---
type: "Bill"
title: "MORTGAGE ESCROW-TAX PAYMENTS"
description: "Amends the Mortgage Escrow Account Act. In a Section concerning a mortgage lender providing notice of tax payments, provides that notice to a borrower must be on at least an annual basis."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "94th"
identifier: "HB 4519"
citation: "Illinois HB 4519 (94th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 34
vote_count: 2
first_action: "2006-01-11"
last_action: "2006-06-20"
source: "openstates"
source_identifier: "ocd-bill/73eed49b-f443-496c-9952-214deab36826"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4519&GAID=8&DocTypeID=HB&LegId=22798&SessionID=50&GA=94"
source_hash: "4ddae9286bff249d1cb2bd15235425fe65ed217ec83cb601f53d31adde82439b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 4519 (94th) — MORTGAGE ESCROW-TAX PAYMENTS

Amends the Mortgage Escrow Account Act. In a Section concerning a mortgage lender providing notice of tax payments, provides that notice to a borrower must be on at least an annual basis.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB4519&GA=94&SessionId=50&DocTypeId=HB&LegID=22798&DocNum=4519&GAID=8&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB4519eng&GA=94&SessionId=50&DocTypeId=HB&LegID=22798&DocNum=4519&GAID=8&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB4519enr&GA=94&SessionId=50&DocTypeId=HB&LegID=22798&DocNum=4519&GAID=8&Session=&print=true)

## Votes

- Third Reading — **54–0** (pass) · upper
- Third Reading — **111–0** (pass) · lower

## Sponsors

- Cheryl Axley — cosponsor (person)
- Karen A. Yarbrough — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2006-01-11** Filed with the Clerk by Rep. Karen A. Yarbrough `filing`
- **2006-01-11** First Reading `reading-1`
- **2006-01-11** Referred to Rules Committee `referral-committee`
- **2006-01-12** Added Chief Co-Sponsor Rep. Sidney H. Mathias
- **2006-01-12** Added Chief Co-Sponsor Rep. Paul D. Froehlich
- **2006-02-14** Assigned to Judiciary I - Civil Law Committee `referral-committee`
- **2006-02-14** Motion to Suspend Rule 25 - Prevailed
- **2006-02-15** Do Pass / Short Debate Judiciary I - Civil Law Committee; 011-000-000 `committee-passage`
- **2006-02-15** Placed on Calendar 2nd Reading - Short Debate
- **2006-02-16** Second Reading - Short Debate `reading-2`
- **2006-02-16** Placed on Calendar Order of 3rd Reading - Short Debate
- **2006-02-21** Added Co-Sponsor Rep. Shane Cultra
- **2006-02-21** Added Co-Sponsor Rep. Deborah L. Graham
- **2006-02-21** Third Reading - Short Debate - Passed 111-000-002 `reading-3, passage`
- **2006-02-22** Arrive in Senate `introduction`
- **2006-02-22** Placed on Calendar Order of First Reading `reading-1`
- **2006-02-22** Chief Senate Sponsor Sen. Iris Y. Martinez
- **2006-02-22** First Reading `reading-1`
- **2006-02-22** Referred to Rules `referral-committee`
- **2006-03-01** Assigned to Financial Institutions `referral-committee`
- **2006-03-01** Added as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2006-03-16** Do Pass Financial Institutions; 005-000-000 `committee-passage`
- **2006-03-16** Placed on Calendar Order of 2nd Reading March 22, 2006
- **2006-03-16** Added as Alternate Co-Sponsor Sen. Cheryl Axley
- **2006-03-16** Added as Alternate Chief Co-Sponsor Sen. Dan Rutherford
- **2006-03-24** Second Reading `reading-2`
- **2006-03-24** Placed on Calendar Order of 3rd Reading March 27, 2006
- **2006-03-28** Added as Alternate Chief Co-Sponsor Sen. Mattie Hunter
- **2006-03-28** Third Reading - Passed; 054-000-000 `reading-3, passage`
- **2006-03-28** Passed Both Houses
- **2006-04-26** Sent to the Governor `executive-receipt`
- **2006-06-20** Governor Approved `executive-signature`
- **2006-06-20** Effective Date January 1, 2007
- **2006-06-20** Public Act . . . . . . . . . 94-0883 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/73eed49b-f443-496c-9952-214deab36826`. Confidence: reported (aggregated from official Illinois legislature records).