---
type: "Bill"
title: "CONS FRAUD ACT-SEC FREEZE"
description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer who has been the victim of identity theft may place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency with a valid copy of a police report, investigative report, or complaint that the consumer has filed with a law enforcement agency about unlawful use of his or her personal information by another person. Requires a credit reporting agency to place a security freeze on a consumer's credit report no later than 5 business days after receiving a written request from the consumer. Provides that if the consumer wishes to allow his or her credit report to be accessed for a specific party, parties, or period of time while a freeze is in place, he or she shall contact the consumer credit reporting agency, request that the freeze be temporarily lifted, and provide certain information. Provides that if a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file: (i) name, (ii) date of birth, (iii) Social Security number, and (iv) address. Provides that certain entities are not required to place a security freeze in a credit report provided certain conditions are met. Defines \"proper identification\"."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "94th"
identifier: "HB 1058"
citation: "Illinois HB 1058 (94th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 99
vote_count: 3
first_action: "2005-02-04"
last_action: "2005-06-24"
source: "openstates"
source_identifier: "ocd-bill/8187c373-f11d-4e5a-8cf5-249337d36d02"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1058&GAID=8&DocTypeID=HB&LegId=15761&SessionID=50&GA=94"
source_hash: "7f5cf897087836200ca118ea85f13629b538fe376c6ac585f0298ade6d9e7f1b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 1058 (94th) — CONS FRAUD ACT-SEC FREEZE

Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer who has been the victim of identity theft may place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency with a valid copy of a police report, investigative report, or complaint that the consumer has filed with a law enforcement agency about unlawful use of his or her personal information by another person. Requires a credit reporting agency to place a security freeze on a consumer's credit report no later than 5 business days after receiving a written request from the consumer. Provides that if the consumer wishes to allow his or her credit report to be accessed for a specific party, parties, or period of time while a freeze is in place, he or she shall contact the consumer credit reporting agency, request that the freeze be temporarily lifted, and provide certain information. Provides that if a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file: (i) name, (ii) date of birth, (iii) Social Security number, and (iv) address. Provides that certain entities are not required to place a security freeze in a credit report provided certain conditions are met. Defines "proper identification".

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB1058&GA=94&SessionId=50&DocTypeId=HB&LegID=15761&DocNum=1058&GAID=8&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB1058eng&GA=94&SessionId=50&DocTypeId=HB&LegID=15761&DocNum=1058&GAID=8&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB1058enr&GA=94&SessionId=50&DocTypeId=HB&LegID=15761&DocNum=1058&GAID=8&Session=&print=true)

## Votes

- Third Reading — **58–0** (pass) · upper
- Concurrence — **116–0** (pass) · lower
- Third Reading — **113–0** (pass) · lower

