--- type: "Bill" title: "TRANSPARENCY IN FINANCIAL SERVICES – Adds to existing law to provide for transparency in financial services." description: "TRANSPARENCY IN FINANCIAL SERVICES – Adds to existing law to provide for transparency in financial services." jurisdiction: "us/states/id" legislature: "Idaho Legislature" session: "2025" identifier: "S 1027" citation: "Idaho S 1027 (2025)" classification: ["bill"] subjects: ["ACTS", "ATTORNEY GENERAL", "BANKS AND FINANCIAL INSTITUTIONS", "BUSINESS AND BUSINESS ENTITIES", "DISCRIMINATION", "FINANCE", "SPEECH"] status: "enacted" primary_sponsors: [] version_count: 4 action_count: 31 vote_count: 2 first_action: "2025-01-27" last_action: "2025-03-26" source: "openstates" source_identifier: "ocd-bill/a69eb3f5-f095-42e5-9eb8-e6de6edccd55" source_url: "https://legislature.idaho.gov/sessioninfo/2025/legislation/S1027/" source_hash: "0cb10248d963e6dd710554603b04e50e8197cff8138646ab0ac7ea42db988da9" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-id"] --- # Idaho S 1027 (2025) — TRANSPARENCY IN FINANCIAL SERVICES – Adds to existing law to provide for transparency in financial services. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **Amendment** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/S1027A1.pdf) 2. **Bill Text** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/S1027.pdf) 3. **Engrossment 1** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/S1027E1.pdf) 4. **Engrossment 2** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/S1027E2.pdf) ## Votes - Read Third Time in Full – — **63–4** (pass) · lower - Read third time in full as amended – — **32–2** (pass) · upper ## Sponsors - STATE AFFAIRS COMMITTEE — primary (organization) ## Timeline The legislative action history — every referral, reading, and vote. - **2025-01-27** Introduced; read first time; referred to JR for Printing `introduction` - **2025-01-28** Reported Printed; referred to State Affairs - **2025-02-03** Reported out of committee; to 14th Order for amendment - **2025-02-13** Placed in the Committee of the Whole - **2025-02-13** Reported out without recommendation, as amended - **2025-02-13** Amendments ordered printed; referred for engrossment - **2025-02-13** Amendments reported printed - **2025-02-13** Reported engrossed, filed for first reading, as amended - **2025-02-13** Read first time as amended, filed for Second Reading - **2025-02-14** Read second time as amended, filed for Third reading `reading-2` - **2025-02-21** Referred to 14th Order for amendment - **2025-02-25** Placed in the Committee of the Whole - **2025-02-25** Reported out without recommendation, as amended - **2025-02-25** Amendments ordered printed; referred for engrossment - **2025-02-25** Amendments reported printed - **2025-02-25** Reported engrossed, filed for first reading, as amended - **2025-02-25** Read first time as amended, filed for Second Reading - **2025-02-26** Read second time as amended, filed for Third reading `reading-2` - **2025-02-28** Retained on calendar - **2025-03-03** Read third time in full as amended – PASSED - 32-2-1AYES – Adams, Anthon, Bernt, Bjerke, Blaylock, Burtenshaw, Cook, Den Hartog, Foreman, Galloway, Grow, Guthrie, Harris, Hart, Keyser, Kohl, Lakey, Lenney, Lent, Nichols, Okuniewicz, Ricks, Ruchti, Semmelroth, Shippy, Taylor, Toews, VanOrden, Ward-Engelking, Woodward, Zito, ZuiderveldNAYS – Mathews(Rabe), WintrowAbsent and excused – CarlsonFloor Sponsor - AnthonTitle apvd - to House - **2025-03-04** Received from the Senate, Filed for First Reading - **2025-03-04** Read First Time, Referred to Business `reading-1, referral-committee` - **2025-03-13** Reported out of Committee with Do Pass Recommendation, Filed for Second Reading `committee-passage-favorable` - **2025-03-14** Read second time; Filed for Third Reading `reading-2` - **2025-03-17** Read Third Time in Full – PASSED - 63-4-3AYES – Achilles, Alfieri, Andrus, Barbieri, Beiswenger, Boyle, Bruce, Burgoyne, Cannon, Cayler, Cheatum(Phillips), Clow, Cornilles, Crane(12), Crane(13), Dygert, Egbert, Ehardt, Ehlers, Fuhriman, Furniss, Galaviz, Gannon, Garner, Handy, Harris, Hawkins, Healey, Hill(Hill), Holtzclaw, Horman, Hostetler, Leavitt, Manwaring, Marmon, McCann, Mendive, Mickelsen, Miller, Mitchell, Monks, Nelsen, Palmer, Pickett, Pohanka, Price, Rasor, Raybould, Raymond, Redman, Sauter, Scott, Shepherd, Shirts, Skaug, Tanner(13), Tanner(14), Thompson, Vander Woude, Weber(Weber), Wheeler, Wisniewski, Mr. SpeakerNAYS – Berch, Church, Green, RubelAbsent – Erickson, Mathias, PetzkeFloor Sponsor - Tanner(14)Title apvd - to Senate `passage, reading-3` - **2025-03-18** Returned From House Passed; referred to enrolling `enrolled` - **2025-03-18** Reported enrolled; signed by President; to House for signature of Speaker - **2025-03-19** Received from Senate; Signed by Speaker; Returned to Senate `passage` - **2025-03-19** Reported signed by the Speaker & ordered delivered to Governor `executive-receipt` - **2025-03-20** Reported delivered to Governor at 3:50 p.m. on 03/19/25 `executive-receipt` - **2025-03-26** Signed by Governor on 03/24/25 Session Law Chapter 164 Effective: 07/01/2025 `executive-signature` ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a69eb3f5-f095-42e5-9eb8-e6de6edccd55`. Confidence: reported (aggregated from official Idaho legislature records).