---
type: "Bill"
title: "Mortgage forbearance: state of emergency: wildfire."
description: "Existing law requires a mortgage servicer to comply with applicable federal guidance regarding borrower options following a forbearance relating to the COVID-19 emergency."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20252026"
identifier: "AB 238"
citation: "California AB 238 (20252026)"
classification: ["bill"]
subjects: ["Mortgageforbearance", "stateofemergency", "wildfire"]
status: "enacted"
primary_sponsors: ["Harabedian"]
version_count: 9
action_count: 32
vote_count: 9
first_action: "2025-01-13"
last_action: "2025-09-22"
source: "openstates"
source_identifier: "ocd-bill/4de4c070-a4f9-4b74-be54-8924c1d19cbe"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB238"
source_hash: "6da690f547dc5aba174aaeb27e09bdfd5a2747b6d511126bb35196659b260816"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 238 (20252026) — Mortgage forbearance: state of emergency: wildfire.

Existing law requires a mortgage servicer to comply with applicable federal guidance regarding borrower options following a forbearance relating to the COVID-19 emergency.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **01/13/25 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB238&version=20250AB23899INT)
2. **03/14/25 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB238&version=20250AB23898AMD)
3. **04/02/25 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB238&version=20250AB23897AMD)
4. **06/03/25 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB238&version=20250AB23896AMD)
5. **06/26/25 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB238&version=20250AB23895AMD)
6. **07/10/25 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB238&version=20250AB23894AMD)
7. **09/22/25 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB238&version=20250AB23892CHP)
8. **AB238** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB238)
9. **09/04/25 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB238&version=20250AB23893ENR)

## Votes

- Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations] — **12–0** (pass) · upper
- 3rd Reading AB238 Harabedian et al. By Grayson Urgency Clause — **40–0** (pass) · upper
- AB 238 Harabedian Third Reading Urgency — **70–0** (pass) · lower
- Do pass — **7–0** (pass) · upper
- AB 238 Harabedian Concurrence in Senate Amendments — **77–0** (pass) · lower
- Do pass and be re-referred to the Committee on [Judiciary] — **6–0** (pass) · lower
- Do pass, but first be re-referred to the Committee on [Judiciary] — **7–0** (pass) · upper
- Do pass and be re-referred to the Committee on [Appropriations] — **11–0** (pass) · lower
- Do pass. — **13–0** (pass) · lower

## Sponsors

- Harabedian — primary (person)
- Bryan — principal coauthor (person)
- Calderon — principal coauthor (person)
- Caloza — principal coauthor (person)
- Celeste Rodriguez — principal coauthor (person)
- Fong — principal coauthor (person)
- Haney — principal coauthor (person)
- Irwin — author (person)
- Mark González — principal coauthor (person)
- Ransom — principal coauthor (person)
- Schiavo — principal coauthor (person)
- Schultz — principal coauthor (person)
- Zbur — principal coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-13** Read first time. To print. `reading-1`
- **2025-01-14** From printer. May be heard in committee February 13.
- **2025-02-18** Referred to Coms. on B.&F. and JUD. `referral-committee`
- **2025-02-20** Re-referred to Coms. on JUD. and B.&F. pursuant to Assembly Rule 96. `referral-committee`
- **2025-02-24** Re-referred to Coms. on B.&F. and JUD. pursuant to Assembly Rule 96. `referral-committee`
- **2025-02-24** Assembly Rule 56 suspended. (Page 440.)
- **2025-02-24** (Pending re-refer to Com. on JUD.)
- **2025-02-26** Coauthors revised.
- **2025-03-03** From committee: Do pass and re-refer to Com. on JUD. (Ayes 6. Noes 0.) (March 3). Re-referred to Com. on JUD. `committee-passage, committee-passage-favorable, referral-committee`
- **2025-03-04** From committee: Do pass and re-refer to Com. on APPR. (Ayes 11. Noes 0.) (March 4). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
- **2025-03-14** From committee chair, with author's amendments: Amend, and re-refer to Com. on APPR. Read second time and amended. `amendment-introduction, amendment-passage, reading-1, reading-2`
- **2025-03-17** Re-referred to Com. on APPR. `referral-committee`
- **2025-03-19** In committee: Set, first hearing. Referred to APPR. suspense file. `referral-committee`
- **2025-03-19** From committee: Do pass. (Ayes 13. Noes 0.) (March 19). `committee-passage, committee-passage-favorable`
- **2025-03-20** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2025-04-02** Read third time and amended. Ordered to third reading. `amendment-passage, reading-1, reading-3`
- **2025-04-07** Read third time. Urgency clause adopted. Passed. Ordered to the Senate. (Ayes 70. Noes 0. Page 1030.). `passage, reading-1, reading-3`
- **2025-04-07** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2025-05-07** Referred to Coms. on B. & F.I. and JUD. `referral-committee`
- **2025-06-03** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B. & F.I. `amendment-introduction, amendment-passage, reading-1, reading-2, referral-committee`
- **2025-06-18** From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (June 18). Re-referred to Com. on JUD. `committee-passage, committee-passage-favorable, referral-committee`
- **2025-06-25** From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (June 24). `amendment-introduction, amendment-passage, committee-passage, referral-committee`
- **2025-06-26** Read second time and amended. Re-referred to Com. on APPR. `amendment-passage, reading-1, reading-2, referral-committee`
- **2025-07-10** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on APPR. `amendment-introduction, amendment-passage, reading-1, reading-2, referral-committee`
- **2025-07-14** From committee: Do pass. (Ayes 7. Noes 0.) (July 14). `committee-passage, committee-passage-favorable`
- **2025-07-15** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2025-09-02** Read third time. Urgency clause adopted. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2390.). `passage, reading-1, reading-3`
- **2025-09-02** In Assembly. Concurrence in Senate amendments pending.
- **2025-09-03** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 77. Noes 0. Page 2855.). `amendment-passage, committee-passage-favorable`
- **2025-09-04** Enrolled and presented to the Governor at 4 p.m.
- **2025-09-22** Approved by the Governor. `executive-signature`
- **2025-09-22** Chaptered by Secretary of State - Chapter 128, Statutes of 2025. `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4de4c070-a4f9-4b74-be54-8924c1d19cbe`. Confidence: reported (aggregated from official California legislature records).