill released to House Calendar
- **2025-04-02** Added to Second Reading Calendar
- **2025-04-10** Bill added to Special Order Calendar (4/16/2025)
- **2025-04-16** Read 2nd time `reading-2`
- **2025-04-16** Placed on 3rd reading `reading-3`
- **2025-04-16** Added to Third Reading Calendar
- **2025-04-16** Read 3rd time `reading-3`
- **2025-04-16** CS passed; YEAS 116, NAYS 0 `passage`
- **2025-04-16** In Messages
- **2025-04-16** Referred to Fiscal Policy `referral-committee`
- **2025-04-22** Received `enrolled`
- **2025-04-30** Withdrawn from Fiscal Policy `withdrawal`
- **2025-04-30** Placed on Calendar, on 2nd reading
- **2025-04-30** Substituted for CS/CS/SB 1612
- **2025-04-30** Read 2nd time `reading-2`
- **2025-04-30** Amendment(s) adopted (102254)
- **2025-04-30** Placed on 3rd reading `reading-3`
- **2025-04-30** Read 3rd time `reading-3`
- **2025-04-30** CS passed as amended; YEAS 27 NAYS 10 `passage`
- **2025-04-30** In Messages
- **2025-05-02** Senate Message List
- **2025-05-02** Amendment 458307 adopted
- **2025-05-02** Concurred in Senate amendment 102254 as amended
- **2025-05-02** CS passed as amended; YEAS 114, NAYS 0 `passage`
- **2025-05-02** In returning messages
- **2025-05-02** Concurred in House amendment(s) to Senate amendment(s) (458307)
- **2025-05-02** CS passed as amended; YEAS 36 NAYS 1 `passage`
- **2025-05-02** In Messages
- **2025-05-02** Ordered engrossed, then enrolled `enrolled`
- **2025-06-12** Signed by Officers and presented to Governor `executive-receipt`
- **2025-06-13** Approved by Governor `executive-signature`
- **2025-06-16** Chapter No. 2025-145

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f7b62b8e-85d5-44f3-8a75-bb5550fa5843`. Confidence: reported (aggregated from official Florida legislature records).