---
type: "Bill"
title: "Relating to consumer credit financing in the sale or lease of motor vehicles; to amend Section 8-37A-4 of the Co"
description: "Motor vehicle value protection agreements, insurance policy of provider required to insure payments of obligations of provider"
jurisdiction: "us/states/al"
legislature: "Alabama Legislature"
session: "2023rs"
identifier: "SB 15"
citation: "Alabama SB 15 (2023rs)"
classification: ["bill"]
subjects: ["Motor vehicle value protection agreements"]
status: "enacted"
primary_sponsors: ["Shay Shelnutt"]
version_count: 3
action_count: 17
vote_count: 2
first_action: "2023-02-22T05:00:00+00:00"
last_action: "2023-05-30T14:45:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/7ca067b1-5bb5-412b-bd87-8784b420f053"
source_url: "https://alison.legislature.state.al.us/bill-search"
source_hash: "88f67bd4bc11ae8595ef676d86f99b9216218e5c8514d401eeaeb41dcf9e6b04"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-al"]
---

# Alabama SB 15 (2023rs) — Relating to consumer credit financing in the sale or lease of motor vehicles; to amend Section 8-37A-4 of the Co

Motor vehicle value protection agreements, insurance policy of provider required to insure payments of obligations of provider

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://www.legislature.state.al.us/pdf/SearchableInstruments/2023RS/SB15-int.pdf)
2. **Act 2023-325** (committee substitute) — [source](http://arc-sos.state.al.us/ucp/L1271904.AI1.pdf)
3. **Enrolled** (enrolled) — [source](https://www.legislature.state.al.us/pdf/SearchableInstruments/2023RS/SB15-enr.pdf)

## Votes

- Roll of the H for Vote 984 on SB15 (2023 Regular Session) — **98–0** (pass) · lower
- Roll of the S for Vote 373 on SB15 (2023 Regular Session) — **32–0** (pass) · upper

## Sponsors

- Shay Shelnutt — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-22T05:00:00+00:00** Filed `filing`
- **2023-05-26T04:00:00+00:00** Enrolled
- **2023-05-25T04:00:00+00:00** Ready to Enroll
- **2023-05-25T04:00:00+00:00** Read a Third Time and Pass `passage`
- **2023-05-25T04:00:00+00:00** On Third Reading in Second House
- **2023-05-03T04:00:00+00:00** Read Second Time in Second House
- **2023-05-03T04:00:00+00:00** Reported Out of Committee in Second House
- **2023-05-03T04:00:00+00:00** Reported Favorably (Insurance) `committee-passage`
- **2023-04-25T04:00:00+00:00** Referred to Committee (Insurance) `referral-committee`
- **2023-04-25T04:00:00+00:00** Read First Time in Second House `reading-1`
- **2023-04-25T04:00:00+00:00** Read a Third Time and Pass `passage`
- **2023-04-25T04:00:00+00:00** On Third Reading in House of Origin
- **2023-04-05T04:00:00+00:00** Read Second Time in House of Origin
- **2023-04-05T04:00:00+00:00** Reported Out of Committee in House of Origin
- **2023-04-05T04:00:00+00:00** Reported Favorably (Banking and Insurance) `committee-passage`
- **2023-02-27T05:00:00+00:00** Introduced and Referred (Banking and Insurance) `introduction, referral`
- **2023-05-30T14:45:00+00:00** Enacted as 2023-325 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/7ca067b1-5bb5-412b-bd87-8784b420f053`. Confidence: reported (aggregated from official Alabama legislature records).