---
type: "Bill"
title: "Protected Cell Captive Insurance Companies"
description: "Protected Cell Captive Insurance Companies; Specifying that a protected cell captive insurance company may only insure certain risks; revising the unimpaired paid-in capital requirements for captive insurance companies; authorizing one or more sponsors to form a protected cell captive insurance company; requiring applicant protected cell captive insurance companies to file certain information with the Office of Insurance Regulation; authorizing protected cell captive insurance companies to establish and maintain certain protected cells, subject to certain approvals granted by the office, etc."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2026"
identifier: "HB 883"
citation: "Florida HB 883 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
chapter_law: "2026-72"
primary_sponsors: ["Fabricio"]
version_count: 4
action_count: 46
vote_count: 5
first_action: "2025-12-23"
last_action: "2026-05-12"
source: "openstates"
source_identifier: "ocd-bill/baaa5b78-a251-443f-bb2f-99869fdbd6a3"
source_url: "https://flsenate.gov/Session/Bill/2026/883/ByCategory"
source_hash: "fb42f989660408ea7c745d4c6602ed55187920a21d8cd8b58d849fcbad7aa28d"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---

# Florida HB 883 (2026) — Protected Cell Captive Insurance Companies

Protected Cell Captive Insurance Companies; Specifying that a protected cell captive insurance company may only insure certain risks; revising the unimpaired paid-in capital requirements for captive insurance companies; authorizing one or more sponsors to form a protected cell captive insurance company; requiring applicant protected cell captive insurance companies to file certain information with the Office of Insurance Regulation; authorizing protected cell captive insurance companies to establish and maintain certain protected cells, subject to certain approvals granted by the office, etc.

**Enacted** — Laws of Florida, Chapter 2026-72.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **H 883 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2026/883/BillText/Filed/PDF)
2. **H 883 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2026/883/BillText/c1/PDF)
3. **H 883 c2** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2026/883/BillText/c2/PDF)
4. **H 883 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2026/883/BillText/er/PDF)

## Votes

- Favorable (Civil Justice & Claims Subcommittee) — **14–0** (pass) · lower
- Favorable With Committee Substitute (Commerce Committee) — **23–0** (pass) · lower
- Third Reading — **37–0** (pass) · upper
- Passage, Third Reading — **110–0** (pass) · lower
- Favorable With Committee Substitute (Insurance & Banking Subcommittee) — **17–0** (pass) · lower

## Sponsors

- Commerce Committee — primary (organization)
- Fabricio — primary (person)
- Insurance & Banking Subcommittee — primary (organization)
- Black — cosponsor (person)
- Partington — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-12-23** Filed `filing`
- **2026-01-05** Referred to Insurance & Banking Subcommittee `referral-committee`
- **2026-01-05** Referred to Civil Justice & Claims Subcommittee `referral-committee`
- **2026-01-05** Referred to Commerce Committee `referral-committee`
- **2026-01-05** Now in Insurance & Banking Subcommittee
- **2026-01-13** 1st Reading (Original Filed Version) `filing, reading-1`
- **2026-02-09** Added to Insurance & Banking Subcommittee agenda
- **2026-02-11** Favorable with CS by Insurance & Banking Subcommittee `committee-passage-favorable`
- **2026-02-11** Reported out of Insurance & Banking Subcommittee
- **2026-02-11** Laid on Table under Rule 7.18(a) `deferral`
- **2026-02-11** CS Filed `filing`
- **2026-02-11** 1st Reading (Committee Substitute 1) `reading-1`
- **2026-02-12** Referred to Civil Justice & Claims Subcommittee `referral-committee`
- **2026-02-12** Referred to Commerce Committee `referral-committee`
- **2026-02-12** Now in Civil Justice & Claims Subcommittee
- **2026-02-16** Added to Civil Justice & Claims Subcommittee agenda
- **2026-02-18** Favorable by Civil Justice & Claims Subcommittee `committee-passage-favorable`
- **2026-02-18** Reported out of Civil Justice & Claims Subcommittee
- **2026-02-18** Now in Commerce Committee
- **2026-02-20** Added to Commerce Committee agenda
- **2026-02-24** Favorable with CS by Commerce Committee `committee-passage-favorable`
- **2026-02-25** Reported out of Commerce Committee
- **2026-02-25** Laid on Table under Rule 7.18(a) `deferral`
- **2026-02-25** CS Filed `filing`
- **2026-02-25** Bill referred to House Calendar
- **2026-02-25** 1st Reading (Committee Substitute 2) `reading-1`
- **2026-02-26** Added to Second Reading Calendar
- **2026-02-26** Bill added to Special Order Calendar (3/3/2026)
- **2026-03-03** Read 2nd time `reading-2`
- **2026-03-03** Added to Third Reading Calendar
- **2026-03-03** Read 3rd time `reading-3`
- **2026-03-03** CS passed; YEAS 110, NAYS 0 `passage`
- **2026-03-03** In Messages
- **2026-03-03** Referred to Rules `referral-committee`
- **2026-03-03** Received `enrolled`
- **2026-03-04** Withdrawn from Rules `withdrawal`
- **2026-03-04** Placed on Calendar, on 2nd reading
- **2026-03-04** Substituted for SB 990
- **2026-03-04** Read 2nd time `reading-2`
- **2026-03-04** Read 3rd time `reading-3`
- **2026-03-04** CS passed; YEAS 37 NAYS 0 `passage`
- **2026-03-04** In Messages
- **2026-03-04** Ordered enrolled `enrolled`
- **2026-04-30** Signed by Officers and presented to Governor `executive-receipt`
- **2026-05-11** Approved by Governor `executive-signature`
- **2026-05-12** Chapter No. 2026-72

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/baaa5b78-a251-443f-bb2f-99869fdbd6a3`. Confidence: reported (aggregated from official Florida legislature records).