---
type: "Bill"
title: "A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans."
description: "A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans."
jurisdiction: "us/states/ia"
legislature: "Iowa General Assembly"
session: "2025-2026"
identifier: "HF 2185"
citation: "Iowa HF 2185 (2025-2026)"
classification: ["bill"]
subjects: ["health", "insurance", "medical care"]
status: "enacted"
primary_sponsors: []
version_count: 4
action_count: 12
vote_count: 1
first_action: "2026-01-28"
last_action: "2026-05-15"
source: "openstates"
source_identifier: "ocd-bill/3942d88d-f8ba-47d4-9f30-e9be6fcc660d"
source_url: "https://www.legis.iowa.gov/legislation/billTracking/billHistory?billName=HF 2185&ga=91"
source_hash: "f366cf8874ac51624f7f25a8308de611f4232998977daef4e9d13baa4e13d719"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ia"]
---

# Iowa HF 2185 (2025-2026) — A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://www.legis.iowa.gov/docs/publications/LGI/91/attachments/HF2185.html)
2. **Enrolled with Governor's Action** (committee substitute) — [source](https://www.legis.iowa.gov/docs/publications/LGEG/91/attachments/HF2185.html)
3. **Signed Enrolled Bill (PDF)** (committee substitute) — [source](https://www.legis.iowa.gov/docs/publications/LGE/91/Attachments/HF2185_GovLetter.pdf)
4. **Enrolled** (enrolled) — [source](https://www.legis.iowa.gov/docs/publications/LGE/91/attachments/HF2185.html)

## Votes

- Shall the bill pass? — **47–0** (pass) · upper

## Sponsors

- COMMITTEE ON COMMERCE — primary (organization)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-28** Introduced, placed on calendar. `introduction`
- **2026-03-19** Placed on calendar under unfinished business.
- **2026-04-01** Passed House, yeas 92, nays 0. `passage`
- **2026-04-01** Immediate message.
- **2026-04-02** Message from House.
- **2026-04-02** Read first time, attached to SF 2452. `reading-1`
- **2026-04-15** Substituted for SF 2452.
- **2026-04-15** Passed Senate, yeas 47, nays 0. `passage`
- **2026-04-15** Immediate message.
- **2026-04-15** Message from Senate.
- **2026-05-06** Reported correctly enrolled, signed by Speaker and President, and sent to Governor.
- **2026-05-15** Signed by Governor. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3942d88d-f8ba-47d4-9f30-e9be6fcc660d`. Confidence: reported (aggregated from official Iowa legislature records).