## Sponsors

- Dale A. Righter — cosponsor (person)
- Edward D. Maloney — cosponsor (person)
- Jacqueline Y. Collins — cosponsor (person)
- Marlow H. Colvin — primary (person)
- Martin A. Sandoval — cosponsor (person)
- Pamela J. Althoff — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2005-02-04** Filed with the Clerk by Rep. Marlow H. Colvin `filing`
- **2005-02-07** First Reading `reading-1`
- **2005-02-07** Referred to Rules Committee `referral-committee`
- **2005-02-10** Assigned to Consumer Protection Committee `referral-committee`
- **2005-02-16** Added Chief Co-Sponsor Rep. Patricia Reid Lindner
- **2005-02-24** Added Chief Co-Sponsor Rep. Susana A Mendoza
- **2005-02-24** Added Chief Co-Sponsor Rep. Deborah L. Graham
- **2005-02-24** Added Chief Co-Sponsor Rep. Sara Feigenholtz
- **2005-02-24** Added Co-Sponsor Rep. Calvin L. Giles
- **2005-02-24** Added Co-Sponsor Rep. Karen A. Yarbrough
- **2005-02-24** Added Co-Sponsor Rep. Robert Rita
- **2005-02-24** Added Co-Sponsor Rep. Constance A. Howard
- **2005-02-24** Added Co-Sponsor Rep. William Davis
- **2005-02-24** Added Co-Sponsor Rep. Eddie Washington
- **2005-02-24** Added Co-Sponsor Rep. Lovana Jones
- **2005-02-24** Added Co-Sponsor Rep. Kevin Joyce
- **2005-03-03** Added Co-Sponsor Rep. Jack D. Franks
- **2005-03-03** Added Co-Sponsor Rep. James D. Brosnahan
- **2005-03-03** Added Co-Sponsor Rep. Dan Reitz
- **2005-03-08** Added Co-Sponsor Rep. Careen M Gordon
- **2005-03-08** Added Co-Sponsor Rep. Karen May
- **2005-03-08** Added Co-Sponsor Rep. Kathleen A. Ryg
- **2005-03-08** Added Co-Sponsor Rep. Naomi D. Jakobsson
- **2005-03-08** Added Co-Sponsor Rep. Robin Kelly
- **2005-03-08** Added Co-Sponsor Rep. David R. Leitch
- **2005-03-08** Do Pass / Short Debate Consumer Protection Committee; 012-000-000 `committee-passage`
- **2005-03-09** Placed on Calendar 2nd Reading - Short Debate
- **2005-03-15** Second Reading - Short Debate `reading-2`
- **2005-03-15** Placed on Calendar Order of 3rd Reading - Short Debate
- **2005-03-15** Fiscal Note Filed
- **2005-03-15** Housing Affordability Impact Note Filed
- **2005-03-15** Judicial Note Filed
- **2005-03-16** Pension Note Filed
- **2005-03-16** Fiscal Note Filed
- **2005-03-16** Co-Sponsor Rep. Arthur L. Turner
- **2005-03-16** Co-Sponsor Rep. Wyvetter H. Younge
- **2005-03-16** State Debt Impact Note Filed
- **2005-03-17** Home Rule Note Filed
- **2005-03-17** State Mandates Fiscal Note Filed
- **2005-03-17** Added Co-Sponsor Rep. Sandra M. Pihos
- **2005-03-17** Added Co-Sponsor Rep. Ruth Munson
- **2005-03-17** Added Co-Sponsor Rep. Rosemary Mulligan
- **2005-03-17** Added Co-Sponsor Rep. Elizabeth Coulson
- **2005-03-17** Added Co-Sponsor Rep. Roger L. Eddy
- **2005-03-17** Added Co-Sponsor Rep. Sidney H. Mathias
- **2005-03-17** Added Co-Sponsor Rep. Milton Patterson
- **2005-03-17** Added Co-Sponsor Rep. Richard T. Bradley
- **2005-03-17** Third Reading - Short Debate - Passed 113-000-000 `reading-3, passage`
- **2005-03-17** Added Co-Sponsor Rep. Charles E. Jefferson
- **2005-03-17** Added Co-Sponsor Rep. Maria Antonia Berrios
- **2005-03-17** Added Co-Sponsor Rep. Michelle Chavez
- **2005-03-17** Arrive in Senate `introduction`
- **2005-03-17** Placed on Calendar Order of First Reading April 6, 2005 `reading-1`
- **2005-03-17** Chief Senate Sponsor Sen. Mattie Hunter
- **2005-03-30** Added as Alternate Chief Co-Sponsor Sen. M. Maggie Crotty
- **2005-04-05** Added Co-Sponsor Rep. Lisa M. Dugan
- **2005-04-05** Fiscal Note Filed from the Illinois Department of corrections.
- **2005-04-06** First Reading `reading-1`
- **2005-04-06** Referred to Rules `referral-committee`
- **2005-04-07** Added as Alternate Chief Co-Sponsor Sen. Kwame Raoul
- **2005-04-08** Added as Alternate Chief Co-Sponsor Sen. Carole Pankau
- **2005-04-13** Assigned to Executive `referral-committee`
- **2005-04-14** Added as Alternate Chief Co-Sponsor Sen. Ira I. Silverstein
- **2005-04-18** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Mattie Hunter `amendment-introduction`
- **2005-04-18** Senate Committee Amendment No. 1 Referred to Rules `referral-committee`
- **2005-04-19** Senate Committee Amendment No. 1 Rules Refers to Executive
- **2005-04-19** Correctional Note Filed from the Illinois Department of Corrections.
- **2005-04-20** Senate Committee Amendment No. 1 Postponed - Executive
- **2005-04-21** Postponed - Executive
- **2005-04-28** Senate Committee Amendment No. 2 Filed with Secretary by Sen. Mattie Hunter `amendment-introduction`
- **2005-04-28** Senate Committee Amendment No. 2 Referred to Rules `referral-committee`
- **2005-04-28** Added as Alternate Co-Sponsor Sen. Pamela J. Althoff
- **2005-05-02** Added as Alternate Co-Sponsor Sen. Dale A. Righter
- **2005-05-03** Senate Committee Amendment No. 2 Rules Refers to Executive
- **2005-05-04** Senate Committee Amendment No. 2 Adopted `amendment-passage`
- **2005-05-05** Do Pass as Amended Executive; 012-000-000 `committee-passage`
- **2005-05-05** Placed on Calendar Order of 2nd Reading May 10, 2005
- **2005-05-05** Added as Alternate Co-Sponsor Sen. Edward D. Maloney
- **2005-05-06** Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Rules `referral-committee`
- **2005-05-10** Second Reading `reading-2`
- **2005-05-10** Placed on Calendar Order of 3rd Reading May 11, 2005
- **2005-05-11** Added as Alternate Co-Sponsor Sen. Jacqueline Y. Collins
- **2005-05-11** Added as Alternate Co-Sponsor Sen. Martin A. Sandoval
- **2005-05-11** Third Reading - Passed; 058-000-000 `reading-3, passage`
- **2005-05-11** Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
- **2005-05-11** Arrived in House `introduction`
- **2005-05-11** Placed on Calendar Order of Concurrence Senate Amendment(s) 2
- **2005-05-24** Senate Committee Amendment No. 2 Motion Filed Concur Rep. Marlow H. Colvin
- **2005-05-24** Senate Committee Amendment No. 2 Motion to Concur Referred to Rules Committee `referral-committee`
- **2005-05-25** Senate Committee Amendment No. 2 Motion to Concur Rules Referred to Consumer Protection Committee `referral-committee`
- **2005-05-25** Senate Committee Amendment No. 2 Motion to Concur Recommends be Adopted Consumer Protection Committee; 009-000-000
- **2005-05-27** Senate Committee Amendment No. 2 House Concurs 116-000-000
- **2005-05-27** Added Co-Sponsor Rep. Patrick J Verschoore
- **2005-05-27** Added Co-Sponsor Rep. Jack McGuire
- **2005-05-27** Passed Both Houses
- **2005-06-24** Sent to the Governor `executive-receipt`
- **2005-06-24** Governor Approved `executive-signature`
- **2005-06-24** Effective Date January 1, 2006
- **2005-06-24** Public Act . . . . . . . . . 94-0074 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8187c373-f11d-4e5a-8cf5-249337d36d02`. Confidence: reported (aggregated from official Illinois legislature records).